Commercial General insurance ( CGI ) is a term commonly used to refer to a broad category of insurance that covers a wide range of risks and assets, excluding personal general insurance ( i.e. travel, personal accident, auto ) and life insurance. CGI provides financial protection against various uncertainties, events, and liabilities that may result in financial loss. It is also known as non-life insurance.
Here are some key types of general insurance:
1. Property Insurance:
– Home Insurance: Covers damage or loss to the structure and contents of a home due to events like fire, theft, or natural disasters.
– Commercial Property Insurance: Protects business properties, including buildings, equipment, and inventory, against various risks.
2. Liability Insurance:
– Comprehensive General Liability Insurance ( CGLI ) : Offers protection against third-party claims for all risks ( or named perils ) property damage arising from business operations, public liability, product liability, business interruption etc.
– Professional Liability Insurance: Protects Directors’ & Officers’ or Professionals against claims of negligence or inadequate performance of services rendered.
3. Marine Insurance:
– Provides coverage for goods and cargo in transit, as well machinery insurance for ships.
4. Others:
General insurance policies are typically annual contracts, and premiums are paid periodically. The coverage and terms can vary widely based on the type of insurance and the specific policy. It’s essential for individuals and businesses to carefully review policy terms, coverage limits, and exclusions when purchasing general insurance to ensure they have the appropriate level of protection for their needs.
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策
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