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新加坡银行开户条件

一、开户条件👛

  1. 居留身份：
    • 某些账户只向新加坡公民/永久居民提供。
    • 部分账户允许短暂居留的外国人（如就业/留学）申请。
  2. 年龄限制：
    • 日常往来账户：通常要求18岁以上。
    • 储蓄账户：通常要求15/16岁以上。
  3. 初始存款：
    • 开户时必须存入一定金额，具体金额因银行而异。
  4. 最低账户结余：
    • 账户需维持一定金额，否则银行可能收取低结余服务费。

二、开户所需文件📄

在新加坡银行开户一般需要准备以下文件：

  1. 有效护照📘
  2. 有效签证（例如Employment Pass、Student Pass、Dependent Pass）📜
  3. 3个月内的住址证明（如电话费账单、银行月结单、政府信件）🏠
  4. 在每个税务居住地的居留身分证明和纳税证明🧾
  5. 在学证明或工作证明（如录取通知书、学生证、新加坡相关部门发出的IPA）🎓
  6. Singpass 电子身份（仅适用于网上开户）📱

三、开户流程🛠

大部分银行都提供网上/手机开户，但需要申请人拥有Singpass，即新加坡的电子身份证。对于外国人而言，Singpass的申请条件是年满15岁和拥有FIN号码。📍

FIN 是由政府部门向在新加坡就业/留学/居住的外国人发出的识别码。除了Singpass，你还会在银行网站的开户指南中经常见到 MyInfo。 MyInfo 是电子个人信息平台，你在网上申请账户时，用MyInfo就可以自动填写个人资料，省下不少时间。⏳

四、线下开户指南🏦

如果不打算或不符合资格网上开户，也可以直接前往分行办理。只需带齐所需文件，就能即日开户。有些银行如 华侨银行 周一至周日都营业，就算平日没空也能在周末处理开户事宜。🗓

📌小Tips：

  1. 提前在银行官网查询具体开户要求和流程。
  2. 带齐所有必需文件，确保顺利开户。
  3. 选择适合自己需求的账户类型，了解账户的收费及最低结余要求。

希望这篇指南能帮助到大家顺利在新加坡开设银行账户！如果有任何问题，欢迎留言讨论哦~ 😊

 

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新加坡银行开户条件 — Engage

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根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

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  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照，并许可在新加坡共和国境内依据财务顾问法（第110章）和证券与期货交易法（第289章）进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
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  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分，鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息（例如，关于海外司法管辖区以外的资金管理或投资咨询服务等信息）。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标，财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品，或达成交易或参与任何特定的投资策略，也不构成有关此类金融产品的建议或推荐。
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  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策