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2025年最适合年轻人的5大被动收入！

年轻人在追求财富积累时，依靠传统的工作收入已经难以满足不断增长的财务需求。

但是！可以用主动收入打造被动收入，用时间和复利换取金钱。

就像巴菲特的雪球概念，有湿雪和长道就可以滚出大粒的雪球（就是我们所说的被动收入）。

以下是几种2025年最适合年轻人的被动收入方法，助你实现财富自由。

1. 定投优质基金

定期投资基金是一种简单但有效的被动收入方式。
通过长期定投优质基金，不论市场波动，你都能积少成多，长期收益稳健。
定投基金无需频繁操作，能让你在市场低潮时稳扎稳打，享受长期复利效应。

 

2. 买入分红基金

分红基金是一种稳定的被动收入方式，每年都会派发部分收益。
市场上有许多每月分红的基金，积少成多，长期持有就能收获稳健回报。
这种方式对于希望获取持续现金流的年轻人来说，是一个不错的选择。

 

3. 投资REITs（不动产投资信托）

若不想亲自管理房地产，REITs（Real Estate Investment Trusts）则是理想的被动收入方式。
通过投资高质量的REITs组合，你可以享受定期的分息收益，而无需管理房产。
REITs投资门槛较低，风险分散，适合想间接参与房地产市场的年轻投资者。

 

4. 投资房地产

投资房地产也是一种长期稳定的被动收入方式。
通过购买租赁房产，你可以获得租金收入及房产增值收益。
不过，需考虑额外买家印花税（Additional Buyer Stamp Duty）及首付款等费用，确保资金充足且了解房地产市场动向。
选择优质地段及长期持有，是增值和被动收入的重要关键。

 

5. 做网络博主（网红）

如果你热爱分享创意和知识，成为博主也是一个理想的被动收入渠道。
长期坚持创作内容，不论是文字、视频还是社交媒体，都能积累观众并实现广告收入、赞助等方式。
选择自己擅长的领域，持续输出有价值的内容，你就能在个人品牌打造中获得长期回报。

 

最后一步：

哪种被动收入方法最适合你？
每个人的财务目标和需求不同，欢迎联系我，帮助你制定一份专属的财务规划，助你早日实现被动收入的积累与增长！

📞 WhatsApp: +65 86802340
💬 微信 WeChat: lidwinabq

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Lidwina Teo 维娜

With over 5 years of experience in client service industries, I come to understand and appreciate the importance of high-quality customer service and customer experience. The key is to always prioritize the best interests of customers, ensuring their needs and expectations are met with professionalism.

The passion for client service extends into my current role where I strive to deliver personalized financial planning services. With more than 150 business partners in our company, I can help you achieve your financial goals by analyzing various financial products and offering tailored financial advice. 

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  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照，并许可在新加坡共和国境内依据财务顾问法（第110章）和证券与期货交易法（第289章）进行财务咨询等相关业务
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策