If not now, then when?
My parents are both close to 90 years old, and their legs would start to wobble even after a short walk.
Before travelling, there were concerns 😟 from the rest of my family about the unpredictable weather, which is why many preparations were put in place to ensure that they had the right Travel Insurance that even covers pre-existing medical conditions as well.
Despite all the preparations, there were still some lingering concerns. But I went ahead with the trip, and the picture just says it all. Out of all the participants, my dad was the most senior one, and the organizer even presented him with a calligraphy piece that touched his heart so much.
This journey with my parents taught me a lot of things about Retirement Planning:
1️⃣ Often, I will hear prospect sharing to me that they are not ready as there are much on-going uncertainties. While, this may be true, however, we will always have unfinished commitments and concerns even after much preparations.
2️⃣ If we do not start now, what would be a good time? If we held back and decided not to go on the trip due to all the concerns, when would be the next opportunity for my parents to go travel?
Much like travelling, we shouldn’t delay on starting our retirement planning. After all, if not now, then when?
As we start 2025, and retirement planning is one of your resolution that you would like to kick-start now , click in the comments to schedule a discovery call.
Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
Published By:
Wong Kum Soon 王锦顺
As a former Army Officer turned Financial Consultant, I live by the principle: “If we fail to plan, we plan to fail.” This military precision forms the foundation of my approach to financial planning, helping professionals and civil servants secure their financial independence.
Combining my military leadership experience with MDRT recognition, I transform complex financial situations into clear, actionable plans. My mission is to guide young professionals toward financial independence by 50, while empowering those in their 50s and 60s to pursue their passions. As a caregiver to elderly parents, I deeply understand the importance of comprehensive retirement planning.
Beyond my professional role, I serve as Vice President of a Cantonese Association and actively volunteer in my church. I create a thoughtful space where we can examine your financial position and transform retirement planning into a manageable journey toward financial serenity.
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