CPF,全称 Central Provident Fund,是新加坡的社会保障体系,主要为新加坡公民和永久居民(PR)提供全方位的保障支持。
它不仅仅是为退休而设的储蓄账户,还覆盖你人生中几个重要阶段的开支,包括住房、医疗保健、教育和部分保险。
你可以把 CPF 看作一个带利息的“个人专属银行户口”:
每个账户的功能和利息都不同,分别支援你在不同人生阶段的需求。
CPF 是一套系统性强、规划明确的储蓄机制,帮助你在人生的关键阶段——购房、医疗与退休——都能稳健应对。
如何聪明运用 CPF,加上你手上的现金存款和人生计划,才能让财务更有效率?
如果你想更清楚自己的选择,也欢迎找我聊聊,帮你理清方向,规划下一步。
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Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
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我致力于通过个性化理财规划,帮助个人与家庭更有信心地做出财务决策。
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提交此表格,即表示
In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策