CPF,全称 Central Provident Fund,是新加坡的社会保障体系,主要为新加坡公民和永久居民(PR)提供全方位的保障支持。
它不仅仅是为退休而设的储蓄账户,还覆盖你人生中几个重要阶段的开支,包括住房、医疗保健、教育和部分保险。
你可以把 CPF 看作一个带利息的“个人专属银行户口”:
每个账户的功能和利息都不同,分别支援你在不同人生阶段的需求。
CPF 是一套系统性强、规划明确的储蓄机制,帮助你在人生的关键阶段——购房、医疗与退休——都能稳健应对。
如何聪明运用 CPF,加上你手上的现金存款和人生计划,才能让财务更有效率?
如果你想更清楚自己的选择,也欢迎找我聊聊,帮你理清方向,规划下一步。
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Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
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拥有5年以上客户服务经验,我致力于提供以客户利益为先的个性化理财规划。依托150多位业务伙伴,我为您量身定制方案,助您实现财务目标。
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