CPF提名是什么

什么是CPF提名?为什么要做提名?

公积金提名简单指南

公积金提名就是您告诉公积金局(CPF),万一您过世后,谁能拿到您的公积金钱,以及每个人的份额。需要注意的是,您的遗嘱管不了这些钱,因为它们并不算遗产。今天关于CPF提名,我们就一文讲清楚。

什么是公积金提名?

公积金提名让您指定受益人,在您去世后直接领取您的公积金储蓄。它包括普通账户(OA)、特别账户(SA)、医疗账户(MA)和退休账户(RA)的钱,还有没用完的CPF LIFE保费。但不包括用CPF买的房子、家属保障计划赔付或投资。

为什么要做提名?

没提名的话,您过世后钱会交给公共信托局,按法律分给家人,可能要等好几个月,多了一些手续费,还不一定按照您心意分。有了提名,受益人就能很快拿到支票或转账,不用等、不收费。

谁能提名、提几个人

只要您16岁以上、精神正常,就能提名。可以选任何人或机构,不限新加坡人或CPF账户持有者。人数没上限,但如果人数比较多的话需要另外填写一份公积金提名人表格。

提名包括什么、不包括什么

包括:
– OA、SA、MA、RA里的钱
– 没领完的CPF LIFE保费

不包括:
– CPF买的房产
– 家属保障计划赔付
– CPF投资所涉及到的资产

受益人怎么拿钱

直接拿支票或银行转账。您还能指定一个人帮查您的账户和提名详情。

怎么做提名

在线办(最方便):
– 用Singpass登录my CPF网站
– 填受益人和两个见证人资料(姓名、身份证、地址、邮箱)
– 见证人7天内确认
– CPF发短信或邮件通知完成

去CPF中心:
– 提前预约,带身份证和受益人资料
– 中心员工可当见证人

免费办!以前要纸本表格,现在2021年后在线就好。

怎么查提名

在线:Singpass登录my CPF,看“我的请求”里的提名详情。查不到可申请,4天出结果。

去CPF中心:预约带身份证,周一到周五去,不能电话问。

小贴士

早点提名,结婚生子离婚后可能需要修改。

欢迎您参考我整理的其他一些文章资讯,更欢迎你直接联系Will获得最适合您的建议。

#新加坡CPF #新加坡退休规划 #新加坡终身入息计划 #CPF Life #投资 #年金

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Will Liu Fei

微信:Will_Liu / WhatsApp:96670185

新加坡全牌照理财顾问

Representing Financial Alliance Pte Ltd

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Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

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Will Liu Fei

非常荣幸,欢迎您来到刘飞的个人网页。
我是Will Liu Fei。2005年从华中科技大学(HUST)毕业后,我来到新加坡发展,先后在IT行业担任大客户经理超过十年。

经历多年的职场历练后,我不仅在技术和业绩上不断成长,也在工作之余逐渐对理财产生了浓厚兴趣。利用业余时间,我刻苦钻研相关知识,并在新加坡管理大学(SMU)获得了实用经济学硕士学位(Applied Economics)。在SMU深造的那段时间里,我两个可爱的女儿先后出生,她们的到来让我倍感幸福、也更加深刻的体会到家庭财务规划的重要性。在获得理论知识的支持后,我在个人生活中坚持实践,逐步实现了有车有房,稳定成长的小目标;女儿们也都顺利考入了新加坡的知名中学。

我真诚希望能凭借所学,帮助更多人实现财务安心。因此,我选择投身金融理财行业,把帮助客户规划稳健的未来作为自己新的职业目标。入行以来,我不断学习与成长,结合自己在软件行业多年积累的经验与数据分析能力,为客户量身定制财务规划方案,帮助他们有效分散风险,让生活在不确定的时代中能够多一份安心。

无论您是刚踏入职场的年轻人,还是事业有成的企业家,我都希望成为您在新加坡值得信赖与依靠的理财伙伴。凭借超过150家金融机构的合作资源,我将为您精挑细选,找到最契合您需求的理财方案。

欢迎随时与我联系,让我们一起为您的财务未来打造更稳固的基础。

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根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

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  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策,并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
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  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照,并许可在新加坡共和国境内依据财务顾问法(第110章)和证券与期货交易法(第289章)进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
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  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分,鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息(例如,关于海外司法管辖区以外的资金管理或投资咨询服务等信息)。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标,财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品,或达成交易或参与任何特定的投资策略,也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
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  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发,出版或使用此类文件可能违反当地法律,或本公司及关联公司或关联人士需要注册,获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时,您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策