Financial Alliance · The Complete Protection Review
These aren’t hypothetical questions for someone else. They’re questions Singapore’s own health data says you should be asking yourself — especially if you’re in your 30s or 40s.
The youngest long-term care claimant — just one year after becoming eligible
Singapore residents at risk of developing cancer by age 75
Estimated cost gap over 10 years if severely disabled
National long-term care schemes pay S$662/month, while actual care costs average S$2,952/month. That’s a shortfall of roughly S$2,290 every month, for an average of 10 years. And this isn’t just an elderly risk: Singlife’s youngest claimant was just 32 years old.
50 people are diagnosed with cancer every day in Singapore. The good news: 2 in 3 now survive at least five years. The catch: surviving means years of treatment and reduced income. Medical insurance pays the hospital. It doesn’t pay your mortgage or your salary.
Three quick sections, about 90 seconds. Nothing you enter is saved or sent anywhere — the numbers stay in your browser.
CareShield Life pays S$689/month in 2026. Actual care averages S$2,952/month.
Income replacement plus any outstanding debts, less what you already have covered.
Medical insurance pays the hospital. This estimates what covers your income during treatment and recovery.
These numbers are indicative, not exact — a starting point for a real conversation, not a quote.
“I didn’t know how to physically take care of someone… For 14 years, my life revolved around my mother’s needs.”
— A caregiver, caring for her mother from her early 20s
Financial Alliance Pte Ltd· Navigating Your Financial Future
This material is for general information only and does not constitute financial advice. Statistics cited from: National Registry of Diseases Office, Singapore Cancer Registry Annual Report 2023 (released Jan 2026), as presented by Singapore Cancer Society (Feb 2026); Ministry of Health; Singlife, Long-Term Care: From Awareness to Action white paper (2025). Please seek advice tailored to your circumstances.
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策
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By submitting this form, I confirm that
提交此表格,即表示
In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策