PIC的全称是 Private Investment Company, 即私人投资公司， 简单的可以理解为在新加坡成立一间投资公司，主要业务就是投资，可以自己去管理或通过第三方机构委派一个投资经理去帮你操作金融产品投资，例如一级和二级市场、基金和适当项目。 通过这家公司，你以股东/董事形式为自己申请EP就业准证。当主申请人成功获得准证后，可以为其子女和配偶申请DP家属准证，实现全家移居新加坡。
作为一名常驻新加坡的资深财富管理顾问，我拥有超过8年的行业经验及工商管理硕士（MBA）学历，专注服务高净值与超高净值家庭，帮助他们在复杂多变的全球环境中稳健增长资产，并实现跨代传承。
我已成功为超过100个家庭建立并优化财富架构，覆盖跨境资产配置、信托与基金架构设计、税务与合规筹划、家族企业传承、慈善信托及全方位风险管理等领域。
在财富管理中，架构是核心——只有合理的架构与整体规划，才能在税务筹划、资产保护、传承效率等方面发挥最大优势。缺乏合理架构，财富不仅难以高效增值，还可能在跨境传承或资产流动中因税务、法律或合规问题而蒙受损失。我深入洞察客户在全球资产布局中可能面临的风险，提前发现并规避潜在的结构性漏洞，确保财富架构安全稳固、经得起时间与政策的考验。
我深谙新加坡及主要国际金融中心的法律、税务与市场规则，擅长将全球视野与本地优势结合，为客户定制稳健、可持续、具有前瞻性的财富规划。
我始终秉持 “长期、安全、可持续” 的理念，不仅守护财富本身，更关注财富背后的家族价值观、使命与愿景，让财富成为连接代际的纽带。真正的财富管理，不只是资产的增长，而是家族精神与社会责任的延续。
As a senior Financial Advisor based in Singapore, I bring over 8 years of experience and hold an MBA, specializing in working with High-Net-Worth (HNW) and Ultra-High-Net-Worth (UHNW) families. I help clients navigate the complexities of global markets, safeguarding their assets while building enduring legacies.
I have successfully advised more than 100 families, designing and implementing wealth structures that cover cross-border asset allocation, trust and fund structuring, tax and compliance planning, family business succession, philanthropic trusts, and comprehensive risk management.
In wealth management, structure is everything, only with a well-designed structure and an integrated plan can tax optimization, asset protection, and succession efficiency be fully realized. Without the right structure, wealth can be exposed to unnecessary risks, from tax inefficiencies to cross-border legal complications. I work closely with clients to identify potential weaknesses within their existing structures, proactively mitigating risks and ensuring that their wealth architecture is secure, efficient, and resilient to both time and regulatory changes.
With deep knowledge of Singapore’s financial framework and extensive exposure to key global financial hubs, I combine a global perspective with local expertise to create robust, future-proof strategies.
My philosophy is “Long-term, Secure, and Sustainable”—protecting wealth is just the beginning. I focus on preserving the vision, values, and purpose behind the wealth, ensuring that success is measured not only in financial growth, but in the continuity of family identity and generational prosperity.
