#成年人的顶级自律是存钱
很多人会赚钱,但是不一定会存钱。年薪从10万涨到20万甚至30万40万,但还是存不下什么钱?因为10万有10万的花法,40万有40万的花法。
然后很多人,会把【未来可能赚到的钱】,跟【现在已经赚到的钱】混淆起来,觉得有能力,以后不愁钱。
但是随着年龄越来越大、精力慢慢跟不上,才发现,已经拼不过年轻人了。这时候才开始后悔没存钱,想退休了怎么办,已经有一点迟了。
♥️趁着能挣钱的年纪,拿出一部分钱强制储蓄,规划养老,匀一些给退休后的自己,是一种延迟满足。
其实只要你开始了、坚持了,会发现,当下也很满足: 我竟然不知不觉存了这么多养老本呢!
#存钱#新加坡理财#新加坡退休
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Hi, I’m Zoe. Thank you for visiting my website and I’m looking foward to getting to know you personally.
I’m an independent financial consultant and strive towards helping my clients and their families to accumulate wealth and helping them grow their investment portfolios.
您好。我是胡蓉,您也可以叫我Zoe。
我在新加坡定居多年,先后就职于美国投行,日本金融等公司,目前是一名独立理财顾问。
我的信念:
我们每个人都能通过合理的理财和投资规划,可以实现财富增值,更好地实现工作和家庭的平衡,使我们的生活更加美好。
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策