在新加坡,公民和永久居民的每个月工资的一大部分会存入我们的CPF 账户,所以大多数人买房的时候,都会使用CPF 普通账户 (OA) 的钱来买房。那OA 账户里的钱可以用来支付买房的首付和每月的房屋贷款。 但是,等我们卖房的时候,可是要连本带利的还回去,这包括用过的CPF账户的钱加上2.5%的利息。而且对于那些购买组屋时收到住房补助金的朋友来说,也需要退还用于住房补助金和利息。长时间下利滚利也是一大笔钱。有朋友就问了那到底要不要把买房动用的CPF的钱还回去OA账户呢?
A Little about me:
Hi, I’m Zoe. Thank you for visiting my website and I’m looking foward to getting to know you personally.
I’m an independent financial consultant and strive towards helping my clients and their families to accumulate wealth and helping them grow their investment portfolios.
您好。我是胡蓉,您也可以叫我Zoe。
我在新加坡定居多年,先后就职于美国投行,日本金融等公司,目前是一名独立理财顾问。
我的信念:
我们每个人都能通过合理的理财和投资规划,可以实现财富增值,更好地实现工作和家庭的平衡,使我们的生活更加美好。
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根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策