๐๐ฆ๐ต๐ช๐ณ๐ฆ๐ฎ๐ฆ๐ฏ๐ต ๐ฑ๐ญ๐ข๐ฏ๐ฏ๐ช๐ฏ๐จ ๐ช๐ด ๐ฎ๐ฐ๐ณ๐ฆ ๐ต๐ฉ๐ข๐ฏ ๐ซ๐ถ๐ด๐ต ๐ด๐ข๐ท๐ช๐ฏ๐จ ๐ฎ๐ฐ๐ฏ๐ฆ๐บ; ๐ช๐ต’๐ด ๐ข๐ฃ๐ฐ๐ถ๐ต ๐ด๐ฆ๐ค๐ถ๐ณ๐ช๐ฏ๐จ ๐บ๐ฐ๐ถ๐ณ ๐ง๐ถ๐ต๐ถ๐ณ๐ฆ. ๐๐ฃ ๐ข๐ฎ ๐ก๐๐ฉ๐๐จ๐ฉ ๐ซ๐๐๐๐ค, ๐ฌ๐ ๐๐ญ๐ฅ๐ก๐ค๐ง๐:
๐ธ ๐๐ฏ๐ฅ๐ฆ๐ณ๐ด๐ต๐ข๐ฏ๐ฅ๐ช๐ฏ๐จ ๐ต๐ฉ๐ฆ ๐ญ๐ช๐ฎ๐ช๐ต๐ข๐ต๐ช๐ฐ๐ฏ๐ด ๐ฐ๐ง ๐๐๐ ๐ข๐ฏ๐ฅ ๐ช๐ฅ๐ฆ๐ฏ๐ต๐ช๐ง๐บ๐ช๐ฏ๐จ ๐จ๐ข๐ฑ๐ด
๐ธ ๐๐ช๐ท๐ฆ๐ณ๐ด๐ช๐ง๐บ๐ช๐ฏ๐จ ๐บ๐ฐ๐ถ๐ณ ๐ฑ๐ฐ๐ณ๐ต๐ง๐ฐ๐ญ๐ช๐ฐ ๐ง๐ฐ๐ณ ๐ฎ๐ถ๐ญ๐ต๐ช๐ฑ๐ญ๐ฆ ๐ช๐ฏ๐ค๐ฐ๐ฎ๐ฆ ๐ด๐ต๐ณ๐ฆ๐ข๐ฎ๐ด
๐ธ ๐๐ถ๐ช๐ญ๐ฅ๐ช๐ฏ๐จ ๐ข๐ฅ๐ฅ๐ช๐ต๐ช๐ฐ๐ฏ๐ข๐ญ ๐ด๐ข๐ท๐ช๐ฏ๐จ๐ด ๐ข๐ฏ๐ฅ ๐ง๐ช๐ฏ๐ข๐ฏ๐ค๐ช๐ข๐ญ ๐ฃ๐ถ๐ง๐ง๐ฆ๐ณ๐ด
๐ธ ๐๐ฆ๐จ๐ถ๐ญ๐ข๐ณ๐ญ๐บ ๐ณ๐ฆ๐ท๐ช๐ฆ๐ธ๐ช๐ฏ๐จ ๐ข๐ฏ๐ฅ ๐ข๐ฅ๐ซ๐ถ๐ด๐ต๐ช๐ฏ๐จ ๐บ๐ฐ๐ถ๐ณ ๐ด๐ต๐ณ๐ข๐ต๐ฆ๐จ๐บ
๐ง๐ฎ๐ธ๐ฒ ๐ฎ ๐บ๐ผ๐บ๐ฒ๐ป๐ ๐๐ผ ๐ฟ๐ฒ๐ณ๐น๐ฒ๐ฐ๐ ๐ผ๐ป ๐๐ผ๐๐ฟ ๐ฟ๐ฒ๐๐ถ๐ฟ๐ฒ๐บ๐ฒ๐ป๐ ๐ฝ๐น๐ฎ๐ป.ย
๐๐ฆ๐ข๐ฅ๐บ ๐ต๐ฐ ๐ด๐ต๐ข๐ณ๐ต ๐ข๐ฏ ๐ฆ๐ฏ๐จ๐ข๐จ๐ช๐ฏ๐จ ๐ซ๐ฐ๐ถ๐ณ๐ฏ๐ฆ๐บ ๐ต๐ฐ๐จ๐ฆ๐ต๐ฉ๐ฆ๐ณ?ย
๐๐ฆ๐ณ๐ฆ’๐ด ๐ต๐ฉ๐ฆ ๐ญ๐ช๐ฏ๐ฌ ๐ง๐ฐ๐ณ ๐ช๐ฏ๐ด๐ช๐จ๐ฉ๐ต๐ด ๐ข๐ฏ๐ฅ ๐ธ๐ฉ๐บ ๐๐ป๐ฑ๐ฒ๐ฝ๐ฒ๐ป๐ฑ๐ฒ๐ป๐ ๐๐ฑ๐๐ถ๐ฐ๐ฒ ๐บ๐ฎ๐๐๐ฒ๐ฟ๐: https://engage.fa.com.sg/retirementplanning/?a_aid=hiralkakaiya@fapl.sg
๐๐ค๐ข๐ฏ ๐ต๐ฉ๐ฆ ๐๐ ๐ค๐ฐ๐ฅ๐ฆ ๐ช๐ฏ ๐ต๐ฉ๐ฆ ๐ท๐ช๐ฅ๐ฆ๐ฐ ๐ต๐ฐ ๐ญ๐ฆ๐ข๐ณ๐ฏ ๐ฎ๐ฐ๐ณ๐ฆ.
๐ช๐ฎ๐๐ฐ๐ต ๐๐ต๐ฒ ๐ณ๐๐น๐น ๐๐ถ๐ฑ๐ฒ๐ผ ๐ป๐ผ๐! ๐ฅ
๏ผฌ๏ผฅ๏ผด๏ผ๏ผณใ ๏ผฃ๏ผฏ๏ผฎ๏ผฎ๏ผฅ๏ผฃ๏ผด๏ผ
๐ ๐๐๐๐๐๐๐๐:ย https://linkedin.com/in/hiralkakaiya
๐ ๐ฝ๐๐๐๐๐ ๐ ๐: https://www.facebook.com/ProsperWithHiral/
๐ ๐ผ๐๐๐๐๐: https://engage.fa.com.sg/hiralkakaiya/
๐ ๐๐ ๐ฆ๐๐ฅ๐ฆ๐๐:ย https://www.youtube.com/@HiralKakaiya/
#ChooseIndependent
As aย ๐๐ฒ๐ฟ๐๐ถ๐ณ๐ถ๐ฒ๐ฑ ๐๐๐๐ฎ๐๐ฒ ๐ฃ๐น๐ฎ๐ป๐ป๐ฒ๐ฟย andย ๐๐๐๐ผ๐ฐ๐ถ๐ฎ๐๐ฒ ๐ช๐ฒ๐ฎ๐น๐๐ต ๐ฃ๐น๐ฎ๐ป๐ป๐ฒ๐ฟ, I believe most financial planning gets the sequence wrong. While others start with investment growth, I begin withย ๐ฝ๐ฟ๐ผ๐๐ฒ๐ฐ๐๐ถ๐ผ๐ปโbecause building wealth without securing your foundation is like constructing a house on sand.
My practice centers on what I call theย ๐๐ผ๐๐ป๐ฑ๐ฎ๐๐ถ๐ผ๐ป-๐๐ถ๐ฟ๐๐ ๐ ๐ฒ๐๐ต๐ผ๐ฑ: systematically addressingย ๐ถ๐ป๐ฐ๐ผ๐บ๐ฒ ๐ฝ๐ฟ๐ผ๐๐ฒ๐ฐ๐๐ถ๐ผ๐ป,ย ๐ณ๐ฎ๐บ๐ถ๐น๐ ๐๐ฒ๐ฐ๐๐ฟ๐ถ๐๐, andย ๐๐ฒ๐ฎ๐น๐๐ต ๐๐ฟ๐ฎ๐ป๐๐ณ๐ฒ๐ฟ ๐๐๐ฟ๐๐ฐ๐๐๐ฟ๐ฒ๐ย before pursuing accumulation strategies. This approach stems from witnessing too many families discoverย ๐ฐ๐ฟ๐ถ๐๐ถ๐ฐ๐ฎ๐น ๐ฐ๐ผ๐๐ฒ๐ฟ๐ฎ๐ด๐ฒ ๐ด๐ฎ๐ฝ๐ย only after life-changing events occur.
With credentials spanning both financial and estate planning, I specialize in creatingย ๐ถ๐ป๐๐ฒ๐ด๐ฟ๐ฎ๐๐ฒ๐ฑ ๐๐๐ฟ๐ฎ๐๐ฒ๐ด๐ถ๐ฒ๐ย where protection and legacy planning work seamlessly together. I’mย ๐ป๐ผ๐ ๐๐ถ๐ฒ๐ฑ ๐๐ผ ๐ฎ๐ป๐ ๐๐ถ๐ป๐ด๐น๐ฒ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐ฝ๐ฟ๐ผ๐๐ถ๐ฑ๐ฒ๐ฟ ๐ผ๐ฟ ๐ถ๐ป๐๐ฒ๐๐๐บ๐ฒ๐ป๐ ๐ฐ๐ผ๐บ๐ฝ๐ฎ๐ป๐, which means my recommendations are based purely on what serves your family’s best interestsโnot sales quotas or corporate incentives.
I work primarily with professionals and families who understand thatย ๐๐ฟ๐๐ฒ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐๐ฒ๐ฐ๐๐ฟ๐ถ๐๐ย isn’t just about growing wealth, but about ensuring itย ๐๐ฟ๐ฎ๐ป๐๐ณ๐ฒ๐ฟ๐ ๐ฒ๐ณ๐ณ๐ถ๐ฐ๐ถ๐ฒ๐ป๐๐น๐ ๐๐ผ ๐๐ต๐ฒ ๐ป๐ฒ๐ ๐ ๐ด๐ฒ๐ป๐ฒ๐ฟ๐ฎ๐๐ถ๐ผ๐ปย while protecting against life’s uncertainties along the way.
My mission is straightforward: help families buildย ๐๐ป๐๐ต๐ฎ๐ธ๐ฒ๐ฎ๐ฏ๐น๐ฒ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐ณ๐ผ๐๐ป๐ฑ๐ฎ๐๐ถ๐ผ๐ป๐ย that provide security today and createย ๐บ๐ฒ๐ฎ๐ป๐ถ๐ป๐ด๐ณ๐๐น ๐น๐ฒ๐ด๐ฎ๐ฐ๐ถ๐ฒ๐ย tomorrow.
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