๐—ง๐—ฃ๐—— ๐˜ƒ๐˜€. ๐—Ÿ๐—ง๐—– ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ: ๐—” ๐—ค๐˜‚๐—ถ๐—ฐ๐—ธ ๐—ข๐˜ƒ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฒ๐˜„ ๐Ÿ›ก๏ธ๐Ÿ’ผ

๐—ง๐—ฃ๐—— ๐˜ƒ๐˜€. ๐—Ÿ๐—ง๐—– ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ: ๐—” ๐—ค๐˜‚๐—ถ๐—ฐ๐—ธ ๐—ข๐˜ƒ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฒ๐˜„ ๐Ÿ›ก๏ธ๐Ÿ’ผ

 

๐–ด๐—‡๐–ฝ๐–พ๐—‹๐—Œ๐—๐–บ๐—‡๐–ฝ๐—‚๐—‡๐—€ ๐—๐—๐–พ ๐–ฝ๐—‚๐–ฟ๐–ฟ๐–พ๐—‹๐–พ๐—‡๐— ๐—๐—’๐—‰๐–พ๐—Œ ๐—ˆ๐–ฟ ๐—‚๐—‡๐—Œ๐—Ž๐—‹๐–บ๐—‡๐–ผ๐–พ ๐—‚๐—Œ ๐–ผ๐—‹๐—Ž๐–ผ๐—‚๐–บ๐—… ๐–ฟ๐—ˆ๐—‹ ๐–ผ๐—ˆ๐—†๐—‰๐—‹๐–พ๐—๐–พ๐—‡๐—Œ๐—‚๐—๐–พ ๐–ฟ๐—‚๐—‡๐–บ๐—‡๐–ผ๐—‚๐–บ๐—… ๐—‰๐—‹๐—ˆ๐—๐–พ๐–ผ๐—๐—‚๐—ˆ๐—‡. ๐–จ๐—‡ ๐—๐—๐—‚๐—Œ ๐—Š๐—Ž๐—‚๐–ผ๐—„ ๐—ˆ๐—๐–พ๐—‹๐—๐—‚๐–พ๐—, ๐—๐–พ ๐–ป๐—‹๐–พ๐–บ๐—„ ๐–ฝ๐—ˆ๐—๐—‡:

๐Ÿ”น ๐—ง๐—ฃ๐—— ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ: ๐–ฏ๐—‹๐—ˆ๐—๐—‚๐–ฝ๐–พ๐—Œ ๐–บ ๐—…๐—Ž๐—†๐—‰-๐—Œ๐—Ž๐—† ๐—‰๐–บ๐—’๐—ˆ๐—Ž๐—, ๐—‚๐–ฝ๐–พ๐–บ๐—… ๐–ฟ๐—ˆ๐—‹ ๐–ผ๐—ˆ๐—๐–พ๐—‹๐—‚๐—‡๐—€ ๐—‚๐—†๐—†๐–พ๐–ฝ๐—‚๐–บ๐—๐–พ ๐–พ๐—‘๐—‰๐–พ๐—‡๐—Œ๐–พ๐—Œ ๐–บ๐—‡๐–ฝ ๐—…๐–บ๐—‹๐—€๐–พ ๐–ฟ๐—‚๐—‡๐–บ๐—‡๐–ผ๐—‚๐–บ๐—… ๐—ˆ๐–ป๐—…๐—‚๐—€๐–บ๐—๐—‚๐—ˆ๐—‡๐—Œ.

๐Ÿ”น ๐—Ÿ๐—ง๐—– ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ: ๐–ฎ๐–ฟ๐–ฟ๐–พ๐—‹๐—Œ ๐–บ ๐—Œ๐—๐–พ๐–บ๐–ฝ๐—’ ๐—†๐—ˆ๐—‡๐—๐—๐—…๐—’ ๐—‚๐—‡๐–ผ๐—ˆ๐—†๐–พ ๐—๐—ˆ ๐—Œ๐—Ž๐—‰๐—‰๐—ˆ๐—‹๐— ๐—…๐—ˆ๐—‡๐—€-๐—๐–พ๐—‹๐—† ๐–ผ๐–บ๐—‹๐–พ ๐—‡๐–พ๐–พ๐–ฝ๐—Œ, ๐–พ๐—‡๐—Œ๐—Ž๐—‹๐—‚๐—‡๐—€ ๐—ˆ๐—‡๐—€๐—ˆ๐—‚๐—‡๐—€ ๐–ฟ๐—‚๐—‡๐–บ๐—‡๐–ผ๐—‚๐–บ๐—… ๐—Œ๐—๐–บ๐–ป๐—‚๐—…๐—‚๐—๐—’.

 

๐˜ฝ๐™ค๐™ฉ๐™ ๐™ฉ๐™ฎ๐™ฅ๐™š๐™จ ๐™ค๐™› ๐™˜๐™ค๐™ซ๐™š๐™ง๐™–๐™œ๐™š ๐™ฅ๐™ก๐™–๐™ฎ ๐™– ๐™ซ๐™ž๐™ฉ๐™–๐™ก ๐™ง๐™ค๐™ก๐™š ๐™ž๐™ฃ ๐™ข๐™–๐™ž๐™ฃ๐™ฉ๐™–๐™ž๐™ฃ๐™ž๐™ฃ๐™œ ๐™ฆ๐™ช๐™–๐™ก๐™ž๐™ฉ๐™ฎ ๐™ค๐™› ๐™ก๐™ž๐™›๐™š ๐™–๐™ฃ๐™™ ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™จ๐™š๐™˜๐™ช๐™ง๐™ž๐™ฉ๐™ฎ ๐™ฌ๐™๐™š๐™ฃ ๐™™๐™š๐™–๐™ก๐™ž๐™ฃ๐™œ ๐™ฌ๐™ž๐™ฉ๐™ ๐™™๐™ž๐™จ๐™–๐™—๐™ž๐™ก๐™ž๐™ฉ๐™ž๐™š๐™จ.

 

๐Ÿ“บ ๐—ช๐—ฎ๐˜๐—ฐ๐—ต ๐˜๐—ต๐—ฒ ๐˜ƒ๐—ถ๐—ฑ๐—ฒ๐—ผ ๐˜๐—ผ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐—บ๐—ผ๐—ฟ๐—ฒ!ย 

โ„’โ„ฏ๐“‰’๐“ˆ ๐’žโ„ด๐“ƒ๐“ƒโ„ฏ๐’ธ๐“‰: ๐Ÿ”— ๐•ƒ๐•š๐•Ÿ๐•œ๐•–๐••๐•€๐•Ÿ: https://linkedin.com/in/hiralkakaiya

๐Ÿ”— ๐”ฝ๐•’๐•”๐•–๐•“๐• ๐• ๐•œ: https://www.facebook.com/ProsperWithHiral/

๐Ÿ”— ๐”ผ๐•Ÿ๐•˜๐•’๐•˜๐•–: https://engage.fa.com.sg/hiralkakaiya/

๐Ÿ”— ๐•๐• ๐•ฆ๐•‹๐•ฅ๐•ฆ๐•“๐•–: https://www.youtube.com/@HiralKakaiya/

 

#ChooseIndependent

Published By:

Hiral Kakaiya

As aย ๐—–๐—ฒ๐—ฟ๐˜๐—ถ๐—ณ๐—ถ๐—ฒ๐—ฑ ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ฒ๐—ฟย andย ๐—”๐˜€๐˜€๐—ผ๐—ฐ๐—ถ๐—ฎ๐˜๐—ฒ ๐—ช๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ฒ๐—ฟ, I believe most financial planning gets the sequence wrong. While others start with investment growth, I begin withย ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ปโ€”because building wealth without securing your foundation is like constructing a house on sand.

 

My practice centers on what I call theย ๐—™๐—ผ๐˜‚๐—ป๐—ฑ๐—ฎ๐˜๐—ถ๐—ผ๐—ป-๐—™๐—ถ๐—ฟ๐˜€๐˜ ๐— ๐—ฒ๐˜๐—ต๐—ผ๐—ฑ: systematically addressingย ๐—ถ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป,ย ๐—ณ๐—ฎ๐—บ๐—ถ๐—น๐˜† ๐˜€๐—ฒ๐—ฐ๐˜‚๐—ฟ๐—ถ๐˜๐˜†, andย ๐˜„๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐˜๐—ฟ๐—ฎ๐—ป๐˜€๐—ณ๐—ฒ๐—ฟ ๐˜€๐˜๐—ฟ๐˜‚๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ๐˜€ย before pursuing accumulation strategies. This approach stems from witnessing too many families discoverย ๐—ฐ๐—ฟ๐—ถ๐˜๐—ถ๐—ฐ๐—ฎ๐—น ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ ๐—ด๐—ฎ๐—ฝ๐˜€ย only after life-changing events occur.

 

With credentials spanning both financial and estate planning, I specialize in creatingย ๐—ถ๐—ป๐˜๐—ฒ๐—ด๐—ฟ๐—ฎ๐˜๐—ฒ๐—ฑ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐—ถ๐—ฒ๐˜€ย where protection and legacy planning work seamlessly together. I’mย ๐—ป๐—ผ๐˜ ๐˜๐—ถ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฎ๐—ป๐˜† ๐˜€๐—ถ๐—ป๐—ด๐—น๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ถ๐—ฑ๐—ฒ๐—ฟ ๐—ผ๐—ฟ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฎ๐—ป๐˜†, which means my recommendations are based purely on what serves your family’s best interestsโ€”not sales quotas or corporate incentives.

 

I work primarily with professionals and families who understand thatย ๐˜๐—ฟ๐˜‚๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐˜€๐—ฒ๐—ฐ๐˜‚๐—ฟ๐—ถ๐˜๐˜†ย isn’t just about growing wealth, but about ensuring itย ๐˜๐—ฟ๐—ฎ๐—ป๐˜€๐—ณ๐—ฒ๐—ฟ๐˜€ ๐—ฒ๐—ณ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฒ๐—ป๐˜๐—น๐˜† ๐˜๐—ผ ๐˜๐—ต๐—ฒ ๐—ป๐—ฒ๐˜…๐˜ ๐—ด๐—ฒ๐—ป๐—ฒ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ปย while protecting against life’s uncertainties along the way.

 

My mission is straightforward: help families buildย ๐˜‚๐—ป๐˜€๐—ต๐—ฎ๐—ธ๐—ฒ๐—ฎ๐—ฏ๐—น๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ณ๐—ผ๐˜‚๐—ป๐—ฑ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€ย that provide security today and createย ๐—บ๐—ฒ๐—ฎ๐—ป๐—ถ๐—ป๐—ด๐—ณ๐˜‚๐—น ๐—น๐—ฒ๐—ด๐—ฎ๐—ฐ๐—ถ๐—ฒ๐˜€ย tomorrow.

CONTACT US