โ ๐๐๐ฒ๐ฟ ๐๐ผ๐ป๐ฑ๐ฒ๐ฟ๐ฒ๐ฑ ๐๐ต๐ ๐บ๐ฎ๐ฟ๐ธ๐ฒ๐๐ ๐๐ผ๐บ๐ฒ๐๐ถ๐บ๐ฒ๐ ๐ฑ๐ฟ๐ผ๐ฝ ๐๐ป๐ฒ๐ ๐ฝ๐ฒ๐ฐ๐๐ฒ๐ฑ๐น๐? โ
๐๐๐ฅ ๐๐ ๐ค๐๐๐ฃ๐ ๐ ๐ค๐ฅ๐ ๐ฃ๐ช ๐จ๐๐ฅ๐ ๐ช๐ ๐ฆ.
๐ฑ๐พ๐ผ๐พ๐๐๐ ๐, ๐๐บ๐๐๐พ๐๐ ๐ฟ๐๐๐ ๐ญ๐พ๐ ๐ธ๐๐๐ ๐๐ ๐ซ๐๐๐ฝ๐๐ ๐บ๐๐ฝ ๐ณ๐๐๐๐ ๐พ๐๐๐พ๐๐๐พ๐๐ผ๐พ๐ฝ ๐๐ถ๐ด๐ป๐ถ๐ณ๐ถ๐ฐ๐ฎ๐ป๐ ๐ฑ๐ฟ๐ผ๐ฝ๐. ๐ ๐จ๐๐๐พ๐๐๐๐๐ ๐๐พ๐๐พ ๐๐ ๐พ๐ฝ๐๐พ, ๐บ๐๐ฝ ๐๐ ๐บ๐ ๐ ๐ป๐๐๐ ๐พ๐ฝ ๐ฝ๐๐๐ ๐๐ ๐บ ๐๐๐ ๐๐ฟ ๐๐พ๐บ๐ ๐พ๐ผ๐๐๐๐๐๐ผ ๐ฝ๐บ๐๐บ, ๐๐๐ฝ๐พ๐๐๐๐พ๐ ๐๐๐๐ ๐ผ๐๐๐๐๐๐บ๐๐พ ๐พ๐บ๐๐๐๐๐๐, ๐บ๐๐ฝ ๐๐๐๐ ๐๐พ๐บ๐๐๐๐บ๐ ๐๐๐พ๐๐ฝ๐. ๐ ๐๐๐ฝ๐๐ ๐๐๐๐ ๐ผ๐๐บ๐๐, ๐๐๐พ ๐ผ๐๐๐ผ๐๐บ๐ ๐พ๐ ๐พ๐๐พ๐๐ ๐๐๐๐๐ฝ ๐๐๐: ๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐๐.
๐ก๐๐ ๐๐พ๐๐พโ๐ ๐๐๐พ ๐ผ๐๐๐ ๐๐ฟ ๐๐๐พ ๐๐๐๐๐ – ๐ฒ๐บ๐ผ๐๐ถ๐ผ๐ป๐ ๐๐ ๐บ๐ ๐บ ๐๐๐๐พ ๐๐๐ ๐พ ๐๐ ๐๐๐๐พ๐๐๐๐๐. ๐ถ๐๐พ๐ ๐ฟ๐พ๐บ๐ ๐๐๐๐๐ ๐๐๐พ ๐๐บ๐๐๐พ๐, ๐๐โ๐ ๐พ๐บ๐๐ ๐๐ ๐๐บ๐๐พ ๐๐๐๐๐ ๐๐๐๐พ ๐ฝ๐พ๐ผ๐๐๐๐๐๐. ๐ง๐๐๐พ๐๐พ๐, ๐บ๐ ๐ถ๐บ๐๐๐พ๐ ๐ก๐๐ฟ๐ฟ๐พ๐๐ ๐๐๐๐พ๐ ๐ ๐๐บ๐๐ฝ, โ๐ฝ๐ ๐๐๐๐ง๐๐ช๐ก ๐ฌ๐๐๐ฃ ๐ค๐ฉ๐๐๐ง๐จ ๐๐ง๐ ๐๐ง๐๐๐๐ฎ, ๐๐ฃ๐ ๐๐ ๐๐ง๐๐๐๐ฎ ๐ฌ๐๐๐ฃ ๐ค๐ฉ๐๐๐ง๐จ ๐๐ง๐ ๐๐๐๐ง๐๐ช๐ก.โ ๐ง
๐จ๐ ๐๐๐๐ ๐๐๐ฝ๐พ๐, ๐จ ๐ฝ๐พ๐
๐๐พ ๐๐๐๐:
โข๐ณ๐๐พ ๐๐พ๐ผ๐พ๐๐ ๐๐บ๐๐๐พ๐ ๐ฝ๐๐๐ ๐บ๐๐ฝ ๐๐๐ ๐ผ๐บ๐๐๐พ๐ ๐
โข๐ณ๐๐พ ๐๐๐
๐พ ๐๐ฟ ๐๐๐พ ๐ต๐จ๐ท ๐บ๐๐ฝ ๐๐บ๐๐๐พ๐ ๐๐พ๐๐๐๐๐พ๐๐ ๐
โข๐ถ๐๐ ๐ผ๐๐๐๐๐๐
๐
๐๐๐ ๐๐๐ ๐พ๐๐๐๐๐๐๐ ๐๐ ๐๐๐๐บ๐
๐ฟ๐๐ ๐
๐๐๐-๐๐พ๐๐ ๐๐๐ผ๐ผ๐พ๐๐ ๐๏ธ
โข๐ฒ๐๐บ๐ ๐ผ๐บ๐
๐ ๐บ๐๐ฝ ๐ฟ๐๐ผ๐๐๐พ๐ฝ ๐ฝ๐๐๐๐๐ ๐๐๐
๐บ๐๐๐
๐พ ๐๐๐๐พ๐ ๐งโโ๏ธ
โจ ๐ช๐พ๐ ๐ณ๐บ๐๐พ๐บ๐๐บ๐: ๐ณ๐๐พ ๐๐พ๐ ๐๐ ๐๐๐๐พ๐๐๐๐พ๐๐ ๐๐๐ผ๐ผ๐พ๐๐ ๐๐ ๐๐บ๐๐บ๐๐๐๐ ๐พ๐๐๐๐๐๐๐ ๐บ๐๐ฝ ๐๐๐บ๐๐๐๐ ๐๐๐๐พ๐๐๐พ๐ฝ ๐ฟ๐๐ ๐๐๐พ ๐ ๐๐๐ ๐๐พ๐๐.
๐ช๐ฎ๐๐ฐ๐ต ๐๐ต๐ฒ ๐ณ๐๐น๐น ๐๐ถ๐ฑ๐ฒ๐ผ ๐ป๐ผ๐! ๐ฅ
โโฏ๐’๐ ๐โด๐๐โฏ๐ธ๐:
๐ ๐๐๐๐๐๐๐๐:ย https://linkedin.com/in/hiralkakaiya
๐ ๐ฝ๐๐๐๐๐ ๐ ๐: https://www.facebook.com/ProsperWithHiral/
๐ ๐ผ๐๐๐๐๐: https://engage.fa.com.sg/hiralkakaiya/
๐ ๐๐ ๐ฆ๐๐ฅ๐ฆ๐๐:ย https://www.youtube.com/@HiralKakaiya/
#ChooseIndependent
As aย ๐๐ฒ๐ฟ๐๐ถ๐ณ๐ถ๐ฒ๐ฑ ๐๐๐๐ฎ๐๐ฒ ๐ฃ๐น๐ฎ๐ป๐ป๐ฒ๐ฟย andย ๐๐๐๐ผ๐ฐ๐ถ๐ฎ๐๐ฒ ๐ช๐ฒ๐ฎ๐น๐๐ต ๐ฃ๐น๐ฎ๐ป๐ป๐ฒ๐ฟ, I believe most financial planning gets the sequence wrong. While others start with investment growth, I begin withย ๐ฝ๐ฟ๐ผ๐๐ฒ๐ฐ๐๐ถ๐ผ๐ปโbecause building wealth without securing your foundation is like constructing a house on sand.
My practice centers on what I call theย ๐๐ผ๐๐ป๐ฑ๐ฎ๐๐ถ๐ผ๐ป-๐๐ถ๐ฟ๐๐ ๐ ๐ฒ๐๐ต๐ผ๐ฑ: systematically addressingย ๐ถ๐ป๐ฐ๐ผ๐บ๐ฒ ๐ฝ๐ฟ๐ผ๐๐ฒ๐ฐ๐๐ถ๐ผ๐ป,ย ๐ณ๐ฎ๐บ๐ถ๐น๐ ๐๐ฒ๐ฐ๐๐ฟ๐ถ๐๐, andย ๐๐ฒ๐ฎ๐น๐๐ต ๐๐ฟ๐ฎ๐ป๐๐ณ๐ฒ๐ฟ ๐๐๐ฟ๐๐ฐ๐๐๐ฟ๐ฒ๐ย before pursuing accumulation strategies. This approach stems from witnessing too many families discoverย ๐ฐ๐ฟ๐ถ๐๐ถ๐ฐ๐ฎ๐น ๐ฐ๐ผ๐๐ฒ๐ฟ๐ฎ๐ด๐ฒ ๐ด๐ฎ๐ฝ๐ย only after life-changing events occur.
With credentials spanning both financial and estate planning, I specialize in creatingย ๐ถ๐ป๐๐ฒ๐ด๐ฟ๐ฎ๐๐ฒ๐ฑ ๐๐๐ฟ๐ฎ๐๐ฒ๐ด๐ถ๐ฒ๐ย where protection and legacy planning work seamlessly together. I’mย ๐ป๐ผ๐ ๐๐ถ๐ฒ๐ฑ ๐๐ผ ๐ฎ๐ป๐ ๐๐ถ๐ป๐ด๐น๐ฒ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐ฝ๐ฟ๐ผ๐๐ถ๐ฑ๐ฒ๐ฟ ๐ผ๐ฟ ๐ถ๐ป๐๐ฒ๐๐๐บ๐ฒ๐ป๐ ๐ฐ๐ผ๐บ๐ฝ๐ฎ๐ป๐, which means my recommendations are based purely on what serves your family’s best interestsโnot sales quotas or corporate incentives.
I work primarily with professionals and families who understand thatย ๐๐ฟ๐๐ฒ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐๐ฒ๐ฐ๐๐ฟ๐ถ๐๐ย isn’t just about growing wealth, but about ensuring itย ๐๐ฟ๐ฎ๐ป๐๐ณ๐ฒ๐ฟ๐ ๐ฒ๐ณ๐ณ๐ถ๐ฐ๐ถ๐ฒ๐ป๐๐น๐ ๐๐ผ ๐๐ต๐ฒ ๐ป๐ฒ๐ ๐ ๐ด๐ฒ๐ป๐ฒ๐ฟ๐ฎ๐๐ถ๐ผ๐ปย while protecting against life’s uncertainties along the way.
My mission is straightforward: help families buildย ๐๐ป๐๐ต๐ฎ๐ธ๐ฒ๐ฎ๐ฏ๐น๐ฒ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐ณ๐ผ๐๐ป๐ฑ๐ฎ๐๐ถ๐ผ๐ป๐ย that provide security today and createย ๐บ๐ฒ๐ฎ๐ป๐ถ๐ป๐ด๐ณ๐๐น ๐น๐ฒ๐ด๐ฎ๐ฐ๐ถ๐ฒ๐ย tomorrow.
By submitting this form, I confirm that
ๆไบคๆญค่กจๆ ผ๏ผๅณ่กจ็คบ
In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (โFAPLโ) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPLโs Data Protection Policy, which can be found on FAPLโs website atย https://fa.com.sg/data-protection-policy/.
ๆ นๆฎใไธชไบบๆฐๆฎไฟๆคๆณใ๏ผ้ซ็็่ดข็งไบบๆ้ๅ ฌๅธๅพๆฑๆจ็ๅๆๅๆจๆถ้ๅนถไฝฟ็จๆจ็ไธชไบบไฟกๆฏใ้ซ็็่ดขๅฐๆ นๆฎๅ ฌๅธ็ไธชไบบๆฐๆฎไฟๆคๆฟ็ญๆ้่ฟฐ็็จ้ไฝฟ็จๆจ็ไธชไบบ่ตๆ๏ผไพๅฆๅงๅ๏ผ่ฏไปถๅท็ ๏ผ่็ณป็ต่ฏ๏ผ้ฎๅฏๅฐๅ๏ผ็ต้ฎๅฐๅๅ็ ง็๏ผใ ่ฏฅๆฟ็ญๅฏๅจๆฌๅ ฌๅธ็ฝ็ซไธๆฅๅฏป๏ผ็ฝๅไธบย https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPLโs Personal Data Policy.
ๆไบคๆญค่กจๆ ผ๏ผๅณ่กจ็คบๆจๅทฒ้ ่ฏปๅนถ็่งฃ้ซ็็่ดข็งไบบๆ้ๅ ฌๅธ็ไธชไบบๆฐๆฎๆฟ็ญ
Subscribe to our newsletter to receive updates on our latest content!
By submitting this form, I confirm that
ๆไบคๆญค่กจๆ ผ๏ผๅณ่กจ็คบ
In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (โFAPLโ) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPLโs Data Protection Policy, which can be found on FAPLโs website atย https://fa.com.sg/data-protection-policy/.
ๆ นๆฎใไธชไบบๆฐๆฎไฟๆคๆณใ๏ผ้ซ็็่ดข็งไบบๆ้ๅ ฌๅธๅพๆฑๆจ็ๅๆๅๆจๆถ้ๅนถไฝฟ็จๆจ็ไธชไบบไฟกๆฏใ้ซ็็่ดขๅฐๆ นๆฎๅ ฌๅธ็ไธชไบบๆฐๆฎไฟๆคๆฟ็ญๆ้่ฟฐ็็จ้ไฝฟ็จๆจ็ไธชไบบ่ตๆ๏ผไพๅฆๅงๅ๏ผ่ฏไปถๅท็ ๏ผ่็ณป็ต่ฏ๏ผ้ฎๅฏๅฐๅ๏ผ็ต้ฎๅฐๅๅ็ ง็๏ผใ ่ฏฅๆฟ็ญๅฏๅจๆฌๅ ฌๅธ็ฝ็ซไธๆฅๅฏป๏ผ็ฝๅไธบย https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPLโs Personal Data Policy.
ๆไบคๆญค่กจๆ ผ๏ผๅณ่กจ็คบๆจๅทฒ้ ่ฏปๅนถ็่งฃ้ซ็็่ดข็งไบบๆ้ๅ ฌๅธ็ไธชไบบๆฐๆฎๆฟ็ญ