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Helping You Save More with Less

Esther Chew

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REP No.: ECH300207548

Financial Advisory Manager (AFP, AWP, MDRT)

Hi, I’m Esther.

I advise professionals, doctors, and high-net-worth families on protecting, growing, and preserving their wealth through thoughtful financial planning.

My philosophy is simple: every dollar should have a purpose. Rather than accumulating unnecessary policies or investments, I help clients build efficient portfolios that balance wealth accumulation, risk management, liquidity, and legacy planning—helping them achieve financial independence with confidence.

As a fee-based financial planner, every recommendation begins with your objectives. Whether you’re reviewing an existing portfolio or planning for retirement, your children’s education, or intergenerational wealth transfer, my advice is tailored to your unique circumstances and long-term goals.

With access to solutions from 18 leading life insurers, together with a broad range of investment platforms and asset managers, I provide tailored advice and objective comparisons, allowing clients to make informed decisions without being limited to a single institution.

My clients value discretion, technical expertise, and honest advice delivered without pressure. Over the years, I have had the privilege of guiding clients through many of life’s most significant financial milestones. My goal is to remain a trusted adviser for every stage of that journey.

If you’re looking for a long-term financial partner who combines strategic thinking with personalised service, I’d be delighted to connect.

Life Insurance Providers
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Years In The Industry
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Dollars of Premiums saved for clients through Comparison and Optimization
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Testimonials

We have been working with Esther for the past 10 years now, since our graduation from medical school. When we were too busy at work taking care of our patients to take care of our own health insurance needs, Esther made sure we were covered. Esther is patient and a hard worker who makes the effort to do research and to find the best fit product for her clients. She goes the extra mile. More than just our Financial Planner, she has also become our friend.

Lucy Davies & Darius Beh

Doctors at Ministry of Health

Esther was professional and thorough in her approach to my insurance planning needs. I genuinely appreciated the fact that she did not try to cross-sell or up-sell me products that I did not require. She was also patient and detailed in her analysis and assisted me in comparing various products in the Singapore market.

Kenny Lee

Portfolio Manager at Alliance Bernstein

Esther has been helping me with both my insurance and investments since before I even started working. The one thing that stands out about her is her genuine care for the wellbeing of her clients, in both finance and health. She was always there to re-evaluate my financial goals and helped recommended adequate plans for me at various points of my career. And best of all, she wasn’t pushy about it and I felt that I could make my own decision without being pressured into one. When I had to undergo multiple surgeries in 2019/20 she was there to ensure that I can go for the surgeries with the ease of mind that I was well covered in terms of insurance and I should focus solely on recovery. I am forever thankful to her for helping me out and ensuring that I am adequately covered during the most stressful time of my life. 10/10 would recommend!! 👍

Lim Jia Hao

Naval Officer at Mindef

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