BEGIN:VCARD
VERSION:3.0
FN;CHARSET=UTF-8:Esther Chew 
N;CHARSET=UTF-8:Esther Chew ;;;
ORG;CHARSET=UTF-8:Financial Alliance
TITLE;CHARSET=UTF-8:Financial Advisory Manager                            (AFP, AWP, MDRT)
TEL;TYPE=WORK,VOICE:96160222
EMAIL:estherchew@fapl.sg
END:VCARD