ENG 中文

Lawrence Koh, Wealth Optimisation Specialist (ChFC®,IBFA Level 3, ASEP®, AEPP®)

Associate Director

(MAS REP No.: KBK200211234)
Financial Freedom Planning, Creating Sustainable Income For Life!!!

Working 9 years in the chemical industry both in the process and raw material sales has helped to hone my optimisation and account management skillset and serves me well for the last 12 years in the wealth management arena as financial goals for most people are always limited by their risk profile, available resources and the time left.

I believe earning money is a full time job and wealth optimisation is another full time job so most people who are unsatisfied with their financial outcome is because they are optimising their wealth management on a part time basis.

My existential reason to be in this industry is to help elevate normal household to a million dollar household through my proprietary financial freedom planning practise because a million dollar is merely $50,000 per annum for 20 years and $50,000 per annum shared by you and your spouse is hardly a reasonable living standard let alone 10 or 20 years down the road.

All my clients are responsible people by nature and if you are someone who does not wish to become the financial burden of your love ones or does not wish to be at the mercy of retrenchment, I would love to work with you on how to create your alternative source of passive income.

Motivated caterpillars can never deliver a butterfly outcome. Transformation is key for change. Financial Freedom is made easy if you work with people who know the way, compound with good wealth management habits

My Services

🌟Tax Optimisation, Wealth Acceleration🌟
Retirement Planning
Income Replacement Planning
University Fees Funding Planning

My Content

Goals Mapping - Journey to your financial freedom

Events

*Financial Freedom Make Easy*

Quick Insurance Comparison

My Testimonials

Lawrence is one of the few financial advisors I have know who can effectively explain financial & investment products information, its technical jargons and complexity, in layman terms. What we also appreciate is his professionalism, transparency and authenticity in our discussions and making sure we understand the information he shares. Definitely someone you should reach out to if you need clarity on financial and investment planning.

Emmeline Cheong

Regulatory Affairs Manager

When signing up for an insurance plan, make sure to look out for the clause that provides coverage if you are not able to perform 2/3 out of the 6 activities of daily living. Most insurance companies tend not to provide this but these are common side effects of critical illnesses. Thanks Lawrence for making me aware of these, sharing this for everyone’s benefit.

Apurva Bharade

Senior Client Executive

One of the mark of a competent and successful financial advisor is to be able to read the markets well most of the time and Lawrence has proven that many times over the few years I have known him. He was able to turn around a loss making portfolio into a profitable one, reap a tidy profit from the India elections that brought Modi to power and now more recently looking for opportunities amidst the covid19 pandemic, probably the biggest challenge of his career. I am confident of his dedication to see us through this difficult period with just the right mix of prudence and foresight. Thanks for all your hard work,! Much appreciated!

Dhanvanti Dadlani

Educator

Lawrence is full of knowledge and he is generous in sharing his knowledge. He always make sure you understand what are you committing to. He has explained a lot on how to get the just the right amount of insurance coverage, how to maximised investment from OA to achieve minimum sum faster, what long term investment should be, how accrued interest will not affect minimum sum and only has impact when you sell your hdb, the list goes on. He is definitely a trusted financial advisor.

Kimberly Lim

AML Compliance Specialist

The endowment market has developed into 5th generation where we will usually consider product where the savings is 100% guaranteed and annual coupons collected will not reduce your capital savings citing maturity. This is sharing from Lawrence when I was asked to purchase a first generation endowment plan. Other insurance agent can only see plans offered by their company… As a financial consultant, Lawrence, help the client to find the right company. He is also well versed in other investment strategies. Thank you Lawrence for your expertise and professionalism.

Dr Tan Siok Bee

Deputy Director

I got to know Lawrence through his subordinate and I have to say Lawrence is a very experienced Financial Advisor. One who sincerely wants to help his clients to understand what they had signed up for and what was better for them instead. He gave good presentation with numbers and facts to compare which helps me (I am more a visual person). At one glance, you do not need to be an expert to understand. I like the way his is always cool and try to explain clearly until I fully understand. It is the kind of good traits in him that makes his shine from the rest of the FA I knew. Thanks again for helping me out in my Dividend portfolio and Growth portfolio. As well as going that extra mile to answer in detail to my queries on random things like re-financing of my mortgage loans. 🙂

Tiffany Ong

Chief Consultant

Very useful pointers about endowment plans return whenever a proposal comes. I usually consult Lawrence because he provides good knowledge and comparative analysis of the various options available.

Jai Simman

Lecturer - Language & Communication & Culture Studies - Temasek Polytechnic / Freelance Editor

Lawrence has helped me develop my foresight by sharing his knowledge and guiding my decisions around financial planning. He is dedicated to helping his clients achieve financial freedom by bringing clarity to your plans and careful assessment and attention to your needs!

Keshav Tan

Key Account Manager, Food Panda

My Contact

Enquiry

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ENG 中文

Lawrence Koh, Wealth Optimisation Specialist (ChFC®,IBFA Level 3, ASEP®, AEPP®)

MAS REP No.: KBK200211234

Associate Director

Financial Freedom Planning, Creating Sustainable Income For Life!!!

Working 9 years in the chemical industry both in the process and raw material sales has helped to hone my optimisation and account management skillset and serves me well for the last 12 years in the wealth management arena as financial goals for most people are always limited by their risk profile, available resources and the time left.

I believe earning money is a full time job and wealth optimisation is another full time job so most people who are unsatisfied with their financial outcome is because they are optimising their wealth management on a part time basis.

My existential reason to be in this industry is to help elevate normal household to a million dollar household through my proprietary financial freedom planning practise because a million dollar is merely $50,000 per annum for 20 years and $50,000 per annum shared by you and your spouse is hardly a reasonable living standard let alone 10 or 20 years down the road.

All my clients are responsible people by nature and if you are someone who does not wish to become the financial burden of your love ones or does not wish to be at the mercy of retrenchment, I would love to work with you on how to create your alternative source of passive income.

Motivated caterpillars can never deliver a butterfly outcome. Transformation is key for change. Financial Freedom is made easy if you work with people who know the way, compound with good wealth management habits

My Services

🌟Tax Optimisation, Wealth Acceleration🌟
Retirement Planning
Income Replacement Planning

My Content

Goals Mapping - Journey to your financial freedom
Download a complimentary copy of the e-book and kick-start your journey to financial freedom. htt...

My Event

*Financial Freedom Make Easy*

Personal Accident Insurance

Travel Insurance

Motor Insurance

Testimonials

Lawrence is one of the few financial advisors I have know who can effectively explain financial & investment products information, its technical jargons and complexity, in layman terms. What we also appreciate is his professionalism, transparency and authenticity in our discussions and making sure we understand the information he shares. Definitely someone you should reach out to if you need clarity on financial and investment planning.

Emmeline Cheong

Regulatory Affairs Manager

When signing up for an insurance plan, make sure to look out for the clause that provides coverage if you are not able to perform 2/3 out of the 6 activities of daily living. Most insurance companies tend not to provide this but these are common side effects of critical illnesses. Thanks Lawrence for making me aware of these, sharing this for everyone’s benefit.

Apurva Bharade

Senior Client Executive

One of the mark of a competent and successful financial advisor is to be able to read the markets well most of the time and Lawrence has proven that many times over the few years I have known him. He was able to turn around a loss making portfolio into a profitable one, reap a tidy profit from the India elections that brought Modi to power and now more recently looking for opportunities amidst the covid19 pandemic, probably the biggest challenge of his career. I am confident of his dedication to see us through this difficult period with just the right mix of prudence and foresight. Thanks for all your hard work,! Much appreciated!

Dhanvanti Dadlani

Educator

Lawrence is full of knowledge and he is generous in sharing his knowledge. He always make sure you understand what are you committing to. He has explained a lot on how to get the just the right amount of insurance coverage, how to maximised investment from OA to achieve minimum sum faster, what long term investment should be, how accrued interest will not affect minimum sum and only has impact when you sell your hdb, the list goes on. He is definitely a trusted financial advisor.

Kimberly Lim

AML Compliance Specialist

The endowment market has developed into 5th generation where we will usually consider product where the savings is 100% guaranteed and annual coupons collected will not reduce your capital savings citing maturity. This is sharing from Lawrence when I was asked to purchase a first generation endowment plan. Other insurance agent can only see plans offered by their company… As a financial consultant, Lawrence, help the client to find the right company. He is also well versed in other investment strategies. Thank you Lawrence for your expertise and professionalism.

Dr Tan Siok Bee

Deputy Director

I got to know Lawrence through his subordinate and I have to say Lawrence is a very experienced Financial Advisor. One who sincerely wants to help his clients to understand what they had signed up for and what was better for them instead. He gave good presentation with numbers and facts to compare which helps me (I am more a visual person). At one glance, you do not need to be an expert to understand. I like the way his is always cool and try to explain clearly until I fully understand. It is the kind of good traits in him that makes his shine from the rest of the FA I knew. Thanks again for helping me out in my Dividend portfolio and Growth portfolio. As well as going that extra mile to answer in detail to my queries on random things like re-financing of my mortgage loans. 🙂

Tiffany Ong

Chief Consultant

Very useful pointers about endowment plans return whenever a proposal comes. I usually consult Lawrence because he provides good knowledge and comparative analysis of the various options available.

Jai Simman

Lecturer - Language & Communication & Culture Studies - Temasek Polytechnic / Freelance Editor

Lawrence has helped me develop my foresight by sharing his knowledge and guiding my decisions around financial planning. He is dedicated to helping his clients achieve financial freedom by bringing clarity to your plans and careful assessment and attention to your needs!

Keshav Tan

Key Account Manager, Food Panda

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