Melissa Neo KH 梁巧芬

Senior Financial Advisory Manager

(MAS REP No.: NKH100041652)

Take control of your life insurance by exploring our self-service options, offering autonomy and flexibility for knowledgeable individuals.

From Central Banker to Private Banker to Independent Financial Adviser

I have been in the financial services industry for over 30 years, starting my career with the Insurance Commissioner’s Department of the Monetary Authority of Singapore. I later became a private banker with Merrill Lynch International Bank before joining Financial Alliance  as a financial adviser in 2005.

My passion is helping clients with their wealth protection, wealth creation and retirement funding needs. I believe in building strong relationships with my clients and taking the time to understand their financial situations and specific needs before offering tailored solutions. Referrals from satisfied clients make up the majority of my new clients, which I take as a testament to my professional advisory services. I have a diverse client base, ranging from fresh graduates to retirees, and including homemakers, entrepreneurs, fund managers, teachers, banking personnel, as well as medical and dental professionals.

With the largest independent financial advisory firm in Singapore supporting me,  I have access to a wide range of financial products and solutions to tailor suitable solutions for my clients. I am committed to being a trusted and competent adviser, dedicated to helping my clients navigate their financial journeys and achieve their financial goals with confidence and peace of mind.

For a 1:1 consultation, please contact me on WHATSAPP.

> 0 years
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> 0 clients
I have served
>$ 0 bio
Financial Alliance - Assets Under Advice

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Hi Mel, glad to hear that! You’re always on top of my mind when it comes to referrals coz your knowledge and service levels are both top notch! (Melissa’s note : this is the reply from SCA after I helped her friend from Philippines to get insurance in Singapore. Subsequently, her friend referred two more couples to me.)

SCA

Private Banker

Melissa started off being just my financial advisor, but through the years, we have become friends. She has always been very professional and knowledgeable about the product offerings that are suitable for my family needs. She helped us restructure plans that make much more financial sense as my family grow into different stages of our family life cycle. Melissa puts herself in my shoes and would only recommend products that are suitable for me. It’s never about her targets or commission. Melissa is also very thorough and detailed in her follow through when it comes to any claims. She is a rock who is there during times of need.

Shirley Y.

Businesswoman

Melissa has been our family FA for many years. We have come to her for most of our family’s needs be it for health, travel and legacy planning. She has been a great help when things were needed to be expedited and claims needed to be processed. Our daughter and loved ones are also now her clients through our recommendation. She can be trusted to give unbiased advice on products which shows she has your best interests at heart. You are in good and safe hands when you have her as your FA.

Dr Damien Gerard Lee Y M

Medical Professional

Melissa has been my financial adviser for more than fifteen years now. She is very professional, objective, not pushy and has given me unbiased advice that is relevant to my needs. The fact that she is not tied to any single insurance company makes her independent in recommending suitable options to meet my needs. She is very responsive, helpful and patient in addressing queries that pertain to my protection and retirement needs. She is my go-to trusted and competent adviser whom I would not hesitate to recommend if you value sound financial planning advice.

Loke WL

Education Professional

Many many thanks Melissa! You always go above and beyond what a FA does! You are a friend whom I’m very grateful to! Thank you again for your super support in so many ways!

Irene Ong C L

Banking Professional

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Melissa Neo KH 梁巧芬

MAS REP No.: NKH100041652

Senior Financial Advisory Manager

> 0 years
As a Financial Adviser
> 0 clients
I have served
>$ 0 bio
Financial Alliance - Assets Under Advice
From Central Banker to Private Banker to Independent Financial Adviser

I have been in the financial services industry for over 30 years, starting my career with the Insurance Commissioner’s Department of the Monetary Authority of Singapore. I later became a private banker with Merrill Lynch International Bank before joining Financial Alliance  as a financial adviser in 2005.

My passion is helping clients with their wealth protection, wealth creation and retirement funding needs. I believe in building strong relationships with my clients and taking the time to understand their financial situations and specific needs before offering tailored solutions. Referrals from satisfied clients make up the majority of my new clients, which I take as a testament to my professional advisory services. I have a diverse client base, ranging from fresh graduates to retirees, and including homemakers, entrepreneurs, fund managers, teachers, banking personnel, as well as medical and dental professionals.

With the largest independent financial advisory firm in Singapore supporting me,  I have access to a wide range of financial products and solutions to tailor suitable solutions for my clients. I am committed to being a trusted and competent adviser, dedicated to helping my clients navigate their financial journeys and achieve their financial goals with confidence and peace of mind.

For a 1:1 consultation, please contact me on WHATSAPP.

  • Risk Management
  • Insurance Planning
  • Investment Planning & Management
  • Retirement Planning
  • Children Education Funding
  • Mortgage & Liability Planning
  • Home and Personal Accident Protection
  • International Medical Insurance
  • Will Writing

Financial Alliance Quality Class (Eminence Class) – 2013, 2018

Financial Alliance Quality Class (Prestige Class) – 2007-2008, 2010-2015, 2019-2022

Financial Alliance Quality Class (Merit Class) – 2016-2017

Top 5 Annualised New Business Income – 2013
Top 5 Weighted Premium Awards – 2013
Top Productivity Award – 2013
Top 5 AUA Growth Award – 2012
Top 5 New AUA Awards – 2011

My Services

#ChooseIndependent:

Upcoming Events

Testimonials

CONTACT US

Take control of your life insurance by exploring our self-service options, offering autonomy and flexibility for knowledgeable individuals.

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ACKNOWLEDGEMENT

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提交此表格,即表示

  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策,并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
  • 我已阅读并理解了上述免责声明,特此声明接受这些条款。
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照,并许可在新加坡共和国境内依据财务顾问法(第110章)和证券与期货交易法(第289章)进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • 鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分,鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息(例如,关于海外司法管辖区以外的资金管理或投资咨询服务等信息)。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标,财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品,或达成交易或参与任何特定的投资策略,也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
  • 未经鑫盟理财的事先书面同意,不得将这些文件全文或部分发布,传播,复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发,出版或使用此类文件可能违反当地法律,或本公司及关联公司或关联人士需要注册,获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时,您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策

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