Norman Ngai

Financial Advisory Manager

(MAS REP No.: NSC300122626)
Your One-Stop Trusted Advisor

I spent 15 years of my career in multinational life and general insurers in both underwriting and claim management roles. This contributed to my deep and diverse industry experience, which will benefit my individual and corporate clients.

I am a proud representative consultant of Financial Alliance now, the largest independent financial advisory firm in Singapore.

Financial Alliance partners over 50 life/general insurers, 5 investment platforms, 71 asset management companies and 5 estate planning partners.

Be assured that you are in good hands, if you wish to embark on your risk management and financial planning journey with me.

Services

Personal Insurance Portfolio Review
Financial Retirement Planning
Independent Asset Management
Islamic Wealth Advisory
Estate Planning
Commercial Insurance Brokerage
Medical Concierge

Content

Use Insurance as Your Foundation
Build on the Rock
Claims Service
Is Your Adviser Good with Claims Handling?
Dying Without A Will
Have You Amended Your Will?
Lower Your Insurance Premium - How?
How Do I Make My Hospital Insurance More Affordable?
Term or Whole Life?
Are You a Self-Employed Person?

Videos

Introduction to Financial Alliance
Guiding Star

Events

Income Strategies for All Market Conditions
Navigating Current Markets: Opportunities vs Risk Management

Quick Insurance Comparison

Testimonials

Norman has kindly taken up my orphan policy for Myshield Plan. Appreciate his kind gesture on this even though he did not received any commission. He has helped me on the following up of several claims.

Airene Tan

Housewife

Norman has been very helpful and provided an independent view of my policies. He highlighted areas that require enhancement based on my current needs. Norman comes across as an advisor who is genuine about addressing his clients’ needs and never pushy.

Paul Theng

Projects Regional Lead

Norman is a trustworthy and resourceful insurance advisor who provided me with what I needed in order to make an informative choice. I’m glad we had his help when we needed it!

Marco Chong

Senior Manager

Norman has certainly been helpful in finding insurance solutions for our firm, Titanium Law Chambers LLC. As a start-up, it was difficult for us to spend time on the nitty-gritty of obtaining proper insurance coverage or the filling up of proposal forms. Norman eased us through the process. He also managed to find a very competitive rate for coverage with respect to one of the risks we wanted underwritten.

Anthony Wee

Managing Director, Titanium Law Chambers

Norman is a very patient and approachable financial advisor. He has my interests in heart and tries his best to understand and suit my insurance needs. He will ask me relevant questions and then source for the most appropriate and affordable quotes for me to choose. Very satisfied and happy with his kind assistance.

Wendy Chew

Underwriting Manager

My servicing financial advisor has been very helpful and professional; he goes the extra mile in his work. He will always put his recommendations on the products first and not resort to hard-sell. I always appreciate his efforts in helping me doing product search and non-obligatory quotes. Thank you for your service!

Kenley Ho

Underwriter

My Contact

Enquiry

Social

Norman Ngai

MAS REP No.: NSC300122626

Financial Advisory Manager

Your One-Stop Trusted Advisor

I spent 15 years of my career in multinational life and general insurers in both underwriting and claim management roles. This contributed to my deep and diverse industry experience, which will benefit my individual and corporate clients.

I am a proud representative consultant of Financial Alliance now, the largest independent financial advisory firm in Singapore.

Financial Alliance partners over 50 life/general insurers, 5 investment platforms, 71 asset management companies and 5 estate planning partners.

Be assured that you are in good hands, if you wish to embark on your risk management and financial planning journey with me.

Services

Personal Insurance Portfolio Review
Financial Retirement Planning
Independent Asset Management
Islamic Wealth Advisory
Estate Planning
Commercial Insurance Brokerage
Medical Concierge

Content

Use Insurance as Your Foundation
Build on the Rock
Is insurance an over-rated product? Not really.
Claims Service
Is Your Adviser Good with Claims Handling?
How would you rate your insurance agent/broker on their claims service? Strictly speaking, your i...
Dying Without A Will
Have You Amended Your Will?
If a Singapore resident did not leave a valid will behind before he passed away, Singapore’s rule...
Lower Your Insurance Premium - How?
How Do I Make My Hospital Insurance More Affordable?
One client asked me whether she should surrender her Integrated Shield Plan (IS) as she finds it ...
Term or Whole Life?
Choosing between term and whole life insurance has been a topic of debate for years. To me, there...
Are You a Self-Employed Person?
Being a gig worker/freelancer/self-employed offers wonderful opportunities to unleash our creativ...
The Power of Diversification
Imagine losing $500,000 of your bank savings within 2 hours. How would you feel? Our hearts reall...

Videos

Introduction to Financial Alliance
Guiding Star

Event

Navigating Current Markets: Opportunities vs Risk Management
Income Strategies for All Market Conditions

Personal Accident Insurance

Travel Insurance

Motor Insurance

Testimonials

Norman has kindly taken up my orphan policy for Myshield Plan. Appreciate his kind gesture on this even though he did not received any commission. He has helped me on the following up of several claims.

Airene Tan

Housewife

Norman has been very helpful and provided an independent view of my policies. He highlighted areas that require enhancement based on my current needs. Norman comes across as an advisor who is genuine about addressing his clients’ needs and never pushy.

Paul Theng

Projects Regional Lead

Norman is a trustworthy and resourceful insurance advisor who provided me with what I needed in order to make an informative choice. I’m glad we had his help when we needed it!

Marco Chong

Senior Manager

Norman has certainly been helpful in finding insurance solutions for our firm, Titanium Law Chambers LLC. As a start-up, it was difficult for us to spend time on the nitty-gritty of obtaining proper insurance coverage or the filling up of proposal forms. Norman eased us through the process. He also managed to find a very competitive rate for coverage with respect to one of the risks we wanted underwritten.

Anthony Wee

Managing Director, Titanium Law Chambers

Norman is a very patient and approachable financial advisor. He has my interests in heart and tries his best to understand and suit my insurance needs. He will ask me relevant questions and then source for the most appropriate and affordable quotes for me to choose. Very satisfied and happy with his kind assistance.

Wendy Chew

Underwriting Manager

My servicing financial advisor has been very helpful and professional; he goes the extra mile in his work. He will always put his recommendations on the products first and not resort to hard-sell. I always appreciate his efforts in helping me doing product search and non-obligatory quotes. Thank you for your service!

Kenley Ho

Underwriter

CONTACT US

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ACKNOWLEDGEMENT

By submitting this form, I confirm that

提交此表格,即表示

  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策,并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
  • 我已阅读并理解了上述免责声明,特此声明接受这些条款。
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照,并许可在新加坡共和国境内依据财务顾问法(第110章)和证券与期货交易法(第289章)进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • 鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分,鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息(例如,关于海外司法管辖区以外的资金管理或投资咨询服务等信息)。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标,财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品,或达成交易或参与任何特定的投资策略,也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
  • 未经鑫盟理财的事先书面同意,不得将这些文件全文或部分发布,传播,复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发,出版或使用此类文件可能违反当地法律,或本公司及关联公司或关联人士需要注册,获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时,您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策

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