ENG 中文

Chang Poh Fatt Patrick 郑宝垡

Senior Consultant

(MAS REP No.: CPF200037430)
I help fathers, regardless of rich dad or poor dad, to achieve their financial aspirations, for both their families and for themselves.

I help fathers, regardless of rich dad or poor dad, to achieve their financial aspirations.

As a Competent Financial Advisor, I can handhold him, literally, going from being uncertain, doubtful and having no grasp of his financial future to:

–              Having a solid & unshakable financial plan that will guarantee him financial freedom in any weather

–              Becoming debt free, retiring early, travelling the world & living the life of his dreams in retirement

–              Having peace of mind knowing his family is well covered, maintaining the lifestyle they have, even when he has moved to the ‘next phase’ of being.

–              Knowing that his business will continue to flourish even when he is no longer running it personally.

As an independent Financial Advisory Rep, I have the responsibility to always have his best interest at heart, listen to understand his unique situations before coming up with or suggesting a bespoke financial plan to help him achieve his financial goals.

In other words, he can be rest assured there will be no conflict of interest, no favouring of any product manufacturers, be it any single insurer or investment platform, no product pushing, and no biases recommendation resulting from providers’ incentives.

Instead, what he get is a truly independent analysis and suggestions that fits his unique situation. Nothing less.

So for father who are serious about being in control of their finances & securing their financial future, and they need a qualified & experienced financial advisor with great track record to work with, and help them achieve their financial goals, let’s connect. I can empathise. Because I am a father too.

Furthermore, I believe in the importance of financial education. So, beside spreading financial literacy through talks & workshops, I am also interviewed at highly reputable radio stations: CNA938, MoneyFM893 & Capital 958.

I have written commentaries for the renowned Channel News Asia website, and did a Podcast for Asia Business First (CNA).

I was interviewed by global knowledge platform, ‘The Asian Entrepreneur’, and also privileged to be the only practicing financial advisor, as 1 of the 7 contributors for an Economist Intelligence Unit report: ‘Saving for 100’.

Besides being the author of ‘The A to Z Guide of Retirement Planning’, I have also created Affluent, the wealth management card game, to gamify complex and ‘difficult to comprehend’ financial concept into a game of fun and excitement.

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Testimonials

It is very important to have a financial advisor whom we fully trust and who has our best interest at heart, and Patrick is someone like that. He is never pushy, never hard-sells me anything, always patient, and never judges me when I ask him ‘silly’ questions about financial products. And when I ask him for recommendations, he always goes the extra mile to do his research and presents me with various options, detailing the pros and cons of each one. He is definitely the go-to-person for all my financial needs and questions.

Stephen Wong

Assistant Manager, Specialist Outpatient Clinic Operations, SKH

Patrick is one of the few financial consultants I know, whose knowledge extends far beyond just the products he’s selling. He has a good insight on the macro view of the markets, as well as a good understanding on different asset classes, and their strengths and weaknesses during different market conditions. He’s therefore able to give the best advice to his clients on how to manage and protect their wealth for the long term.

Russell Gomes

CEO, Suzerin Pte Ltd

I am absolutely delighted with Patrick’s services over the past couple of years. Patrick has a very friendly, welcoming, professional, and attentive nature, who works with integrity to provide his clients with sound financial advice and guidance. The expertise and attention to detail with which Patrick has handled my financial affairs could not be faulted. Passion, knowledge and a genuine interest in achieving the best for clients is what makes Patrick a truly professional Financial Advisor.

Azmi Jaffar

Executive Producer, The Gunnery

A VERY BIG THANK YOU TO PATRICK CHANG for his continual advice in my personal financial planning. I was diagnosed with myeloma (type of blood cancer) in mid-2019, went through chemotherapy, stem cell transplant. Thank God I’m currently in remission. Patrick’s holistic, broad-based approach in strategizing, planning has prevented a huge financial burden onto my family, amounting to $450,000.

Ronnie Lee

Ministry staff, Grace AOG Church

Patrick is a responsible and prompt advisor. He is transparent and shares the risks of the products clearly. Having my investment under Patrick’s’ care for the past 5 years, all the investments made has come back with good returns. Glad to have known Patrick!

Andy Lin

Founder, iTaz Pte Ltd

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ENG 中文

Chang Poh Fatt Patrick 郑宝垡

MAS REP No.: CPF200037430

Senior Consultant

I help fathers, regardless of rich dad or poor dad, to achieve their financial aspirations, for both their families and for themselves.

I help fathers, regardless of rich dad or poor dad, to achieve their financial aspirations.

As a Competent Financial Advisor, I can handhold him, literally, going from being uncertain, doubtful and having no grasp of his financial future to:

–              Having a solid & unshakable financial plan that will guarantee him financial freedom in any weather

–              Becoming debt free, retiring early, travelling the world & living the life of his dreams in retirement

–              Having peace of mind knowing his family is well covered, maintaining the lifestyle they have, even when he has moved to the ‘next phase’ of being.

–              Knowing that his business will continue to flourish even when he is no longer running it personally.

As an independent Financial Advisory Rep, I have the responsibility to always have his best interest at heart, listen to understand his unique situations before coming up with or suggesting a bespoke financial plan to help him achieve his financial goals.

In other words, he can be rest assured there will be no conflict of interest, no favouring of any product manufacturers, be it any single insurer or investment platform, no product pushing, and no biases recommendation resulting from providers’ incentives.

Instead, what he get is a truly independent analysis and suggestions that fits his unique situation. Nothing less.

So for father who are serious about being in control of their finances & securing their financial future, and they need a qualified & experienced financial advisor with great track record to work with, and help them achieve their financial goals, let’s connect. I can empathise. Because I am a father too.

Furthermore, I believe in the importance of financial education. So, beside spreading financial literacy through talks & workshops, I am also interviewed at highly reputable radio stations: CNA938, MoneyFM893 & Capital 958.

I have written commentaries for the renowned Channel News Asia website, and did a Podcast for Asia Business First (CNA).

I was interviewed by global knowledge platform, ‘The Asian Entrepreneur’, and also privileged to be the only practicing financial advisor, as 1 of the 7 contributors for an Economist Intelligence Unit report: ‘Saving for 100’.

Besides being the author of ‘The A to Z Guide of Retirement Planning’, I have also created Affluent, the wealth management card game, to gamify complex and ‘difficult to comprehend’ financial concept into a game of fun and excitement.

Services

No data was found

Content

No data was found

Videos

No data was found

Event

No data was found

Personal Accident Insurance

Travel Insurance

Testimonials

It is very important to have a financial advisor whom we fully trust and who has our best interest at heart, and Patrick is someone like that. He is never pushy, never hard-sells me anything, always patient, and never judges me when I ask him ‘silly’ questions about financial products. And when I ask him for recommendations, he always goes the extra mile to do his research and presents me with various options, detailing the pros and cons of each one. He is definitely the go-to-person for all my financial needs and questions.

Stephen Wong

Assistant Manager, Specialist Outpatient Clinic Operations, SKH

Patrick is one of the few financial consultants I know, whose knowledge extends far beyond just the products he’s selling. He has a good insight on the macro view of the markets, as well as a good understanding on different asset classes, and their strengths and weaknesses during different market conditions. He’s therefore able to give the best advice to his clients on how to manage and protect their wealth for the long term.

Russell Gomes

CEO, Suzerin Pte Ltd

I am absolutely delighted with Patrick’s services over the past couple of years. Patrick has a very friendly, welcoming, professional, and attentive nature, who works with integrity to provide his clients with sound financial advice and guidance. The expertise and attention to detail with which Patrick has handled my financial affairs could not be faulted. Passion, knowledge and a genuine interest in achieving the best for clients is what makes Patrick a truly professional Financial Advisor.

Azmi Jaffar

Executive Producer, The Gunnery

A VERY BIG THANK YOU TO PATRICK CHANG for his continual advice in my personal financial planning. I was diagnosed with myeloma (type of blood cancer) in mid-2019, went through chemotherapy, stem cell transplant. Thank God I’m currently in remission. Patrick’s holistic, broad-based approach in strategizing, planning has prevented a huge financial burden onto my family, amounting to $450,000.

Ronnie Lee

Ministry staff, Grace AOG Church

Patrick is a responsible and prompt advisor. He is transparent and shares the risks of the products clearly. Having my investment under Patrick’s’ care for the past 5 years, all the investments made has come back with good returns. Glad to have known Patrick!

Andy Lin

Founder, iTaz Pte Ltd

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