Sherene Lua Chen Ting

Senior Financial Advisory Manager

(MAS REP No.: SLC100094070)
Successful Financial Planning - Do Something Today That Your Future Self Will Thank You For

From the age of 5, my childhood ambition was to become a teacher. After seven fulfilling years of shaping young minds and instilling values in primary school children, I transitioned into the finance industry. Despite the change, my core belief in education remains unwavering, now focused on the realm of FINANCIAL EDUCATION.

Seeking a happy life is a universal pursuit, often manifesting in our work, relationships, health, and wealth. This quest frequently involves decision-making, guided by fundamental questions:

  • What truly matters to me?
  • Does this align with my beliefs, thoughts, and emotions?
  • How am I managing my current and future resources?
  • Will this decision bring me closer to my goals or lead me further away?

Reflecting on these questions has been pivotal in my own decision-making journey and has guided many clients, who have become good friends, over my 13-year career in this financial planning journey.

Financial planning extends far beyond the realm of the wealthy; it’s not merely about calculations or product comparisons, tasks easily handled by robo-advisors. True financial planning begins with a reflective journey, where we delve into your dreams and aspirations, setting meaningful goals. Only then do we assess your current financial standing, manage your finances, and craft a plan to realize those aspirations.

If this resonates with you, let’s connect to make decisions together that your future self will truly appreciate.

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Years of Experience
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Financial Health Check
Insurance Portfolio Audit
Investment Advisory and Portfolio Management
Estate Planning

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Testimonials

Besides providing excellent service, she is also concerned clients’ personal growth, health and all aspects of their life. Thank u, my lifelong friend and financial planner, Sherene Lua!

Yanyun

Teacher

Appreciate Sherene being my advisor. Going extra mile to plan, help and guide me on this path. Happy to have met this friend!

Kai Hian

Engineer

We are lucky to have Sherene as our consultant. She is able to identify our needs very quickly and also come up with a good plan for us. All in all, I will not hesitate to introduce my friends/family who needs financial planning to her :) Thank you Sherene!

Jasmine

HR Manager

Great service provided by Sherene Lua. She indeed provide me with financial planning and guidance on investment. It’s really appreciate for me to get in touch with her as those suggestions on financial planning comes from the heart and I treasure such trust as same as how this company trust their clients :)

Robert

Translator

Sherene provide genuine and practical advise base on individual goals and situations. She provide all round financial advise from insurance to long term investment to even wedding venue suiting your budget. I started working with her since 2014 and I did not regret making this decision.

Wei Lun

Engineer

I was introduced to Sherene, who eventually became my financial consultant, through my brother. Previously, I was exposed to different financial advisers from various institutions. But there are a few points whereby Sherene stood out from the rest. Therefore, I’ve chosen to start my financial planning journey with her. I felt very comfortable talking to Sherene about my future financial goals and the worries/liabilities that I have. During my first visit with her, she does not pressurize me into purchasing products (in fact, she did not mention any products at all). It was purely a chit-chat session to get to know me, and through it, she understands what are my main concerns and what I want to achieve. After considering my financial needs, wants and capabilities, Sherene crafted a personalized financial plan and explained each aspect with great detail. Additionally, when I have any doubts, she explains her rationale and support it with easy to understand formulae/theories. Having very basic knowledge about financial instruments, she wasn’t annoyed when I kept questioning her on the uses for different financial products. Instead, she patiently taught me how to differentiate these products and how to know which products/coverage you will need. She took the time to clarify all the misunderstandings that I had about certain financial products which my past advisor had “taught”. All-in-all, I am very happy to have Sherene as my financial consultant. She does not make me feel like a “client” but more like a “mentor/team-mate” guiding me through my financial journey

Amanda

Operations Executive

My FP Sherene has been a great help. She patiently explains all my previous policies and reviewed each of them with me, explaining the pros & cons of each which allows me to have a better understanding of my current plans so that I can have a better view moving forward. Whenever I have any doubts regarding my policies or my parents’ policies, she’s always there to answer my queries. She’s definitely 1 genuine planner whom I will introduce to all my friends.

Xin Yi

Teacher

Sherene has been our financial planner since more than 8 years ago. My wife first referred to by our university friend. She decided to engage Sherene because of her sincerity and knowledge in financial planning. I was later encouraged to have a chat with Sherene and that was when I know she is the right person to manage our portfolio. I have since then worked very closely with her in balancing our insurance and investment based on our financial status and life goals. Sherene and us became friends and she was invited to our wedding as well. Because of her, we got our first house within our affordability. I know our portfolio will be in good hands under her care. I am looking forward to meeting Sherene in near future to discuss about our next plans!

Hui Chong

Manager

I got acquainted with Sherene through a friend of mine since Aug 2016. She has been taking care of my financial planning, and has been extremely dedicated, going the extra mile! Sherene will keep me updated of my investments and insurance policies and even share information and updates during COVID situation. Since I do not have immerse financial planning knowledge, I hesitate taking up financial planning but I am grateful that I had the best person for the job. We never fail to meet annually for my portfolio review. Thank you Sherene for the support and help all these years

Shirlyn Zhao

Interior Designer

I started my financial planning journey in 2014. After my friend left the company to work in the banking field, I was handed over to Sherene! She took the initiative to review my finances, understand my current policies, and formulate a financial plan based on my future goals. As someone who does not earn a lot (Uni student), she still provides a very good service, and I would highly recommend any one who wants to get their financial planning done but do not have any idea to approach Sherene! They lay out all the policies and the underlying fees bare for you to scrutinise and question, and if you don’t feel comfortable, then you can choose to reject them or propose an alternative, which they will then work around to provide the best plan for you! *Feels a lot like the Sheng Siong advertisement – 全是为了你 (All for you)

Norbert Tay

PhD Student

I am so grateful to have Sherene as my financial consultant since 2018. I really appreciated how patient and caring she is, not only on financial but also other aspects in life. She is always sincere and make people feel comfortable plunging into that depth to share about themselves. I am willing to genuinely share my story or how I feel with her because there is a level of trust and connection between us. Thank you Sherene for the outstanding service you have delivered and looking forward to work closely with you for my future plan

Hsian Xuan

Analyst

As a doctor myself, I maybe good in managing one’s health, but I am a total noob when it comes to finances. I started to think of how to make use of my money after purchasing my first house, and expenses were great. Also I am in the midst of starting a family so proper management of my money is important to myself and my family. I was introduced by one of my close friends to her sister Sherene as I wanted to look for an agent that is not biased to a certain company, but would find a policy that best suits a customer in terms of maximal benefit and minimal paid premium. Sherene is amazing in terms of her patience and is very knowledgeable. My pre-exisiting insurance policies were replaced by more cost effective plans. She came out with a very detailed financial analysis based on my income and my need , with short term and long term goals , and designed my life insurance based on my need and ability, which can be further adjusted in future. Throughout the process she was not pushy at all, and I love the very statement that came from her, the philosophy here is a customer’s money is thought to be as if her own, and many consideration will be put in such a way. I also started to invest within my current abilities based on her advice, my very first baby step, and I am confident my progress will b followed up. Finally I couldn’t be more grateful for the food and wine prepared throughout the process😅 Will definitely recommend her to my close friends.

Zheng Cong

Doctor

It started off that my portfolio is handed over to Sherene Lua after the previous consultant left. It is typical in financial industry to receive letters informing on change of agent. I was getting tired of the repeated process of sharing financial status and hard sells when meeting new financial consultants. But Sherene is different! What left me a deep impression is the first meet up in knowing more about each other. It doesn’t stop there and the rest is history! She patiently explains in simple terms knowing I have limited knowledge of finance. I don’t sense any hard sells at all. Throughout the years, I had come to understand her principles and values she held strongly and abide to towards managing her business and clients. This is the reason why I place strong faith in her and entrust her with my financial planning.

Keru

Sales Operations Analyst

I got to know Sherene through my fiancee. She is very friendly,sociable and knowledgeable after talking to her on a few occassion. In my humblest opinion, she is not like the typical type of agents will tend to promote their products to client and use the hard-sell approach. To my surprise, she actually doesn’t do roadshows and focus on personal touch to build a credible and solid relationship with people before they became their official client. Sherene helped to plan my financial planning by firstly understand my personal goals and if I have sufficient insurance coverage which I am looking for. By knowing the needs first,then she recommended the suitable product with adequate insurance coverage. Which is not product biased,and is more on needs basis instead. She had also helped me to realise how long I need to reach my personal goals in financial aspect, so that I know how to control my lifestyle and spending. I have always been skeptical in investing and financial planning, but given the years of expertise that Sherene has in this industry and the patience she had portraited to me by explaining every detail thoroughly; who has no background in finance at all, I am now confident and strongly believe that my finance will be built steadily over time by keeping myself discipline in sticking to the financial plan she had planned for me. Slowly but surely, I will reach my goals with the unwavering assistance from Sherene.

Yong Gang

Officer

Understanding Non-aggresive Impeccable Caring Openness Responsible Noteworthy These are all the traits of my trusted financial advisor Sherene Lua, whom is the one I’ve been engaging since 2016. She never fails to plan & prepare my financials through thorough evaluation as well as understanding the changes in my financial goals over the years. She is patient in explaining the financial plans that she has in plan for me, and would often prepare materials for my reading so as to aid me in understanding the climates. Sherene is more like a friend who I keep in contact with frequent and not just a financial advisor whom meets you only annually for portfolio evaluation :)

Benny Wong

Consultant

I have been engaging Sherene to manage my investment portfolio for the last 5 years. I am really satisfied with the company’s system on how they manage and take care of their clients. I personally would like to thanks Sherene as my financial consultant. She is really patient and professional to advice me. Definitely not a pushy financial sales person to ask you buy unwanted things. People out there can have full trust to Sherene to take care of your portfolio.

Neo Hunyao

Business Owner

I have been with a few different financial advisory firms, and my current experience has been the most helpful. In a span of not more than a year, my advisor Sherene Lua helped me create a financial safety net amongst other financial goals. The financial planning process is also very transparent and thorough. If you have serious intentions about your future, should seriously consider giving them a call.

Dwayne Wong

HR

Sherene has been my consultant since 2010 and while it all started because I wanted to support a friend who was starting out as a financial consultant, she has always impressed me with her dedication and professionalism. She sincerely believes in her mission to help her clients protect and grow their wealth. She seeks to understand her clients first before providing customised advice and even when I had issues with some financial products which I did not purchase through her, she was very willing to help me resolve those issues, all in the name of wanting the best for her client. That is why I have implicit trust in her.

Gary Teo

HOD in Pri Sch

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Sherene Lua Chen Ting

MAS REP No.: SLC100094070

Senior Financial Advisory Manager

Successful Financial Planning - Do Something Today That Your Future Self Will Thank You For

From the age of 5, my childhood ambition was to become a teacher. After seven fulfilling years of shaping young minds and instilling values in primary school children, I transitioned into the finance industry. Despite the change, my core belief in education remains unwavering, now focused on the realm of FINANCIAL EDUCATION.

Seeking a happy life is a universal pursuit, often manifesting in our work, relationships, health, and wealth. This quest frequently involves decision-making, guided by fundamental questions:

  • What truly matters to me?
  • Does this align with my beliefs, thoughts, and emotions?
  • How am I managing my current and future resources?
  • Will this decision bring me closer to my goals or lead me further away?

Reflecting on these questions has been pivotal in my own decision-making journey and has guided many clients, who have become good friends, over my 13-year career in this financial planning journey.

Financial planning extends far beyond the realm of the wealthy; it’s not merely about calculations or product comparisons, tasks easily handled by robo-advisors. True financial planning begins with a reflective journey, where we delve into your dreams and aspirations, setting meaningful goals. Only then do we assess your current financial standing, manage your finances, and craft a plan to realize those aspirations.

If this resonates with you, let’s connect to make decisions together that your future self will truly appreciate.

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> 0
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