Wu Xian, Rachel 吴娴

Consultant, Financial Advisory

(MAS REP No.: WX-300783365)

Take control of your life insurance by exploring our self-service options, offering autonomy and flexibility for knowledgeable individuals.

Trusted Independent Advisor, Supporting Your Family’s Wealth Journey

Hello, I’m Rachel, an Independent Financial Advisor with Financial Alliance, Singapore’s largest independent financial advisory firm.

My Background 

As a former frontline social worker, I had the privilege of helping dozens of immigrant families overcome life and financial challenges. I later spent 9 years in the international finance sector, focusing on corporate social responsibility and working on sustainable development projects with Singapore’s sovereign wealth fund, striving to bring positive change to more families and communities.

Fluent in English, Mandarin and Cantonese, and well-versed in the cultural nuances of Singapore, Mainland China and Hong Kong, I’m able to offer personalised, efficient service to new immigrant families, local clients, and those from Chinese-speaking regions.

My Mission 

Guided by the belief that “life influences life,” I focus on professionally safeguarding each client’s wealth, helping families create, preserve, and pass on wealth.

My Commitment 

I provide customised financial plans tailored to each client’s needs, regularly reviewing and adjusting them to ensure their financial goals are met. Always putting clients’ interests first, I offer unbiased professional advice to break down information barriers and minimise financial risks, ensuring your long-term benefits.

Feel free to reach out if you have any questions or would like to learn more about my services. Thank you for visiting my website, and I look forward to connecting with you!

********

大家好,我是Rachel,是新加坡最大独立理财顾问公司Financial Alliance鑫盟理财的独立理财顾问。

我的背景

作为曾经的前线社工,我有幸帮助了数十个移民家庭解决生活和财务上的困难。随后,我在国际金融领域工作9年,专注于企业社会责任,并在新加坡主权财富基金参与可持续发展项目,一直努力推动为更多家庭和社区带来积极的变化。

我精通中英粤三语,熟悉中新文化。这使我能够为新移民家庭、本地家庭以及来自其他华语地区的客户提供更贴心、更高效的服务。无论是在语言沟通还是文化理解上,我都能确保为客户带来更优质的服务和体验。

我的使命 

秉承着“用生命影响生命”的信念,我致力于用专业守护每一位客户及其家庭的财富,让更多的个人和家庭实现创富、守富和传富。

我的承诺 

我专注于通过个性化的风险管理策略,为每位客户量身定制财务方案,并定期评估和调整,以确保实现您的财务目标。始终以客户的利益和需求为出发点,提供中立的专业意见,助您打破信息壁垒,避免单一规划的财务风险,维护您的长期利益。

如果您有任何疑问或需要进一步了解我的服务,请随时联系我。感谢您访问我的个人网站,期待与您交流!

#ChooseIndependent:

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ENG 中文

Wu Xian, Rachel 吴娴

MAS REP No.: WX-300783365

Consultant, Financial Advisory

Trusted Independent Advisor, Supporting Your Family’s Wealth Journey

Hello, I’m Rachel, an Independent Financial Advisor with Financial Alliance, Singapore’s largest independent financial advisory firm.

My Background 

As a former frontline social worker, I had the privilege of helping dozens of immigrant families overcome life and financial challenges. I later spent 9 years in the international finance sector, focusing on corporate social responsibility and working on sustainable development projects with Singapore’s sovereign wealth fund, striving to bring positive change to more families and communities.

Fluent in English, Mandarin and Cantonese, and well-versed in the cultural nuances of Singapore, Mainland China and Hong Kong, I’m able to offer personalised, efficient service to new immigrant families, local clients, and those from Chinese-speaking regions.

My Mission 

Guided by the belief that “life influences life,” I focus on professionally safeguarding each client’s wealth, helping families create, preserve, and pass on wealth.

My Commitment 

I provide customised financial plans tailored to each client’s needs, regularly reviewing and adjusting them to ensure their financial goals are met. Always putting clients’ interests first, I offer unbiased professional advice to break down information barriers and minimise financial risks, ensuring your long-term benefits.

Feel free to reach out if you have any questions or would like to learn more about my services. Thank you for visiting my website, and I look forward to connecting with you!

********

大家好,我是Rachel,是新加坡最大独立理财顾问公司Financial Alliance鑫盟理财的独立理财顾问。

我的背景

作为曾经的前线社工,我有幸帮助了数十个移民家庭解决生活和财务上的困难。随后,我在国际金融领域工作9年,专注于企业社会责任,并在新加坡主权财富基金参与可持续发展项目,一直努力推动为更多家庭和社区带来积极的变化。

我精通中英粤三语,熟悉中新文化。这使我能够为新移民家庭、本地家庭以及来自其他华语地区的客户提供更贴心、更高效的服务。无论是在语言沟通还是文化理解上,我都能确保为客户带来更优质的服务和体验。

我的使命 

秉承着“用生命影响生命”的信念,我致力于用专业守护每一位客户及其家庭的财富,让更多的个人和家庭实现创富、守富和传富。

我的承诺 

我专注于通过个性化的风险管理策略,为每位客户量身定制财务方案,并定期评估和调整,以确保实现您的财务目标。始终以客户的利益和需求为出发点,提供中立的专业意见,助您打破信息壁垒,避免单一规划的财务风险,维护您的长期利益。

如果您有任何疑问或需要进一步了解我的服务,请随时联系我。感谢您访问我的个人网站,期待与您交流!

One-Stop Wealth Management 

  • Wealth Protection: Family income protection, health and life insurance, property insurance
  • Wealth Maintenance: Financial health metrics, cash flow management, tax optimisation
  • Wealth Accumulation: Education and retirement planning, building multi-channel passive income
  • Wealth Enhancement: Diversified investment portfolios to maximise asset growth potential
  • Wealth Distribution: Wills and trusts, efficient, low-cost distribution of assets according to wishes

 

一站式财富管理

  • 财富保障:家庭收入保障,健康和人寿保险,财产保险
  • 财富维护:财务健康指标,现金流管理,税务优化
  • 财富积累:教育金和退休金规划,构建多渠道被动收入
  • 财富增值:制定多元投资组合,发挥资产增长潜力
  • 财富分配:遗嘱信托,高效低成本按心愿分配遗产
  • Licensed Financial Advisor by the Monetary Authority of Singapore (MAS) 
  • CFA ESG Investment Certification 
  • Master Degree in Social Work, The University of Hong Kong 

 

  • 新加坡金管局全牌照金融理财顾问
  • 特许金融分析师协会ESG 投资认证
  • 香港大学社会工作硕士

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提交此表格,即表示

  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策,并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
  • 我已阅读并理解了上述免责声明,特此声明接受这些条款。
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照,并许可在新加坡共和国境内依据财务顾问法(第110章)和证券与期货交易法(第289章)进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • 鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分,鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息(例如,关于海外司法管辖区以外的资金管理或投资咨询服务等信息)。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标,财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品,或达成交易或参与任何特定的投资策略,也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
  • 未经鑫盟理财的事先书面同意,不得将这些文件全文或部分发布,传播,复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发,出版或使用此类文件可能违反当地法律,或本公司及关联公司或关联人士需要注册,获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时,您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策

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