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I help Business and Individual to save premiums with portfolio optimization & provide risk management | Layer Your portfolio with streams of income. Talks about #financialindependence

Zephanie Lau 刘晓莹

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REP No.: ZLX300012197

Senior Financial Advisory Manager

“𝙱𝚎 𝚝𝚑𝚎 𝚊𝚛𝚌𝚑𝚒𝚝𝚎𝚌𝚝 𝚘𝚏 𝚢𝚘𝚞𝚛 𝚏𝚒𝚗𝚊𝚗𝚌𝚒𝚊𝚕 𝚍𝚎𝚜𝚝𝚒𝚗𝚢!” ✍I am a seasoned Financial Advisory Manager in Singapore, with over a decade of expertise, committed to transforming lives. I stand ready to guide Working Adults in Singapore towards greatness through meticulous Financial Planning and Independent Financial strategies.

As Warren Buffett wisely said, “𝗦𝗼𝗺𝗲𝗼𝗻𝗲 𝗶𝘀 𝘀𝗶𝘁𝘁𝗶𝗻𝗴 𝗶𝗻 𝘁𝗵𝗲 𝘀𝗵𝗮𝗱𝗲 𝘁𝗼𝗱𝗮𝘆 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘀𝗼𝗺𝗲𝗼𝗻𝗲 𝗽𝗹𝗮𝗻𝘁𝗲𝗱 𝗮 𝘁𝗿𝗲𝗲 𝗮 𝗹𝗼𝗻𝗴 𝘁𝗶𝗺𝗲 𝗮𝗴𝗼.” Let me help you plant the seeds of financial success, so you can bask in the shade of abundance in the Singapore Financial Hub.

“I am not a product of my circumstances. I am a product of my decisions.” With your goals in sight, I become your relentless Goal Getter, ensuring nothing holds you back from achieving your dreams.

Remember, “Time is more valuable than money. You can get more money, but you cannot get more time.” Let’s avoid wasted efforts on wrong choices and focus on what truly matters, uncovering the meaning of life and securing your future.

With your vision and my guidance, we shall create a legacy of financial empowerment, proving that success is within reach for every determined soul. Let’s ignite the fire of transformation and begin our journey today! 🌟💼

#efficient #financialhappiness

█▓▒░ 𝐈’𝐦 𝐙𝐞𝐩𝐡𝐚𝐧𝐢𝐞, 𝐚 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐀𝐝𝐯𝐢𝐬𝐨𝐫 𝐑𝐞𝐩𝐫𝐞𝐬𝐞𝐧𝐭𝐚𝐭𝐢𝐯𝐞 – 𝐑𝐞𝐩𝐫𝐞𝐬𝐞𝐧𝐭𝐚𝐭𝐢𝐯𝐞 𝐨𝐟 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐀𝐥𝐥𝐢𝐚𝐧𝐜𝐞, 𝐅𝐈 𝐭𝐡𝐚𝐭 𝐢𝐬 𝐈𝐧𝐝𝐞𝐩𝐞𝐧𝐝𝐞𝐧𝐭𝐥𝐲 𝐨𝐰𝐧𝐞𝐝. 𝐈𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐭𝐨 𝐥𝐞𝐯𝐞𝐥 𝐮𝐩 𝐰𝐢𝐭𝐡 𝐚 𝐡𝐨𝐥𝐢𝐬𝐭𝐢𝐜 𝐚𝐧𝐝 𝐮𝐧𝐛𝐢𝐚𝐬𝐞𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐨𝐫𝐭𝐟𝐨𝐥𝐢𝐨, 𝐥𝐞𝐭’𝐬 𝐜𝐨𝐧𝐧𝐞𝐜𝐭! 𝐓𝐡𝐢𝐬 𝐲𝐞𝐚𝐫, 𝐈 𝐚𝐢𝐦 𝐭𝐨 𝐞𝐧𝐠𝐚𝐠𝐞 𝐢𝐧 𝐝𝐞𝐞𝐩𝐞𝐫 𝐜𝐨𝐧𝐯𝐞𝐫𝐬𝐚𝐭𝐢𝐨𝐧𝐬 𝐰𝐢𝐭𝐡 60 𝐧𝐞𝐰 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥𝐬. 𝐈𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐚𝐥𝐬𝐨 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐭𝐨 𝐞𝐱𝐩𝐚𝐧𝐝 𝐲𝐨𝐮𝐫 𝐧𝐞𝐭𝐰𝐨𝐫𝐤, 𝐃𝐌 𝐦𝐞—𝐥𝐞𝐭’𝐬 𝐠𝐫𝐨𝐰 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫! ░▒▓█

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LET US CONNECT IF YOU ARE LOOKING FOR THE BELOW:

  1. Looking to create of a Holistic Financial Portfolio tailored to your own needs. With Holistic Planning,  your are able to maximize your resources and put them to greater use.
  2. Looking to explore independent advice Across key areas of your Financial Life, including Taxes, Financial Planning, Investment, Estate Planning.
  3. Looking to formulate a strategy that allows you to retire 10 years earlier than your desired age. Enjoying the fruits of being a good steward of your money.
  4. Looking to create a stable passive income through the use of annuities and high dividend yield stocks and bond. Leveraging on Good Debt to generate passive income.
  5. Looking to Create a Safety Net and Protect your Assets in the event that unexpected Sickness and Injury find us.

Other Areas of Business Networking:

  1. Exploring Financial Educational Seminars in your Organization.
  2. Exploring bring Health Screening to your Organisation.
  3. Keen to Protect your Business Against Cyber Breaches – we are able to set up 24/7 Crisis Management Team to you and your Company’s Business.
  4. Keen to Protect your Business Against Business Risk.
  5. Keen t0 simply will like to broaden your professional network for mutual learning.

 

2012 Standard Chartered Bank – Top 8th RM

2012 Standard Chartered Bank – Certificate of Excellence SCB Champion Trophy

2013 Standard Chartered Bank  – Certificate of Achievements (Sydney Summit Club)

2014 Maybank –  Certificate of Excellence 2nd Runner up (Shanghai Convention)

2015 Maybank – Certificate of Achieve (Maldives Convention)

2021 Million Dollar Round Table Qualifying Member

2021 to 2026 Financial Alliance Quality Class (Merit Class)

What is Merit Awards means to our Clients?

Merit Class recognized Advisor’s outstanding performance in its Sales, Service and Personal Development.

What is MDRT means to our Clients?

MDRT members demonstrate exceptional professional knowledge, strict ethical conduct, and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

 

 

 

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“Zephanie is not only knowledgeable in what she does, her dedication in wanting to help her clients like me, to build financial security and eventually have the financial freedom is what led me to bring my family and friends to her to help them in reviewing their financial portfolios too. A genuine and patient individual who is easy to talk with, Zephanie gives sound advices to her clients and always tries to understand her clients first to evaluate what their needs are before providing any recommendations. Her passion in wanting her clients to do good is what led to the increased in my financial savings and the start of my financial investment, which I initially had no clue on how to go about doing investments. Really Thankful and Appreciate all the effort and time Zephanie had put in to help me become more financially stable and savvy.”

Alicia

Self Employed

“Zephanie is friendly and very very patient with me! I tend to get lost and confused easily but she make things easier to understand so I am very thankful for that! 5 Stars to Zeph! thank you Zeph!”

Bernice

Social Service

“Zeph is incredibly well-read, knowledgeable and has sound financial acumen. Her guidance is well-thought out, and she takes time to explain ideas and trends simply so that’s it’s easy to understand. By always thinking ahead, she inspires trust in what she does. 10/10 would recommend!”

Sarah.H

Manager at Wise

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