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Dave’s Life story revealed – How Does One Go From A 6-Figure Debt To Financial Independence

Recently, I had an opportunity to share my life story on a podcast by The Financial Coconut. They had located me through this blog and thought that the topic on minimalism and financial independence might appeal to their listeners.

As I was preparing for the podcast, I reflected on my life journey and it became rather emotional for me – especially when I started recalling some of those key pivoting points, failures and hard experiences. As I chronicled my journey, there were many important life lessons learnt, and money management lessons as well. I wanted to share my experience hoping that those lessons that I’ve learnt will also serve as food for thought for you, and may you also draw some inspiration from them.

Everything that I had experienced in life – I believed they happened for a reason. Each episode was instrumental in the culmination of the experience in further episodes.

I hope you will enjoy the podcast and do reach out to find out more about my work.

“The biggest form of financial independence for me personally is that you could make most of your daily decisions based on the value it might provide to people around you rather than the financial reward that you might receive from it”

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

David Wu

I’m a financial coach who regularly advises clients on how they could strengthen their financial positions by simplify it and right-sizing their resources to have more options in life. Ultimately, be in a financial position to design a life around their work instead of the other way round.

As an independent financial advisor, I’m dedicated in tailoring holistic financial advice and solutions in the best interest of my clients through understanding their life aspirations and cultivating a life-long relationship with them, accompanying them through their financial journey.

I’m also actively involved in bringing financial literacy to individuals who are currently underrepresented through financial education and writing engagements. With over 12 years of international banking and financial services experience,

I’m also a Life coach and Founder of minimalistinthecity.com, a personal lifestyle and finance site that advocates minimalism and financial independence. I help people discover how decluttering and minimalism could help them to find their true identity so that they could live a purposeful life and achieve their desired lifestyle.

I’m very passionate about promoting “Living a simple and meaningful life with less yet achieving ikigai and financial success in your own way”.

Outside of work, I’m a family man who enjoys adventures, nature and aspire to scale one of the seven summits Mt Kilimanjaro and trek across Patagonia.

Please reach out to me via davidwu@fapl.sg

Some of my publicly featured works include:

How Does One Go From A 6-Figure Debt To Financial Independence? [Chills 79 with Dave]

House Tour: Dave and Kate’s Clean and Simple Minimalist HDB Home

https://www.businesstimes.com.sg/lifestyle/feature/the-pursuit-of-less

 

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  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照，并许可在新加坡共和国境内依据财务顾问法（第110章）和证券与期货交易法（第289章）进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策