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LGI-iFAST Trigger Point Investment Strategy

LGI-iFAST Trigger Point Investment Strategy: A Smarter Approach to Grow your Wealth

LGI-iFAST Trigger Point Investment Strategy

Introduction to the LGI-iFAST Trigger Point Investment Strategy (LTP)

The LGI-iFAST Trigger Point Investment Strategy (LTP) is a structured, rules-based approach designed to help investors navigate market fluctuations. It provides two unique strategies:

  • Wealth Accumulation Plan (WAP) – Aiming for long-term capital growth using market valuation metrics like Price-to-Book (P/B) ratios.
  • Tactical Opportunities Plan (TOP) – A flexible, dynamic strategy that responds to market conditions using buy and sell targets to optimize investments.

By automating investment decisions, this strategy helps investors remove emotional biases, optimize portfolio performance, and capitalize on market trends.

Investment Challenges in Singapore

Singaporean investors face significant challenges when managing their portfolios:

  • Market Timing Risks – Identifying the right time to buy or sell is difficult, leading to missed opportunities.
  • Lack of Disciplined Rebalancing – Many portfolios become unbalanced, increasing risk exposure.
  • Emotional Investing – Investors often make irrational decisions, buying high and selling low.
  • Limited Diversification – Overconcentration in certain sectors leads to higher vulnerability to market downturns.
  • Static Investment Approaches – Rigid strategies like buy-and-hold may not adapt well to changing market conditions.

The LGI-iFAST Trigger Point Investment Strategy offers a structured, rules-driven solution to these challenges.

Contact Me to find out more.

Wealth Accumulation Plan (WAP): A Long-Term Growth Strategy

The Wealth Accumulation Plan (WAP) is designed for long-term capital growth by leveraging Price-to-Book (P/B) ratios to guide investment decisions.

How WAP Works

  • Trigger Point: P/B Ratio
  • Objective: Capital appreciation through global market diversification
  • Investment Allocation:
    • Focus on U.S., China, Europe, and Emerging Markets
    • Adjusts equity allocation based on market valuation levels

Key Features of WAP

  1. Data-Driven Portfolio Adjustments

    • High P/B Ratios → Reduce equity exposure, shift to safer assets (bonds).
    • Low P/B Ratios → Increase equity exposure to buy undervalued assets.

  2. Automatic Rebalancing

    • Ensures disciplined portfolio management without constant monitoring.

  3. Emotion-Free Investment Process

    • Prevents fear-driven selling and greed-driven buying.

Benefits of WAP

✔ Optimized for long-term growth
✔ Reduces risk through disciplined rebalancing
✔ Removes emotional investing decisions

WAP is an excellent choice for investors focused on wealth accumulation over an extended investment horizon.

Tactical Opportunities Plan (TOP): A Market-Adaptive Strategy

The Tactical Opportunities Plan (TOP) is a dynamic investment approach that adjusts portfolio allocations based on predefined buy and sell targets. Unlike WAP, which focuses on long-term growth, TOP is designed to capitalize on short-term market opportunities.

How TOP Works

  • Trigger Point: Buy or Sell Target
  • Objective: Tactical positioning for opportunistic investments
  • Investment Allocation:
    • 55% Core Allocation:
      • 33% World Equities
      • 22% Emerging Markets Equities
    • 45% Tactical Allocation:
      • Invests across 44 tactical sectors
      • Moves between fixed income and equity investments based on market conditions

Key Features of TOP

  1. Setting the Buy Target

    • Analyzes historical market drawdowns to determine the optimal buy price.
    • Uses five historical correction periods to calculate the best entry point.

  2. Setting the Sell Target

    • Investment exits are triggered based on:
      • 10% increase above the previous market peak
      • 100% profit realization
      • A 7-year holding period
      • Early exit for higher-profit opportunities

  3. Dynamic Asset Allocation

    • Portfolio shifts between fixed income and equities based on market movements.
    • Allocations automatically adjust to take advantage of short-term opportunities.

Benefits of TOP

✔ Maximizes gains by capitalizing on market fluctuations
✔ Provides a structured approach to tactical investing
✔ Ensures disciplined buy/sell decisions based on predefined triggers

TOP is best suited for investors looking for a strategy that adapts to short-term market shifts while maintaining a disciplined approach.

Comparison: WAP vs. TOP

Feature Wealth Accumulation Plan (WAP) Tactical Opportunities Plan (TOP)
Trigger Point P/B Ratio Buy or Sell Target
Objective Long-term capital growth Tactical investment opportunities
Portfolio Type Global diversified portfolio 55% core, 45% tactical allocation
Risk Management Adjusts exposure based on valuations Uses buy/sell targets to optimize entry/exit points
Investment Horizon Long-term focus Flexible, market-driven strategy

Both WAP and TOP provide structured, data-driven investment strategies that help investors reduce emotional bias and optimize portfolio performance.

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Why Choose the LGI-iFAST Trigger Point Investment Strategy?

The LGI-iFAST Trigger Point Investment Strategy is designed for Singapore investors seeking a disciplined, rules-based investment approach.

  • WAP: Ideal for long-term investors looking for capital appreciation through strategic allocation.
  • TOP: Best for investors who want flexibility to take advantage of tactical market opportunities.

Key Benefits of This Strategy

✅ Automates Portfolio Adjustments – Removes emotional decision-making.
✅ Optimizes Market Entry & Exit – Uses P/B ratios (WAP) and buy/sell targets (TOP) to make informed decisions.
✅ Diversified Across Global Markets – Reduces risk exposure.
✅ Ensures Long-Term Growth – Structured approach for both stable and volatile markets.

Final Thoughts: Which Plan is Right for You?

The LGI-iFAST Trigger Point Investment Strategy offers two well-defined approaches to investing. Whether you seek long-term wealth accumulation (WAP) or tactical investment opportunities (TOP), this strategy helps you maximize returns while minimizing emotional decision-making.

Interested in applying the LGI-iFAST Trigger Point Investment Strategy to your portfolio?

📢 Contact me today for a personalized consultation and investment guidance!

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Edmond Goh

With 18 years of experience in financial advisory and at just 41 years old, I bring a rare combination of industry expertise and long-term commitment. Many clients seek advisors who are not only experienced, but also available to guide them for decades to come. This is my unique advantage, offering both seasoned financial insights and long-term continuity in servicing your financial needs well into the future.

My Approach: Independent, Creative, & Future-Proof. I am constantly on the lookout for financial solutions that stand out in the crowded product space, that offer the best value for money and strategies that are customised, innovative, and effective. Whether it is estate planning, investment structuring, or retirement strategies, I don’t just offer conventional solutions. I find new ways to optimize your wealth.

Why Work With Me? – Future-Proof Advisory: I will be around for the long haul, ensuring consistency and trust in your financial journey. – Innovative & Cost-Effective Solutions: I don’t settle for average, I seek out the best financial products that deliver true value. – Comprehensive Expertise: From estate planning to wealth management, I provide a holistic approach tailored to your needs. Your financial future deserves a trusted, forward-thinking advisor. Let’s Build Your Financial Legacy and create a plan that works for you today and tomorrow.

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My professional qualifications include: Associate Financial Planner (AFPCM) Certified Islamic Wealth Advisor (IWA) Associate Specialist in Estate Planning (ASEP®)

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根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

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  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策，并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
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  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照，并许可在新加坡共和国境内依据财务顾问法（第110章）和证券与期货交易法（第289章）进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • 鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分，鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息（例如，关于海外司法管辖区以外的资金管理或投资咨询服务等信息）。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标，财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品，或达成交易或参与任何特定的投资策略，也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
  • 未经鑫盟理财的事先书面同意，不得将这些文件全文或部分发布，传播，复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发，出版或使用此类文件可能违反当地法律，或本公司及关联公司或关联人士需要注册，获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时，您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策