Personal experience: Getting hospitalised in Singapore
“It is an estimated 36-50 hours wait for admission.”
I handle client enquiries on claims everyday but I was still in disbelief hearing this.
Especially when this was after a three hour agonising wait because I was already feeling very weak from a persistent fever and not being able to eat nor drink much for the past one week.
Relieved was me when I recalled I had another option: considering going to a different (private) hospital!
Even more relieved was me to know my other option did not fail me, as there was barely much waiting time; I had admission arranged for me shortly after arrival at A&E.
Having the ability to consider this option was not without effort, thank goodness I had advised myself to take up my hospitalisation insurance that allowed so. Thank you me!
It was a trying period for the next seven months from that visit to A&E but I am thankful. Thankful I had been able to make all the most suitable decisions for myself and here I am today, recovered from that acute liver injury, to be able to share with you what were the consideration points that went through my mind before seeking treatment:
1) How urgent do you want to know the root cause and severity of your condition?
2) How long can you afford to be out of your work/usual life routine?
3) Which doctor do you wish to work with?
4) How comfortable an environment do you want to be recuperating in?
No hospital in Singapore would leave anyone in the lurch but having the access to shorter waiting time is not just about the wait for merely admission.
It is also about the wait for the second, third, fourth, fifth test in the event the initial tests do not come up with a firm diagnosis.
It is also about the wait for your follow ups to observe if there was improvement in your condition and hence how long a medical leave you can afford.
No doctor in Singapore is lousy but if your friend/relative went through effort to keenly recommend you someone who had worked well with their loved ones, hoping you would get well faster, would you want to consider?
In our everyday lives, some of us sleep with our loved ones; some of us sleep alone. How many of us really prefer to sleep with strangers? What’s more, when you are sick? What’s more, when you are having insomnia and may want to have the liberty to play some music or watch some tv to help yourself sleep?
Everyone has their own answer and preference to the above considerations.
Have a discussion with me on your preference and let’s plan according to that!
Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
Published By:
Lim Yi Suan Eileen
“Small steps can lead to big changes.”
That’s a lesson I learned early on, growing up in a humble family where my parents diligently saved bit by bit to create a better life for us. That early experience shaped my belief: financial planning doesn’t have to be overwhelming. It starts with a simple, intentional decision.
Today, I help busy professionals take that crucial first step—without the overwhelm. Many of the clients I work with know they need to plan, but they’re often too busy or unsure where to begin in a sea of jargon, aggressive sales tactics, and conflicting advice.
My role is to cut through the noise—providing honest, easy-to-understand guidance tailored to each client’s unique goals.
I take pride in being meticulous, patient, and always professional. Every plan I create is built around what’s best for my clients—not what’s best for sales. I believe financial planning should be clear, empowering, and even exciting when you know it’s moving you toward the life you want.
Over the past decade, I have had the privilege of building meaningful, long-term relationships with my clients—supporting them through life’s many chapters, from career transitions to family milestones and more. It has been an incredibly fulfilling journey, and I’m excited to continue building more of these meaningful connections in the years ahead.
CONTACT US
- 150 Beach Road #12-01/08, Gateway West Singapore 189720
- +65 62221889
- +65 62221019
- feedback@fa.com.sg
