Personal experience: Getting hospitalised in Singapore

“It is an estimated 36-50 hours wait for admission.”


I handle client enquiries on claims everyday but I was still in disbelief hearing this.

Especially when this was after a three hour agonising wait because I was already feeling very weak from a persistent fever and not being able to eat nor drink much for the past one week.


Relieved was me when I recalled I had another option: considering going to a different (private) hospital!


Even more relieved was me to know my other option did not fail me, as there was barely much waiting time; I had admission arranged for me shortly after arrival at A&E.

Having the ability to consider this option was not without effort, thank goodness I had advised myself to take up my hospitalisation insurance that allowed so. Thank you me!


It was a trying period for the next seven months from that visit to A&E but I am thankful. Thankful I had been able to make all the most suitable decisions for myself and here I am today, recovered from that acute liver injury, to be able to share with you what were the consideration points that went through my mind before seeking treatment:


1) How urgent do you want to know the root cause and severity of your condition?

2) How long can you afford to be out of your work/usual life routine?

3) Which doctor do you wish to work with?

4) How comfortable an environment do you want to be recuperating in?


No hospital in Singapore would leave anyone in the lurch but having the access to shorter waiting time is not just about the wait for merely admission.

It is also about the wait for the second, third, fourth, fifth test in the event the initial tests do not come up with a firm diagnosis.

It is also about the wait for your follow ups to observe if there was improvement in your condition and hence how long a medical leave you can afford.

No doctor in Singapore is lousy but if your friend/relative went through effort to keenly recommend you someone who had worked well with their loved ones, hoping you would get well faster, would you want to consider?

In our everyday lives, some of us sleep with our loved ones; some of us sleep alone. How many of us really prefer to sleep with strangers?  What’s more, when you are sick? What’s more, when you are having insomnia and may want to have the liberty to play some music or watch some tv to help yourself sleep?



Everyone has their own answer and preference to the above considerations.

Have a discussion with me on your preference and let’s plan according to that!


Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Lim Yi Suan Eileen

Eileen grew up inspired by how her parents saved bit by bit, albeit with very little resources, to work towards a comfortable life and future for the family. Taking the first step in financial planning is really so crucial and yet also a very simple decision!


Today, with the same passion, she works with many busy working professionals to get them started on their financial planning journey. She has come to know many of them are aware they should plan, but have no time to sort out all the confusing technical jargons and improper sales tactics, and hence are looking for someone honest and trustworthy to simplify the journey with them. She maintains honesty in every financial plan she recommends, making sure they are always in her clients’ best interest and keeps the recommendations easy to understand and exciting to follow.


In so doing, she treasures the trust her clients place in her and keeps in close contact with them. In the last ten over years, she has become a friend and close companion to her clients, journeying through different phases of life with them and suitably advising on their financials needs along the way.



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