Esther Chew
Financial Advisory Manager (AFP, AWP, MDRT)
(MAS REP No.: ECH300207548)
Take control of your life insurance by exploring our self-service options, offering autonomy and flexibility for knowledgeable individuals.
Your Financial Guide
About
Specialties
Achievements
Hi, I’m Esther!
I’m passionate about helping people make sense of their finances and achieve their goals. I believe that understanding and managing your finances can be empowering—not overwhelming. My goal is to make financial planning approachable, personalised, and, dare I say it, even enjoyable.
Whether it’s planning for retirement, saving for a big milestone, or just getting a handle on day-to-day budgeting, I’m here to help you make informed decisions that align with your values and priorities. I pride myself on building long-term relationships with my clients based on trust, transparency, and a genuine commitment to their financial journey.
I know that everyone’s journey is unique, so I focus on creating plans that are tailored to your specific needs and aspirations. My greatest accomplishment and joy is seeing my clients able to retire comfortably with different sources of passive income, after journeying with them through the years.
When I’m not crunching numbers or looking at the market, you’ll probably find me tending to my garden or on the hunt for good food in Singapore. I’m always up for a conversation, so feel free to reach out—I’d love to hear your story and see how we can work together to build a secure, confident financial future for you.
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Years In The Industry
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Dollars of Premiums saved for clients through Comparison and Optimization
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Of Critical Illness Coverage issued
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Testimonials
I trust Esther with my insurance needs as she is honest and committed to her profession who seeks to act in the best interests of clients and has good after sales service.
Seah Cui Ying
Compliance Officer at DBS
Esther Chew is awesome :)!
Not a typical advisor, she will go all the way to help you find the right insurance for your situation with price range that suit your budget & keeping you updated of the latest policies. She has been my advisor for over 6 years and I have never looked back! She is dedicated, proactive, resourceful & dependable.
Life is unpredictable, and when you need a reliable advisor, I highly recommend Esther!
Rennya Liyanti
Administrator at ST Electronics
Esther always have me and my children best interests in mind! We are so grateful for her thoroughness and time spent to make sure we have much better coverage and now our insurance costs are also much lesser!
After so many years, she is not just my Financial Planner, she also became a dear friend to me! Thank you for your excellent service, Esther!
Veronica Chue
Administration Assistant at Singhealth
Esther has been very professional, trustworthy, and patient through the years. Easy to deal with, no hard selling at all and cares for her client genuinely. Seldom see such honest advisor, prioritizing health insurance before proposing investment plans.
Appreciate her effort in simplifying the plan selection process, as there are many insurance plans in the market. Will definitely recommend her service as I had a great experience! Thank you, Esther, keep up the good job!
Estella Lim
Designer at Wedding Crafters
Attentive, non-aggressive, passionate. Esther has all the qualities you need in a Financial Advisor. She is knowledgable in her field and never fails to put my needs and concerns at the heart of our conversations.
Having a heart of gold, Esther took on my Mother’s portfolio pro-bono and served her out of passion. I highly recommend Esther if you are sourcing for someone genuine and ardent in this highly competitive and delicate industry.
Elena Foo
Business Development at Kingsmen Ventures
Reliable friend who looks out for little details and in a timely fashion. A good example was when it was announced that all insurers were to change their definitions of “critical illness (CI)”, which amended how serious your condition had to be before qualifying for coverage. Esther contacted me before the change took effect so I would not be left out and buy myself a policy at a later date with the newly more defined definition of CI. A seemingly small detail but possibly life changing.
In another instance, she reviewed my policies and unbiasedly pointed out that I could end up saving $20K across total premiums by choosing option A from option B.
Finally, I basically hate insurance jargons and trying to understand how insurance works, but she is someone I’d say I can depend on to make sense of things for me.
Grace Lee
Graphic Designer at Shift
Financial advisers are aplenty. But Esther is one of those you can trust to get your financial and insurance needs in order. She never tried to sell me something I did not ask for or get me to give up current policies so she can sell me something of greater value just to earn more.
Instead she focused on what I needed and worked from there, giving the necessary advice and catered to the many request, changes and enquiries patiently and promptly. She has shown herself to be truly people oriented instead of commission oriented.
Isaac Luo
Team Lead at Wilmar International
Esther has been servicing my insurance/investment account for many years. I would easily recommend her services to anyone. We did not know each other through any acquaintance. One night, she and her partner knocked on my door to introduce their services. I decided to listen to what they can offer. Surprisingly, Esther was very attentive to what I have to say which led me to being very comfortable in working with her.
Since then, I have benefited greatly from her investment advice as well as insurance advice. I remember sometime last year, she felt that the markets was a bit uncertain and advised me to cash out and secure my profits for my investments. True enough, the markets went downhill after that. I managed to avoid a 30% drop in my investments, which I am very grateful for. My experience with other financial planners do not monitor the markets and provide follow-up service like she does.
Thank you Esther!
Colin Quek
Property Agent at PropNex
We have been working with Esther for the past 7 years now, since our graduation from medical school. When we were too busy at work taking care of our patients to take care of our own health insurance needs, Esther made sure we were covered.
Esther is patient and a hard worker who makes the effort to do research and to find the best fit product for her clients. She goes the extra mile. More than just our Financial Planner, she has also become our friend.
Lucy Davies & Darius Beh
Doctors at Ministry of Health
Esther was professional and thorough in her approach to my insurance planning needs. I genuinely appreciated the fact that she did not try to cross-sell or up-sell me products that I did not require.
She was also patient and detailed in her analysis and assisted me in comparing various products in the Singapore market.
Kenny Lee
Portfolio Manager at Alliance Bernstein
Esther has been my family financial services consultant since 2016. She is a very detailed and patient person who has a good listening ear. In order to provide accurate advice, she gathered all my family’s insurance policy and organise them systematically. This allows us to have a clear picture and understands what the shortfalls in my family’s insurance coverage are.
She is also very professional in her advice and recommends products based on our needs and how much we can afford. I believe Esther will continue to excel and show dedication to all your customers that she serves.
Tony Tan
ACS (Junior) Vice Principal
Esther has been helping me with both my insurance and investments since before I even started working. The one thing that stands out about her is her genuine care for the wellbeing of her clients, in both finance and health.
She was always there to re-evaluate my financial goals and helped recommended adequate plans for me at various points of my career. And best of all, she wasn’t pushy about it and I felt that I could make my own decision without being pressured into one.
When I had to undergo multiple surgeries in 2019/20 she was there to ensure that I can go for the surgeries with the ease of mind that I was well covered in terms of insurance and I should focus solely on recovery. I am forever thankful to her for helping me out and ensuring that I am adequately covered during the most stressful time of my life. 10/10 would recommend! 👍
Lim Jia Hao
Naval Officer at Mindef
Esther Chew
MAS REP No.: ECH300207548
Financial Advisory Manager (AFP, AWP, MDRT)
0
Years In The Industry
0
Dollars of Premiums saved for clients through Comparison and Optimization
0
Of Critical Illness Coverage issued
Your Financial Guide
Hi, I’m Esther!
I’m passionate about helping people make sense of their finances and achieve their goals. I believe that understanding and managing your finances can be empowering—not overwhelming. My goal is to make financial planning approachable, personalised, and, dare I say it, even enjoyable.
Whether it’s planning for retirement, saving for a big milestone, or just getting a handle on day-to-day budgeting, I’m here to help you make informed decisions that align with your values and priorities. I pride myself on building long-term relationships with my clients based on trust, transparency, and a genuine commitment to their financial journey.
I know that everyone’s journey is unique, so I focus on creating plans that are tailored to your specific needs and aspirations. My greatest accomplishment and joy is seeing my clients able to retire comfortably with different sources of passive income, after journeying with them through the years.
When I’m not crunching numbers or looking at the market, you’ll probably find me tending to my garden or on the hunt for good food in Singapore. I’m always up for a conversation, so feel free to reach out—I’d love to hear your story and see how we can work together to build a secure, confident financial future for you.
My Specialties
– Helping clients save thousands of dollars by not overpaying for insurance
– Objective Fee-based Financial Advisory
– Insurance Portfolio Audit
– Retirement Planning
– Mortgage Brokerage and Advisory Services
– Investment Advice
Achievements
– Certified Wealth Planner (AFP, AWP)
– Million Dollar Round Table (MDRT)
– Certified Estate Planner (CEP)
My Services
#ChooseIndependent:
Testimonials
CONTACT US
- 150 Beach Road #12-01/08, Gateway West Singapore 189720
- +65 62221889
- +65 62221019
- feedback@fa.com.sg
Take control of your insurance by exploring our self-service options, offering autonomy and flexibility for knowledgeable individuals.
