How much do working adults in Singapore actually need for their retirement?

Developing a Holistic Financial Roadmap So You Can Enjoy Your Golden Years with Peace of Mind

According to a 2021 survey by OCBC, some 8 in 10 Singaporeans underestimate how much they would need for retirement by a whopping 31%.

So, if you have not yet figured out how to analyse your financial health, the good news is you're not alone!

Fortunately, there's now a foolproof and easy-to-follow way to accurately project your personalised retirement needs, taking into account inflation, protection needs, contingencies, and investment returns.

Regardless of how much money you earn or how old you are currently, you will need a financially-sound retirement plan to live comfortably in your later years.

We will help you to look ahead and plan so you can enjoy the future without worrying about your financial wellbeing.

Empower yourself with relevant insights so you can make the right decisions earlier rather than later in life and avoid costly financial mistakes.

What is F.I.T.? F.I.T. is a way of covering the essential financial actions necessary to ensure that you are on the right path to successfully meeting your financial goals. By checking off the list of financial “To Do”, you can gain a peace of mind, a clear road map and control of your finances.

3 Areas on your journey to Financial F.I.T.-ness

F – Financial Management

During the webinar, you will be guided to determine your financial goals and direction. Our planning tools will help you discover quickly what your financial freedom number looks like. Add good financial habits, and you are on your way to building a decent sum of monies to meet your monthly financial needs. Daily expenses may seem trivial but don’t leave it to chance. 

Activity #1: Set Budget. First, let’s take an in-depth look into why maintaining a household budget is so important to ensure financial adequacy for you and your family. Next, learn how to compute essential daily expenses and monthly household budget. To build wealth and get money fit with your personal finances, it is therefore essential to live within your budget.

I – Insurance Planning

On your journey to developing financial freedom, you need adequate financial coverage to cushion the impact of unplanned life events so that these events do not derail you from your ability to achieve financial freedom.  

Activity #2: Review Coverage. The only constant is change. As such, make it a habit to review your existing financial coverage based on lifestyle and career changes. To this end, find out exactly how often and under what circumstances should you review your coverage.

T – Transfer of Wealth (& Wishes)

The only certainty in life is death. When we leave this world, we do not just leave behind “things”, we also leave behind our wealth. It is thus essential to prepare a will containing details on how our wealth should be distributed.

Activity #3: Invest Early. Put your capital to work as early as possible in order to maximize the value of your assets once you reach retirement age.

Learn about the basics of will and legacy planning and determine how to develop a simple will and legacy plan.

In summary, learn how to develop, practise and refine these 3 activities to ensure you and your family’s Financial F.I.T.ness and you will be on the road towards financial freedom in no time.

Financial F.I.T. — Engage

Specially for you, we are opening up slots for FREE 1 Hour Consultation Session and reveal how you can implement Financially F.I.T. in your life.

You’re welcome to bring your partner along for this in-depth session with our financial consultant to give you new perspectives, using our in-house proprietary eco-system, and give you the confidence and conviction to take charge of your financial future.


1 hour Consultation Session

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Retirement Planning

Will I be able to retire comfortably?