One of My Regrets

One of My Regrets

She Was Ready To Welcome Her Newborn

One of my clients approached me as she was concerned about her coming baby ?.

As we discussed, she shared how her main concern was getting a WholeLife policy and a comprehensive hospital plan for the coming baby. We went through maternity plans however she felt that she didn’t need that coverage ❌.

We Could Never Expect It

Unfortunately prior to the delivery, there were some complications that arose ?. During that stressful period, my mom and I were there to provide guidance and address her concerns.

Her baby was delivered premature and because of this, all the insurers rejected ❌ the application for a hospital plan and she was told to reapply after 6months to a year.

Phew…

Her baby is healthy now and the family is doing well! Praise the Lord ??. She and her hubby are so sweet and thoughtful to include us in the 100days celebration of her baby ??!

What I Regretted

? Thinking back, I should have pushed harder to get her the maternity plan. Should she have done so, there was one insurer who will offer a free hospitalisation plan for Govt A Ward for the newborn baby without medical underwriting ?.

? This is a lesson for both my client and myself. Hope that what we have gone through can also be a lesson for the upcoming mothers.

We cannot predict the future ?. However, we can make sure our future is well taken care of with proper planning ☔️.

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Gabriel Lim

Helping you make sense of your finances, without sales pressure.

Gabriel provides clear, unbiased advice to help you take control of your financial future. Guided by honesty, integrity, and transparency, he focuses on solutions that truly fit your life.

A Bachelor of Business Management graduate from Singapore Management University, Gabriel has chosen to dedicate his career to financial planning. He continually hones his skills to help clients take meaningful steps toward their financial goals, with confidence and peace of mind.

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