保險通常分為六大類:壽險、失能/長照險、意外險、醫療險、癌症險、重大傷病險。了解這些保障可以轉嫁大部分的人身風險,以下是每種保險的簡要介紹:
壽險是理賠因意外或疾病導致不幸過世或完全失能的保險。其主要功能是保障家人,留下一筆身後金。
失能險是理賠因疾病或意外而喪失謀生能力的保險,解決失能後造成的工作損失及長期照顧的費用支出。
意外險是發生意外傷害事故造成失能或死亡時的理賠保險。意外事故無法預知且無法完全避免。
醫療險專門理賠住院治療期間的花費,分擔醫療費用,彌補在醫療期間的損失,獲得好的醫療品質。
癌症險依照全民健康保險重大傷病範圍所記載的疾病作為理賠標準。當罹患重大傷病時,可先獲得一筆足夠的治療費(一次給付型)。
重大疾病險是依全民健康保險重大傷病範圍所記載的發卡疾病作為理賠標準。罹患重大傷病時,可先獲得一筆足夠的治療費(一次給付型)。
通過以上的保險配置,您可以獲得更全面的保障。如果有任何疑問或需要更多的諮詢,歡迎隨時聯繫我,我很樂意為您提供幫助。💬😊
你的寶庫管家 🏦
Jolysse邬宇思
微信:Yusi_Wo / WhatsApp:90088276
新加坡全牌照理財顧問
Representing Financial Alliance Pte Ltd
Singapore Largest Independent Financial Adviser
#保險 #重大疾病保險 #健康保障 #新加坡 #財務規劃 #年輕人理財 #早期準備
Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
A Little about me:
Hi, I’m Jolysse. Thank you for visiting my website and I’m looking forward to getting to know you personally.
I’m an independent financial consult and strive towards helping my clients and their families to accumulate wealth and helping them grow their investment portfolios.
您好。我是宇思,您也可以叫我Jolysse。
我是一名具有8年财富管理经验的独立理财顾问,金融学&管理学双学士,先后服务过近千个私募客户,个人美股及衍生品投资最高年化收益率达366%。在信息爆炸的时代,为您用中立、专业、挑剔的眼光去选择最合适您的理财方案!
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根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策