保險是一種未雨綢繆的理財工具,但許多人往往認為只有有閒錢的人才需要買保險,買越多就越花錢。事實上,適當的保險規劃不僅能應對生活中的各種變數,還能保護我們辛苦積累的財富不被風險侵蝕。那麼,不同年齡段的人應該如何選擇合適的保險呢?讓我們一起來看看吧!
每個人的保險需求因其背景、經濟能力、健康狀況及家族病史等因素而異。因此,一份適合A的保單不一定適合B。然而,相近年齡段的人面臨的風險和需求往往相似,因此以年齡層來劃分保險規劃是一個值得參考的方法。
保險規劃應根據不同年齡段的風險特點進行調整。新生兒階段注重醫療和失能保障,幼童階段增加意外險和疾病保障,青年階段則需綜合考慮個人及家庭責任。記住,父母是孩子最好的依靠,因此在為孩子投保之前,先確保自身的保險規劃完善。
你的寶庫管家
Jolysse邬宇思
微信:Yusi_Wo / WhatsApp:90088276
新加坡全牌照理財顧問
Representing Financial Alliance Pte Ltd
Singapore Largest Independent Financial Adviser
#保險 #重大疾病保險 #健康保障 #新加坡 #財務規劃 #年輕人理財 #早期準備
Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
A Little about me:
Hi, I’m Jolysse. Thank you for visiting my website and I’m looking forward to getting to know you personally.
I’m an independent financial consult and strive towards helping my clients and their families to accumulate wealth and helping them grow their investment portfolios.
您好。我是宇思,您也可以叫我Jolysse。
我是一名具有8年财富管理经验的独立理财顾问,金融学&管理学双学士,先后服务过近千个私募客户,个人美股及衍生品投资最高年化收益率达366%。在信息爆炸的时代,为您用中立、专业、挑剔的眼光去选择最合适您的理财方案!
By submitting this form, I confirm that
提交此表格,即表示
In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策
Subscribe to our newsletter to receive updates on our latest content!
By submitting this form, I confirm that
提交此表格,即表示
In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策