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新加坡 | 为什么大家都喜欢买黄金？

黄金不仅是一种财富，更是一种情感的纽带。每一枚黄金首饰都承载着记忆，见证了我们的成长和家庭的幸福，感到自己变得更加坚定和自信。

不仅是因为黄金的价值，更因为它连接着过去、现在和未来，成为了一种永恒的美丽。

 

新加坡 | 为什么大家都喜欢买黄金？ — Engage

新加坡 | 为什么大家都喜欢买黄金？ — Engage

 

当谈到黄金投资时，黄金交易所交易基金（Gold ETFs）是一种备受欢迎的选择。它们具有许多优点，包括成本效益、透明度和流动性。以下是一些关于黄金ETF的好处：

  1. 无需实物黄金：黄金ETF提供了一种无需持有实物黄金就能投资黄金的便捷方式。你可以在股票交易所上买卖黄金ETF，这使其比实物黄金更具流动性。
  2. 对冲通胀：黄金被视为一种对冲通胀的资产。在经济和市场波动以及衰退期间，黄金通常作为避险资产而受到青睐。
  3. 分散投资组合：黄金ETF可以为投资组合提供分散效益。当整体经济价格上涨时，黄金通常能够保持其价值并有所增值。

总之，黄金ETF是一种方便且有效的投资方式，适合那些希望获得黄金的投资者。

 

 

现在，让我们来比较一下以下5个黄金ETF的关键统计数据：

  1. BAR (GraniteShares Gold Trust):
    • AUM (资产管理规模): $1.1 billion
    • Expense Ratio (费用比率): 0.1749%
  2. GLD (SPDR Gold Trust):
    • AUM: $57.6 billion
    • Expense Ratio: 0.40%
  3. GLDM (SPDR Gold MiniShares Trust):
    • AUM: $3.4 billion
    • Expense Ratio: 0.18%
  4. IAU (iShares Gold Trust):
    • AUM: $31.7 billion
    • Expense Ratio: 0.25%
  5. PHYS (Sprott Physical Gold Trust):
    • AUM: $2.8 billion
    • Expense Ratio: 0.45%
  6. SGOL (abrdn Physical Gold Shares ETF):
    • AUM: $1.1 billion
    • Expense Ratio: 0.17%

请注意，这些ETF的性能和其他因素可能会随时间变化，因此建议在投资之前仔细研究每个ETF的最新信息。

 

选择黄金ETF时，应该考虑以下因素：

  1. 资产管理规模（AUM）：ETF的AUM应至少达到2亿美元。较大的规模使ETF不太可能受到市场操纵，也不太可能以显著溢价交易。
  2. 合理的费用比率：寻找费用比率低于1%的ETF。超过1.5%的费用比率被认为过高。
  3. 非杠杆ETF：杠杆ETF借钱或使用衍生品（如期权和期货合约）来放大其回报。这些具有更高的风险。在市场下跌时，杠杆可能放大亏损。

新加坡 | 为什么大家都喜欢买黄金？ — Engage

 

基于上述标准，以下是一些最佳黄金ETF：

  1. SPDR Gold Shares (GLD)：最大且最流动的黄金ETF。它是寻求直接暴露于黄金价格的投资者的首选。该ETF的唯一资产是黄金金条，存放在安全的保险库中。虽然其费用比率较高，但相对于运输、保险和存储黄金金条的成本来说，仍然相对便宜，尤其考虑到其流动性。
  2. iShares Gold Trust (IAU)：与SPDR Gold Shares几乎相同，是直接投资黄金的另一种好方法。它的费用比率低于其较大的竞争对手，是获取黄金价格上涨的更低成本途径。
  3. iShares Gold Trust Micro ETF (IAUM)：费用最便宜，其费用比率仅为0.09%。它的唯一持有是黄金金条，可以用作分散投资组合和对冲通胀的工具。

 

现在该不该买黄金呢？

黄金价格受多种因素的影响，以下是一些主要因素：

  1. 需求和供应：黄金的需求和供应是决定其价格的主要因素之一。需求来自投资者、珠宝制造业、电子和医疗设备制造业等领域。供应主要受到采矿产量的影响。
  2. 美元价值：黄金价格通常与美元价值呈反向关系，因为黄金是以美元计价的。当美元走强时，黄金价格往往较低；而当美元走弱时，由于购买力增加，黄金价格可能上涨。因此，黄金通常被视为对抗通货膨胀的避险工具。
  3. 中央银行储备：许多国家的中央银行持有黄金作为储备资产。当中央银行将货币储备从纸币转向黄金时，黄金价格通常会上涨。
  4. 通货膨胀：随着通货膨胀的加剧，黄金价格通常会上涨。因为通货膨胀导致物价上涨，而黄金通常被视为一种抵御通货膨胀的资产。

 

如果你需要更多详细信息，请随时联系我哦。

#海外投资 #美股 #新加坡 #投资 #退休计划

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