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30岁前存到$100K：新加坡人的指南 🌟

“哇，$100K？真的吗？”你可能会这样想，特别是在新加坡生活成本不断上升的情况下。但请听我说。到30岁时达到$100,000的目标不仅仅是银行里有一大笔钱；这意味着你将开启一个全新的财务自由和机会层面。

虽然可能感觉有些令人生畏，但即使起薪不高，这也是绝对可以实现的。

为什么到30岁时达到$100K很重要

这不仅仅是关于金钱。把它看作是通往更安全和更充实未来的一块基石。

  • 解锁复利：一旦你达到$100,000，你将开始看到复利的真正魔力。你的钱开始增长得更快，将你更接近最终的财务目标。
  • 财务灵活性：想象一下有一个安全网，让你可以追求新的机会，承担计算风险，或只是享受更多的财务安心。
  • 副业自由：梦想启动那个网上商店或开始一个自由职业吗？那$100K可以提供一个安全网，让你有信心探索你的创业梦想。
  • 旅行自由：$100K的缓冲可以打开更长假期的可能性，探索以前无法负担的目的地，甚至更自由地独立旅行。
  • 财务安心：知道你有一个坚实的财务基础会带来一种安全感，并为你打开以前不敢想的体验可能性。
  • 信心增加：实现一个像30岁时达到$100K这样的重要财务里程碑可以提升你的信心，让你更有可能承担风险，追求职业进步，甚至开始一个事业。

实现目标：简单指南

这不是魔法，而是关于做出明智的选择和养成良好的习惯。

  • 相信你可以做到：第一步是相信这是可能的。开始想象自己实现这个目标，并相信你有能力做到。
  • 系统化你的储蓄：不要依赖意志力，而是自动化你的储蓄。从你的主要账户设立定期转账到一个单独的储蓄账户。这种“先付自己”的方法确保你总是为未来存钱。
  • 提高收入：不要害怕要求加薪。通过承担更多责任、超越预期和为公司成功做出贡献来展示你的价值。如果加薪不可能，考虑探索副业。
  • 尽早开始投资：投资你的钱可以帮助它更快增长。即使你从小额开始，尽早学习投资基础知识会让你在积累财富方面有一个良好的开端。

这不仅仅是关于数字

到30岁时达到$100,000是一个很棒的目标，但记住，这不是一场比赛。每个人的旅程都是不同的。专注于养成良好的财务习惯，持续储蓄，并学会明智地投资。只要有一点决心，你就可以实现你的财务目标，为自己开创一个更加光明的未来。记住，建立一个安全和充实的财务生活的力量在你手中。

下一步？

我是宇思，和你一起看世界。

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30岁前存到$100K：新加坡人的指南 🌟 — Engage

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  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照，并许可在新加坡共和国境内依据财务顾问法（第110章）和证券与期货交易法（第289章）进行财务咨询等相关业务
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  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策