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With a clear direction, the right strategy, and consistent action, financial independence is not a matter of if, but when

Koo Sin Ho, Koos

REP No.: KSH100068988

Senior Consultant

As a Senior Financial Consultant with over 17 years of experience, I help busy professionals and families navigate complex financial decisions with clarity, objectivity, and a long-term perspective.

Having guided more than 100 families and hundreds of individuals, I specialize in comprehensive financial planning—including retirement income strategies, wealth preservation, education funding, and risk management.

My approach begins with an open dialogue to understand where you are today and where you want to be. Together, we’ll design a resilient roadmap tailored to your situation, risk comfort, and personal goals. Through disciplined implementation and consistent reviews, I help you navigate every stage of your financial journey with clarity and confidence. 

Beyond my advisory work, I’m an avid runner, cyclist, and music enthusiast who values genuine, meaningful conversations. If you’re looking for a trusted partner to secure your family’s future and build a lasting legacy, let’s start a conversation!

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Testimonials

I know Koos for about 10 years. He helped me to find the most suitable plan for myself amongst the different financial institutions. He also helped me understand the different plans better and improve my ability to gauge it better. He’s prompt and efficient. Always trying his best. He’s pleasant and very approachable. Someone who knows his work well and replies promptly. If you haven’t review your financial situation, go ahead and do it. It will help in the future.

Yeo Bee Loon

Dance Instructor

I met Koos likely more than 10 years. I needed help then because I dunno what kinda of policy I bought and he explained all thoroughly. He is prompt, frank and warm and will appear whenever I have questions. If you are looking for financial advice, you can trust Koos, he knows how and will help.

Mrs Seah

Legal Secretary

I’ve met Koos to do financial planning about 10 years ago. There has been ore clarity and confidence in how I explore and navigate savings and investments since then. He is clear and always ready to clarify and help. It has been a smooth journey. With Koos, I can really take a backseat as I am in good hands. Its his willingness to provide details and information that really helped me understand what I can do with what I have, and how to achieve what I need. I will always recommend Koos to my friends who may be on a lookout for advice. Being timely and responsive are key attributes of Koos, that many others may not have.

Chia Meng

Creative Director (Fiction Shore Pte Ltd)

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