4 MAIN Things You Must Know Before Applying for Singapore Permanent Residency and Citizenship (2024 Version)

(A) 2 Things you must know before applying for Singapore Permanent Residency.

1. How to apply for Singapore Permanent Resident?

As a foreigner, you may be eligible to apply for permanent residence if you are:

  • The spouse of a Singapore citizen or Singapore permanent resident (PR)
  • An unmarried child under 21 years old, born within a legal marriage to, or legally adopted by, a Singapore citizen or PR
  • An aged parent of a Singapore citizen
  • A holder of an Employment Pass or S Pass
  • A student studying in Singapore
  • A foreign investor in Singapore

 

Note: The ICA considers factors such as family ties to Singaporeans, economic contributions, qualifications, age, family profile, and length of residency to assess an applicant’s ability to contribute to Singapore, integrate into society, and demonstrate commitment to establishing roots in Singapore.

A PR is a foreigner who has been granted permanent residence status, allowing them to live in Singapore permanently. PRs aged 15 and above will be issued a Singapore blue Identity Card (IC). To travel out of and return to Singapore as a PR, a valid Re-Entry Permit is required.

For more info about required documents, you may refer to the ICA official website.

 

2. Additional Documents for SPR Application

If you wish to increase your chances of getting approved to be a SPR, here is the suggestion for you do extra 3 steps

(Disclaimer: these extra steps won’t guarantee you to get the approval, but increasing your chance.) 

1. Paid income tax on time.

2. Wrote and submitted a personal introduction letter. The content includes:

  •  Personal background introduction
  •  Reason for coming to work in Singapore
  •  Future plans (to develop in Singapore)
  •  What features of Singapore attract you to stay
  •  Whether you are adapting to life in Singapore
  •  How you integrate into the local culture (For example, a Christian may attend church services and be able o integrate into a large community smoothly.)
  •  How you contribute back to the community (e.g., volunteering or donating)
  •  Whether you invest the money you earn back into Singapore’s economy (Refrain from writing about sending your hard earned money back to your home country)
  •  Whether you have personal insurance coverage

 

3. The last two points mentioned in your personal introduction letter demonstrate your determination to continue developing in Singapore.

  1.  Buying personal insurance
    • According to individual needs, because the Singapore government wants its people to have the awareness of protection, which reduces the government’s risk. Therefore, you may consider hospitalisation/whole life/term insurance. 
  2.   Investing in Singapore 
    • According to individual financial goals and risk profiles, you may consult your financial advisor to help you the planning. The investment tools are divided into long-term and short-term. 
    • Long-term tools: Stocks and Equities, Unit Trusts/Mutual Funds, Exchange-Traded Funds (ETFs), Real Estate Investment Trusts (REITs), Singapore Government Securities (SGS) Bonds, Long-term Endowment Plans, etc.
    • Short-term tools: Savings Accounts, Fixed Deposits (FDs), Singapore Savings Bonds (SSB), Money Market Funds, Short-term Endowment Plans, etc. 

(B) 2 Things you must know before applying for Singapore Citizenship

1. How to apply for Singapore Citizenship?

FOUR MAIN STEPS:

  1. Obtain a long-term residency visa in Singapore (including student visa, work visa, etc.).
  2. Transition from long-term residency to permanent residency. Work visa holders can apply after about 6 months, with processing time of about at least 6 months.
  3. After obtaining permanent residency and meeting residency conditions, apply to become a Singapore citizen, with processing time of about 6-12 months.
  4. Once you received In-Principle Approval of your application, you may continue to complete the Singapore Citizenship Roadmap (refer to the attached picture below). 

4 MAIN Things You Must Know Before Applying for Singapore Permanent Residency and Citizenship (2024 Version) — Engage

2. Who are eligible?

  • 21 years old or above and holding Singapore permanent residency for at least 2 years.
  • Married to a Singapore citizen for 2 years or more and holding Singapore permanent residency for at least 2 years.
  • Unmarried children under 21 years old born to or legally adopted by a Singapore citizen.
  • Foreign students holding Singapore permanent residency, residing in Singapore for 3 years (at least 1 year as a permanent resident), and passing a national-level examination in Singapore, or are in the Integrated Programme (IP)
  • A PR and an Aged Parent of a Singapore citizen.

For more info about required documents, you may visit the ICA official website.

In summary, these are the four main things you must know before applying for Singapore Permanent Residency or Citizenship, providing an overview for you. I wish all of you a smooth journey in immigrating to Singapore!

For those who are considering to immigrate to Singapore, you may want to read “Best 5 Pathways of Immigrating to Singapore (2024 version)” and “Top 5 Reasons to Immigrating to Singapore (2024 version)”.

For those who are Malaysians considering to immigrate to Singapore, you may want to read “Singapore vs. Malaysia: Comparing 10 Key Aspects of Life (2024 latest version)”. 

Enquire now if you are interested to know more about insurance, investment tools, or mortgage plans in Singapore.

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Lidwina Teo 维娜

With over 5 years of experience in client service industries, I come to understand and appreciate the importance of high-quality customer service and customer experience. The key is to always prioritize the best interests of customers, ensuring their needs and expectations are met with professionalism.

The passion for client service extends into my current role where I strive to deliver personalized financial planning services. With more than 150 business partners in our company, I can help you achieve your financial goals by analyzing various financial products and offering tailored financial advice. 

I believe in journeying with you, providing guidance and expertise at every stage of your life to ensure you reach your financial dreams. Whether you are planning for retirement, managing your investments, saving for your children’s educations, or looking to secure your financial future, I am dedicated to helping you with your financial journey. 

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  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策

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  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策,并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
  • 我已阅读并理解了上述免责声明,特此声明接受这些条款。
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照,并许可在新加坡共和国境内依据财务顾问法(第110章)和证券与期货交易法(第289章)进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • 鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分,鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息(例如,关于海外司法管辖区以外的资金管理或投资咨询服务等信息)。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标,财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品,或达成交易或参与任何特定的投资策略,也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
  • 未经鑫盟理财的事先书面同意,不得将这些文件全文或部分发布,传播,复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发,出版或使用此类文件可能违反当地法律,或本公司及关联公司或关联人士需要注册,获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时,您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策