Foreigners Can Apply for Singapore Term Life Insurance Remotely! No medical check-up, no Singapore bank account required.

Foreigners Can Apply for Singapore Term Life Insurance Remotely!
This includes people from China, Hong Kong, Taiwan, Malaysia, Indonesia, and more.

Many have heard that Singapore’s term life insurance offers high leverage and great value, but there are common doubts:

  1. Is a medical check-up required?

  2. Can I buy it without a Singapore bank account?

  3. Will the payout really be transferred to a bank account outside of Singapore?

  4. Is remote application possible?

Applying for Singapore term life insurance is very simple! Just keep these 3 points in mind:

  • You can apply remotely without a medical check-up for coverage up to SGD 2 million (subject to terms and conditions).

  • You don’t need a Singapore bank account. A designated bank credit card (Visa/Master) will do. Partner banks differ by country.

  • For claims, just contact me directly. We have successfully handled a case where SGD 500,000 in death benefits was paid to a beneficiary’s bank account in China.

Want to know how much your premium would be?

Your age, coverage amount, and policy term affect the premium. For example, the younger you are when you apply, the cheaper it is. Higher coverage and longer terms generally mean higher premiums.

Example:

A 40-year-old male, non-smoker, insured until age 65 (35 years), with a coverage amount of SGD 1,000,000.

The annual premium is less than SGD 1,000.

In summary:

I’ve personally helped clients from different countries apply remotely, including China, Hong Kong, Taiwan, Malaysia, and Indonesia. They all understand the importance of insurance and believe:

“Buying insurance is not about changing your life, but about preventing life from being changed.”

If you’d like to learn more about Singapore term life insurance or get a personalized quote, feel free to contact me!

WhatsApp: +65 86802340
WeChat: lidwinabq

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Lidwina Teo 维娜

I help individuals and families make confident financial decisions through personalised financial planning across the whole world. 

Specialising in protection, wealth accumulation, and retirement planning, I provide tailored solutions aligned with your goals and priorities.

Let’s connect over a coffee and explore how we can build a stronger financial future together.

 

我致力于通过个性化理财规划,帮助个人与家庭更有信心地做出财务决策。

专注于保障规划、财富累积及退休规划,为您量身打造符合人生目标与财务需求的方案。

欢迎与我联系,一起探讨如何为您打造更稳健的财务未来。

CONTACT US