在新加坡值得考虑 REITs 的 5 大理由

在新加坡,规划退休生活对每个人来说都至关重要,尤其是随着年龄的增长,稳定的收入来源变得越来越重要。除了传统的投资方式,如股票和债券,房地产投资信托(REITs)作为一种相对较新的投资工具,近年来也逐渐受到越来越多投资者的关注。

新加坡的S-REITs在全球表现出色,已成为亚洲仅次于日本的第二大市场,也是全球第三大REITs市场。除了新加坡本地的房地产外,S-REITs的资产遍布全球,包括澳大利亚、美国、中国、马来西亚以及欧洲等多个国家。其稳定的派息和免税股息收入吸引了大量投资者。

 

什么是REITs

REITs通过集合投资者资金,投资产生收益的房地产资产组合,包括购物中心、办公楼、医院、工业仓库、酒店、数据中心等。REITs由专业团队管理,所产生的收入(主要为租金收入)定期分配给投资者。与普通股票不同,REITs根据新加坡税收政策,必须将至少90%的收入作为股息发放,因此其稳定的股息收入成为许多投资者和退休人士的首选。

在新加坡值得考虑 REITs 的 5 大理由 — Engage

 

为什么选择投资Reits?

  1. 流动性高:REITs 在股票交易所上市,流动性非常强,轻松买卖。需要资金时,随时可以变现。特别适合退休人士,能应对突发医疗或紧急开支。
  2. 较高的股息:新加坡REITs的年回报率通常在5%-9%,回报高于银行存款和债券, 适合寻求稳定被动收入的投资者

在新加坡值得考虑 REITs 的 5 大理由 — Engage

  1. 低入门门槛:与投资实体房产相比,REITs的投资门槛非常低,仅需1万新币,就能拥有全球多个不动产。
  2. 税务优惠:REITs 分红大多免税,投资者可以保留更多的收益。没有实体房产所需的管理费用,如房产税、中介费和维修费,降低持有成本。
  3. 多元化:分散风险,提升稳定性。REITs 可投资多种类型的房地产,如写字楼、购物中心、酒店、工业仓库等。可跨地区投资,涵盖新加坡及海外市场。有助于降低风险,减少市场波动的影响

 

S-REITs的类型:

  • 零售REITs(CapitaMall Trust,Frasers Centrepoint Trust)
  • 工业/物流REITs(Ascendas REIT,Mapletree Industrial Trust)
  • 商业办公REITs(Suntec REIT,Frasers Commercial Trust
  • 医疗REITs(Parkway Life REIT,First REIT)
  • 酒店/度假村REITs(Frasers Hospitality Trust,Far East Hospitality Trust)

尽管REITs拥有诸多优势,但也存在一定的风险,例如市场波动和利率变化可能会影响其表现。因此,在投资之前,务必进行充分的研究,或者咨询专业理财顾问的意见。 通过选择适合自身风险承受能力和投资目标的REITs,可以充分利用其独特优势,打造一个稳定且能带来收入的退休投资组合。只需每月最低四位数新币,就能开始您的包租公、包租婆之路。

如需了解更多,欢迎联系我,微信号:a19842182457 或 WA:+65 9465 3813

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Martin Hsia 乙未

歡迎來到我的個人網站,我是Martin乙未,土生土長的台灣人。曾經在澳大利亞和上海求學,目前定居於新加坡。

從小便對財務與投資充滿興趣,尤其是在家庭的熏陶下,這股熱情愈加濃烈。13歲時,便在金融海嘯中擁有了人生的第一張股票,也由此踏上了投資之路。在30歲之前,我成功累積了自己的第一桶金,達到8位數字。

目前,我在新加坡最大的獨立理財顧問公司工作,專注於為客戶提供資產增值和風險管理的專業服務,協助他們在多變的市場環境中穩健成長。

你可以在微信視屏號,小紅書,IG , YouTube, FB 找到我哦. 都是統一名字: 馬丁的悄悄話。

希望未來可以成為您在新加坡,投資理財的資源人士。

持續不斷為您輸出有價值的訊息,成為您在新加坡值得信賴的理財顧問。

 

 

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  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照,并许可在新加坡共和国境内依据财务顾问法(第110章)和证券与期货交易法(第289章)进行财务咨询等相关业务
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策