BEGIN:VCARD
VERSION:3.0
FN;CHARSET=UTF-8:Norman Ngai
N;CHARSET=UTF-8:Norman Ngai;;;
ORG;CHARSET=UTF-8:Financial Alliance
TITLE;CHARSET=UTF-8:Financial Advisory Manager
TEL;TYPE=WORK,VOICE:90125416
EMAIL:normanngai@fapl.sg
END:VCARD