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外汇风口！目前唯一合法渠道！超过5万美金的钱可以这样处境！

在新加坡做理财顾问快五年了，见了很多内地来新加坡的客户。最常被问到的一个问题就是：钱怎么出来？

由于中国外汇管制严格，说实话，以前真的没有什么合规合法的渠道介绍给客户。我们做为独立理财顾问，只能爱莫能助…

不过真的是天无绝人之路吧！现在有个合理合法的渠道，让大家把钱挪处境，而且这笔钱不在外汇管制的5万美金之内哦！

我知道了这个消息之后，最近很多国内中高净值客户都纷纷来咨询而且行动了起来，忍不住在这里与大家分享！

这可谓是个一举俩得的方式！ 耐心看完，我相信你会收获满满，绝对不会浪费您宝贵的时间！

1： 弥补了国内投资市场的空缺

在国内，很难直接投资全球市场，尤其是欧美市场。但是新加坡是一个非常开放的国家，可以说拿钱来新加坡投资，那就相当于布局全球了！ 而且新加坡金融管理局特别严格，对每个产品，每支基金都有监控。所以一定记得要找到像我这样的有金融管理局执照的理财顾问来帮您做投资理财的服务哦！

独立理财顾问的投资渠道往往更广，而且是站在客户的角度去挑选合适的基金：比如如果客户需要现金流，那么我们可以投资每年8%的分红基金；如果客户想要做财富增值，我们可以投资平均年化收益率超过15%的全球高端基金；如果客户想要做安稳的配置，那么我们可以选择美债基金的投资。

之前我发了一个视频，很多观众问我：哪里找4%的利息。我其实也是蛮心疼大家的。国外这么好的资源不知道而且够不到。 现在美金储蓄随随便便都超过4.5% 了！

2： 投资方式

虽然这个钱是不算外汇额度，不过我们不可以一大笔出来。限制条件是：每张信用卡(master or visa) 每年不超过5万美金。你想要额外出来多少钱，那么就看你有多少张信用卡了哦！通常都是按月来扣，由于汇率的波动，如果做的是新币投资，那么建议5000新币/月比较好。 15-30年的一个基金定投保单（保单具有灵活性，比如第二年之后的钱可以部分提取，两年后也可以享受保费假期）

3：有这个接收机制的保险公司

目前市场上只有一家保险公司非常丝滑，很多客户已经开始了这个计划，非常顺利的每个月在挪钱出来。 做为独立理财顾问，我会不断的为大家找到最适合您的方式，渠道。

感谢您宝贵的时间，如果您对海外投资有兴趣，想要挪一部分货币处境，分散一下币种。而且安心，合法，合理，那么欢迎您随时联系我。 我的微信： NU24102. 我的WA： +6596879885.

 

 

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

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Li Wenjun Olivia 李文君

非常荣幸，您来到我的个人网页。我是Olivia 李文君。2008年来到新加坡做为一个全额奖学金的学生，在新加坡最大公立医院ICU工作7年后，转行理财行业。入行之后我不断的去提升自己，结合自己的医疗背景，为客户转移潜在风险，精准配置。并且帮助客户做财务增值规划，让未来不确定的人生中有一份安心。非常尽心尽力的去服务我的每一位客户，不论您是刚毕业的年轻人，还是身价上亿的老总。希望我可以成为您在新加坡理财规划中的一个值得信赖的资源人士，为您货比三家，优中选优，在超过150家金融合作伙伴的产品中，配置最适合您的理财规划方案。

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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策