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新加坡自雇EP申请PR的加分项盘点

自雇EP可以说是当前国内移民的最佳途径了，周期短，而且资金要求量也没有那么高。当您拿到两年EP并且想要申请新加坡永久居留时，不仅要注重个人和家庭的条件，而且一定要关注您所在公司的经营状况！

所以，即使您已经获得了就业通行证（EP），也不要掉以轻心。下面是我总结公司层面的注意事项：

–公司正常运营

务必确保您的公司正常运作，不要抱有侥幸心理，否则可能会面临审查风险。千万不要以为一旦拥有EP，新加坡就不再对您的公司进行审核。新加坡以其透明度而闻名，在审查永久居留申请者时会进行彻底的背景调查。积极融入当地社区，并提供完整的财务报告，将有助于您的永久居留申请顺利通过。

–雇佣本地员工

如果您通过自雇EP开设公司，务必雇佣本地员工。政府鼓励公司招聘本地员工，以解决当地的就业问题。因此，作为外籍人士的公司，您应该为当地社区做出贡献。这包括提供就业机会给本地人，协助他们购买公积金，并履行税收义务。这些将成为您申请永久居留时的重要考虑因素。

–提供财务报告

在申请永久居留时，您需要填写有关公司背景信息的表格，包括公司近三年的营业额。根据我们的经验，成功申请需要填写完整的信息。因此，对于刚刚成立的公司，最好先有一年的经营数据。我们建议您在经营一年后准备好财务报告再提交申请。

–拥有办公地点

最开始可以在新加坡离市区稍远一些的位置，或者租赁市中心的loft商住两用公寓，租金会便宜一些。办公司还需要装修、购买各种设施，一开始将办公地点租在繁华地段，或租金高的地方不划算。后期公司运营稳定后，根据经营状况判断是否要迁移地址。

当然这也看你实际情况判断，也有客户拥有丰富经商经验，主要目的是为了去新加坡开公司，移民只是附带的需求，所以他们一开始会一次性选好办公地点。

–积极纳税

虽然新加坡税率低，有很多优惠，但我们也不能逃税，积极的纳税才能确保你顺利拿到身份。年薪12万新币的人一般一年需要缴税八千新币。企业所得税利率是百分之十七。前三年能享受一定比例的税收优惠。

除了公司层面的注意，我们自己和家庭也是要注意哦。
说实话，新加坡每年的批准人数就那么多，而申请的人数却有增无减，我们如何脱颖而出，再众多申请者中赢得政府的青睐呢？ 我和新加坡移民中介聊天过后，总结了几个加分项，希望对您有帮助：
–在新加坡的居住时间 EP转PR要看融入度，从不在新加坡居住可能会被认为居住不够而申请失败。你应该每年住满半年，至少在申请PR的那一年应该在新加坡多居住一段时间。带着全家人在新加坡生活更容易拿到身份。很多申请人都会让孩子在新加坡读书，既可以给孩子一个好的学习环境，又对自己拿到PR有帮助。

–主申请人的经济条件

在申请新加坡PR时，申请人一定药有足够的资金, 众所周知新加坡的生活成本是非常搞得,所以你需要有足够的资金支持你和你的家人（如一起申请）在新加坡生活的开销. 相信您在申请自雇EP的时候已经给自己发了足够的工资.

–社会融入

积极参加社区活动和义工活动，虽然并没有明文规定一定要参加这些活动，但如果有相关经历的话，肯定会是一个加分项哦! 做完义工一定记得找人帮你写个义工证明哦!

–-以家庭为单位申请

有配偶或子女的情况下一定要全家人一起申请PR，尤其是有儿子的情况下.如果只有您自己申请,那么这样可能会让ICA认为有逃兵役的嫌疑哦!

–年龄优势

年龄在50岁以上是比较难通过的。新加坡是个老龄化社会，申请者年轻，意味着他们有更多的时间为新加坡做贡献。当然，这并非决定性因素，也需要综合考量，比如说申请人会和子女一起申请等；

–无不良记录

如果申请人有不良记录会大大降低PR的通过率。申请人在申请前需要注意自己在过去是否有不良记录，比如犯过刑事案、被ICA抓到过或发现过你曾经被起诉等；

–资产配置

在新加坡配置一些长期(锁定期或者缴费期超过10年)的投资理财型,或者寿险是一个很大的加分项.毕竟EP申请PR,缴纳公积金的年龄就偏大了,如果自己积极的去配置一些储蓄,投资等理财型的保险,那么政府会认为你长期留在新加坡的意愿.毕竟政府也不想刚刚通过你的PR,你就不在新加坡常住了.当然积极的去配置一些寿险,重疾险,医疗险也是加分项,因为政府给自己的公民和PR都是这样配置的. 就是预防以后万一发生了不好的事情,无法继续生活,成为社会的一个负担. 政府也有开设SRS这个项目给外国人,EP朋友们也可以选择开个SRS账户，政府的项目，不仅可以减税，还可以加分！真的是一举两得！

–资料准备

提供虚假材料，资料提交格式错误或资料不足。其中，有一条非常重要的信息，即非英文文件需要翻译公证！翻译公证费用因材料而异。有些申请人可能会心存侥幸心理，想着被拒了就直接再补交呗！但实际上这是一条硬性规定，一方面可以验证材料的真实性，另一方面也可以筛选掉一批不够重视的申请者。在没有面见、网上递交的情况下，材料是ICA了解你的唯一方式，所以材料准备真的不能再马虎了！

好了，今天就与大家分享到这里，新加坡投资理财，保险配置欢迎联系我，我的微信： NU24102. WA : +6596879885 .

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Li Wenjun Olivia 李文君

非常荣幸，您来到我的个人网页。我是Olivia 李文君。2008年来到新加坡做为一个全额奖学金的学生，在新加坡最大公立医院ICU工作7年后，转行理财行业。入行之后我不断的去提升自己，结合自己的医疗背景，为客户转移潜在风险，精准配置。并且帮助客户做财务增值规划，让未来不确定的人生中有一份安心。非常尽心尽力的去服务我的每一位客户，不论您是刚毕业的年轻人，还是身价上亿的老总。希望我可以成为您在新加坡理财规划中的一个值得信赖的资源人士，为您货比三家，优中选优，在超过150家金融合作伙伴的产品中，配置最适合您的理财规划方案。

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  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照，并许可在新加坡共和国境内依据财务顾问法（第110章）和证券与期货交易法（第289章）进行财务咨询等相关业务
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策