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移民澳大利亚前你一定要知道这个省税神器！

最近好多国内和新加坡的小伙伴们都说自己卷不动了，想要去澳大利亚生活。也有一些已经入籍澳大利亚的朋友们，他们虽然在新加坡工作，但是养老的时候还是想要回去澳大利亚。毕竟澳大利亚不仅有迷人的自然风光，还有令人羡慕的生活品质。你可以在那里找到漂亮的海滩、壮观的山脉和丰富多彩的野生动植物。澳大利亚的教育和医疗系统也备受赞誉。这意味着无论是为了孩子的教育还是自己的健康，你都能享受到高品质的服务。

不过这么好的社会福利，没有高税收怎么可能持续呢？ 因为我自己是在新加坡做独立理财顾问，我不会去详解澳大利亚的税收政策，这里简单聊其中的一个税收政策，而且是我们可以提早规划，减免的税收政策： 资本所得税。简单来说，就是咱们投资了，如果有收益，在澳大利亚也是要缴税的哦！

不过我们可以通过新加坡一些优质产品，提早布局，为税收优化做准备哦！ 而且越早规划约好！

大概的情况如下，如果想要知道具体细节，那么请您点击下方联系我，我们可以见面或者约个网络会议聊一下。

我们可以选择一笔或者连续十年把我们的资金放入这个计划，11年以后，这个计划里面所有的盈利，都不需要缴税。而且这个是合法合理的省税哦！

举个例子吧：如果您一笔投资50万新币，11年以后这笔钱翻倍了，变成了100万。 12年开始，您要从这个计划中提取现金，做为生活支出，您是不需要为这多出的50万新币缴税的哦！

如果您选择定投的方式，比如一年5万新币，11年一共存了55万，11年以后，您的账户价值涨到了100万。从第12年开始，如果您要从这个计划中提取现金，做为生活支出，您也是不需要为这多出的45万新币缴税哦!

省下来的就是赚到的，所以一定要提前规划哦! 这个计划适合两类朋友： 第一就是计划申请澳大利亚公民并且在澳大利亚生活的朋友；第二种就是澳大利亚公民在其他国家工作，但最后还是会计划回到澳大利亚生活养老的朋友们。

好啦！今天就与大家分享到这里，如果您或者您的朋友有这方面的需求，欢迎联系我！ 我的微信：NU24102, 我的WA： +6596879885.

 

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Li Wenjun Olivia 李文君

您好，我是 Olivia 李文君。2008 年以全额奖学金来到新加坡，并在本地最大公立医院 ICU 工作了 7 年。长期在高压与高度负责的环境中，练就了我的决策力，同时我深刻理解了风险、稳定与财务安全的重要性。也正因如此，我选择进入理财行业，希望能把“在问题发生后抢救”，变成“提前帮家庭避开问题”。医学背景带给我的，是对新加坡医疗体系的深度理解，对不同客户适合的医疗机构，专家以及治疗的专业严谨判断力，也是一种对每一个家庭都必须认真负责的态度。

进入理财行业后，我专注于 风险管理、保障架构、跨境家庭资产配置，并把医学时期的逻辑思维延伸到财富规划中。作为 金融顾问（FA），我不受任何单一公司限制，可从 150+ 金融机构 的方案中做深度比较，为客户搭建透明、可执行、长期可坚持的规划结构。我服务的客户多为在新加坡发展的专业人士、新移民家庭，以及需要更高精准度规划的企业主与高净值人士。他们的共同点是：不喜欢被推销，而需要一个站在他们立场、判断清晰、长期可靠的顾问。

我也在视频号、小红书、Instagram、YouTube（账号：奥莉私房话）长期分享新加坡的保障体系、财富规划逻辑与实用案例，希望让更多家庭在重要决策上少走弯路、拥有更高的确定性。如果您正在寻找一位专业稳健、真诚可靠、可以长期合作的顾问，我很愿意从一次轻松的交流开始，帮助您和家人建立一个更安心、更有方向的未来。

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根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

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  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照，并许可在新加坡共和国境内依据财务顾问法（第110章）和证券与期货交易法（第289章）进行财务咨询等相关业务
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  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标，财务状况或其特定需求等考虑在内。
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  • 鑫盟理财无意在分发，出版或使用此类文件可能违反当地法律，或本公司及关联公司或关联人士需要注册，获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策