BEGIN:VCARD
VERSION:3.0
FN;CHARSET=UTF-8:Ruben Ho
N;CHARSET=UTF-8:Ruben Ho;;;
ORG;CHARSET=UTF-8:Financial Alliance
TITLE;CHARSET=UTF-8:Senior Consultant
TEL;TYPE=WORK,VOICE:83019190
EMAIL:rubenho@fapl.sg
END:VCARD