Shariah Compliant Solutions

Prioritizing Your Significance – Outcomes are shaped by your intentions. Your intentions play a vital role in charting your life’s course, particularly when it comes to your financial roadmap. In my capacity as a consultant at the largest Independent Financial Advisory (IFA) firm, my commitment lies in offering expert guidance to craft tailored solutions that align with your requirements. This is achieved by drawing upon my up-to-date expertise and competencies, cultivated through ongoing learning and training, along with the insights gained from over twenty years of experience in the financial services sector.

 

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It has been a very pleasant and fulfilling interaction with you and we learnt a lot from you. Thank you for your guidance and support! We truly appreciate them!

Syed, 32 & Hidayah, 29

Field Service Engineer & Teacher

Madam Salmah is a dedicated agent who first shared the subject of investment according to Shariah compliant. Got to know her after attending Islamic Investment Symposium in 2019 organised by FAiWA. Not just sharing about investment, she also gave sound advice of insurance policies which is essential for individuals like me.

Haziq, 36

Healthcare Worker

With your help on some financial planning & insurance protection, I can say that you know your facts well and most importantly, you are helpful in the configuration of your client’s needs on Syariah Compliant products. You have served well with a true heart and smart facts. Thank you!

Fadli Aziz, 37

Technical Officer

Salmah is a very knowledgeable advisor. She knows how to handle the clients needs and never hesitates to advise on financial matter. I’ll definitely recommend you to get her services on FA!

Ustadz Danial, 27

Mosque Executive

Salmah is very knowledgeable, explain well in layman terms and she even plans her time well ensuring that her appointments duration are not too long or too short. The objectives are met too. I know that most of my financial planning are well taken care of by her. With my income protection more or less covered, my wealth accumulations are done. Most importantly, knowing that my financial planning are in accordance with Shariah. So I am less worried in fulfilling my duties as a Muslim with regards to finances.

Syuhada, 28

Bank Staff

Salmah is an approachable person who is very patient in answering my queries. She makes it easy to comprehend the many different terminologies and financial solutions available in the market. Without her guidance, it would be difficult for me to decide on which financial solution best suits me. A highly committed consultant, she responds promptly to my needs yet gives us the space and time to make our own decisions.

Izzati, 27

Educator

Salmah is a pleasant easy going lady whom we can speak easily with. A dedicated consultant. She handles our queries intelligently and would respond promptly after finding out if she doesn’t have the answer on hand. The best part is that she doesn’t pressure us to buy any product, instead, she would wait until we are comfortable on what action to take.

June, 54 & Ali, 56

Married Couple

I have known Salmah when I was in my 20s to work on insurance and financial planning. Since then, my work relationship with her has thrived into a work friendship for almost 20 years. A friend who has seen me grow in my career and witnessed the fruition of my financial planning for more than a decade! Salmah is a good listener who tries to understand your financial needs so as to meet you life goals. I have become financially independent and able to read my own financial reports. I would highly recommend her service.

Nora, 42

Registered Nurse

I’m honoured and blessed to have crossed paths with you. Thank you for assisting me in my journey into proper wealth (and health) management for the past year, I really couldn’t have done it without your help. The process has been a very smooth one for me even as someone who doesn’t know how to get started in financial planning. Especially when everyone is getting themselves covered/protected during such unprecedented times, I am glad to have Salmah to answer all my queries and see through the entire process.

Sofea, 26

Manager

Trustworthy – A perfect person whom I can trust on all financial issues. Easy person to work with. She knows to explain in details about investment and also she is calm and patient. Fantastic person whom I will recommend to anyone who wants to go to her for advice.

Bagam, 46

Billing Officer

I highly recommend her expertise to any person looking for an Islamic advisory on finance. She is the most profound person I have met, and her ability to tackle any problem is remarkable and with a warm smile. Salmah would become an appreciated member of any team.

Alvin

Associate Wealth Advisory Director

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Salmah Ismail

MAS REP No.: SBI200217082

Financial Advisory Manager

Shariah Compliant Solutions

Prioritizing Your Significance – Outcomes are shaped by your intentions. Your intentions play a vital role in charting your life’s course, particularly when it comes to your financial roadmap. In my capacity as a consultant at the largest Independent Financial Advisory (IFA) firm, my commitment lies in offering expert guidance to craft tailored solutions that align with your requirements. This is achieved by drawing upon my up-to-date expertise and competencies, cultivated through ongoing learning and training, along with the insights gained from over twenty years of experience in the financial services sector.

 

Islamic Financial Planning

Risk Management

  • Healthcare 
  • Eldercare
  • Happy Home Mortgage 
  • Income Replacement
  • Long Term Care 
  • Special Needs

 

Wealth Accumulation

  • Family Fund
  • EduFund
  • Umrah/Haj Fund
  • Waqf Fund
  • Retirement Fund

 

Wealth Enhancement

  • Asset Allocation
  • Portfolio Design
  • Portfolio Rebalancing
  • Alternative Investments 

 

Wealth Distribution

  • Wills & Trust
  • Zakat & Waqf
  • Legacy Planning

 

 

 

MDRT – 2 Times Qualifier
Attended 2007 Denver MDRT Annual Meeting

What is Million Dollar Round Table(MDRT)?
MDRT is a global, independent association of the world’s leading life insurance and financial services professionals from more than 500 companies in 70 nations and territories.  MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service.  MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

 

 

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  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策,并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
  • 我已阅读并理解了上述免责声明,特此声明接受这些条款。
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照,并许可在新加坡共和国境内依据财务顾问法(第110章)和证券与期货交易法(第289章)进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • 鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分,鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息(例如,关于海外司法管辖区以外的资金管理或投资咨询服务等信息)。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标,财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品,或达成交易或参与任何特定的投资策略,也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
  • 未经鑫盟理财的事先书面同意,不得将这些文件全文或部分发布,传播,复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发,出版或使用此类文件可能违反当地法律,或本公司及关联公司或关联人士需要注册,获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时,您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策

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