Comprehensive Financial Planning Service

Finally, Clarity & Confidence in Your Financial Future

Feeling Overwhelmed by Conflicting Advice? You’re Not Alone.

As a Malaysian professional in Singapore, you’re building a career, saving diligently, and dreaming of a secure future—whether that means retiring back home, settling here, or starting a family. But between confusing investment options, pushy agents, and stories of friends losing money to mismatched financial products, it’s hard to know who to trust, let alone what to do next.

You don’t need another sales pitch. You need a real plan—one that puts your goals first, not a company’s profit margins.

Your Solution: Comprehensive Financial Planning That Works for You
No Hard Selling. No Jargon. Just Honest, Personalized Advice.

Hi, I’m Zhi Hau, an independent financial advisor representative who’s walked in your shoes. Like you, I’m a Malaysian navigating life in Singapore. I’ve seen how financial stress can strain families (mine included), and I’ve made it my mission to help professionals like you cut through the noise and build a roadmap to the life you truly want.

Here’s How I Help:

See the Big Picture
Finally understand how your insurance, investments, and savings work together – no more guessing if you’re on track.

✅ Make Decisions with Confidence
Every choice you make – from buying a home to repatriating funds – will align with your long-term goals.

✅ Get Advice That’s Truly Yours
No product quotas. No biased recommendations. Just practical steps tailored to your unique situation.

Why This Works for You:

  • High-Level View of Your Finances: All your assets, insurance policies, and investments in one clear plan.
  • Clarity on Every Decision: Know exactly how today’s choices impact tomorrow’s goals – like buying property in Malaysia or retiring by 50.
  • Actionable, Unbiased Guidance: Advice based on real-life experience, not sales targets.

“I’m Independent – That Means You Come First”
Here’s What Makes This Different:

No Conflicts of Interest: I’m not tied to any bank or insurer, so my recommendations are 100% based on your needs.
Real-Life Understanding: As someone who’s faced financial hardship and repatriation challenges, I design plans that work in the real world.
No Pressure, Just Progress: This isn’t about quick fixes. It’s about building a strategy that grows with you, year after year.

Your Next Step: Let’s Start with Clarity
“You don’t have to figure this out alone. Let’s create a plan that lets you focus on what matters most – living life on your terms.”

📅 Schedule Your Free Consultation

As a Malaysian working in Singapore, I know how it feels to juggle ambition, uncertainty, and the pressure to ‘get it right.’ Let’s turn that stress into a plan you can trust – so you can stop worrying about money and start enjoying the life you’re building.

Over they years, I’ve helped more than 100 professionals like you gain control of their finances.

My independence means you’ll always get advice that’s honest, clear, and focused on your goals – never a product.

CONTACT US

Contact Me

What type of services are you looking for? 请问您需要咨询哪些方面的服务?(Please select all that applies)

ACKNOWLEDGEMENT

By submitting this form, I confirm that

提交此表格,即表示

  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策,并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
  • 我已阅读并理解了上述免责声明,特此声明接受这些条款。
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照,并许可在新加坡共和国境内依据财务顾问法(第110章)和证券与期货交易法(第289章)进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • 鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分,鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息(例如,关于海外司法管辖区以外的资金管理或投资咨询服务等信息)。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标,财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品,或达成交易或参与任何特定的投资策略,也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
  • 未经鑫盟理财的事先书面同意,不得将这些文件全文或部分发布,传播,复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发,出版或使用此类文件可能违反当地法律,或本公司及关联公司或关联人士需要注册,获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时,您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策

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