Service Guide

Services provided to clients with $500,000 or more invested or premium above $10,000 pa with Chenise through Financial Alliance:
Comprehensive financial planning services at no additional charge (for the full list of services, please refer to the hourly planning services section below)

Periodic, in-person meetings (at least one review meeting each year, but clients are encouraged to meet and check whenever financial issues or big life changes arise)
Coordination with client’s other professional advisors (e.g. estate lawyers, CPA, etc.) in order to ensure that the client receives a comprehensive financial plan
Expert portfolio management and investment services tailored to specific client needs, from retirement nest-egg protection, to aggressive portfolio growth
If retired, client will receive advice designed to calculate appropriate and sustainable withdrawal rates specific from retirement accounts
Services provided to clients with $100,000 – $500,000 invested or premium below $10,000 pa with Chenise through Financial Alliance:

No-hassle, paperless communication
Web and email-based client support and planning resources
Instant access to account information via web portals
Annual, in-person review
Expert portfolio management and investment services
Recommendations for monthly savings goals based on client income, lifestyle, and career goals
Financial plan check-list
Additional advanced planning services for specialized situations that require research or in-house meetings with a financial advisor are available on an a la carte basis and are billed at a flat or hourly rate (for the full list of services, please refer to the hourly planning services section below)
Flat Rate or Hourly Planning Services

Retirement Planning:
– Review of goals
– Preparation of projections
– Develop funding strategies

Education Planning
– Review of goals
– Preparation of projections
– Develop funding strategies

Estate Planning*
– Review of estate planning documents
– Structuring of  Legacy                                                                                                                                                                                                                                                           – Recommend gifting strategies
– Coordination of ownership

Investment Planning
– Review of equity and fixed income allocation
– Portfolio review
– Risk/reward assessment

Cash-Flow Management
– Review expenditures
– Prepare projections
– Develop management strategies

Tax Planning*
– Tax-advantaged investing
– Income tax projections

Insurance Review*
– Life
– Disability
– Long-term care
– Personal liability

Corporate Solution*
– Business Risk Management
– Employee Benefit
– Staff Retention Programme
– Corporate Investment

Disclaimer: The content above, including all information, opinions, and interactive elements, was created by the individual financial consultant. The views expressed are the consultant’s own and do not necessarily reflect the official policy or position of Financial Alliance. Financial Alliance does not guarantee the accuracy or completeness of this content and is not responsible for any errors or omissions. If you believe any information is inaccurate or have other feedback regarding this content, please contact us at feedback@fa.com.sg.

Readers should seek independent, unbiased financial advice that is customised to their specific financial objectives, situation, and needs. This publication has not been reviewed by the Monetary Authority of Singapore.

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