Retirement is a phase that demands just as much planning as wealth accumulation. I work with clients to design sustainable income strategies that provide flexibility, security, and tax efficiency. This includes structuring income streams from CPF, annuities, investment portfolios, and real estate assets.
My retirement planning process begins with understanding your lifestyle goals, longevity expectations, and healthcare needs. From there, we build a retirement income plan that aligns with your spending patterns and accounts for inflation, market volatility, and unexpected costs. I also integrate drawdown strategies that extend portfolio longevity while optimizing your tax position.
Beyond income, I help clients navigate important decisions such as CPF LIFE optimization, pension integration, and cross-border taxation. With proper planning, retirement can be a time of freedom—not financial stress. My role is to help ensure that your wealth continues to work for you—so you can enjoy life with confidence and clarity.
Disclaimer: The content above, including all information, opinions, and interactive elements, was created by the individual financial consultant. The views expressed are the consultant’s own and do not necessarily reflect the official policy or position of Financial Alliance. Financial Alliance does not guarantee the accuracy or completeness of this content and is not responsible for any errors or omissions. If you believe any information is inaccurate or have other feedback regarding this content, please contact us at feedback@fa.com.sg.
Readers should seek independent, unbiased financial advice that is customised to their specific financial objectives, situation, and needs. This publication has not been reviewed by the Monetary Authority of Singapore.
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策