Stock Advisory Services
Attention to All Professionals!
Did you know that most people lose money from investments because of:
- Speculation and investing in non-systematic risk?
- Trying to time the market as buying stocks when market is going up (thus buying at highs) and “cutting lost” when market is coming down which is selling when lows?
- High cost. High cost of investments comes from trading fees (i.e. brokerage fees), bid-ask spread, management fee, impact cost, sales charge (for unit trusts) and soft dollar commissions.
Investment is difficult primarily because of the human (wrong) behavior. That is why I provide stock advisory services using the following approaches:
Diversification approach
Your stock holdings will be diversified into at least 20 holdings. 30 holdings will be the ideal.
Value investing approach
The investment philosophy will primarily focus on Investment Moats such as Customer Solutions Profit, Specialist/Niche Profit, Profit Multiplier, Installed Base profit, Product Pyramid Profit, Multi-Component Profit, Switchboard/Platform Profit, Blockbuster Profit, De Factor Standard Profit, Low Cost Dominance Through Business Design, Emotional Brand Profit and Local Leadership Profit.
Businessman approach
Unless explicitly stated, all recommendations are based on the ‘businessman’ approach in which securities are selected based on what is sensible to a businessman. A businessman considers internal factors such as cash flow, balance sheet, company’s core competency, employee’s satisfaction etc. The external factors that have to be considered by a businessman are competition, target market, regulation and politics. Due to this reason, the short-term fluctuation of the securities’ prices will be ignored unless there are fundamental shift in the businesses.
80/20 rule approach
Every effort will be made to recommend companies that have the potential for growth. However, in this 80/20 rule, we expect 20% of the recommendations to provide 80% of the gains in the future. This means not all recommendations will succeed.
Emotional coaching approach
Given that research shows that majority of the losses of investments are due to investors making irrational decisions, the advisory service shall provide emotional coaching so that you will be able to make rational decisions.
Non-gambling approach
Under our advisory service, none of the recommendations will be based on gambling approach. We will not rely on ‘luck’, zero-sum game nor strive to encourage entertainment via stock picking. In fact, we will coach you to avoid forming emotional attachment to your investments.
The minimum investment is S$200,000 or US$150,000.
Disclaimer: The content above, including all information, opinions, and interactive elements, was created by the individual financial consultant. The views expressed are the consultant’s own and do not necessarily reflect the official policy or position of Financial Alliance. Financial Alliance does not guarantee the accuracy or completeness of this content and is not responsible for any errors or omissions. If you believe any information is inaccurate or have other feedback regarding this content, please contact us at feedback@fa.com.sg.
Readers should seek independent, unbiased financial advice that is customised to their specific financial objectives, situation, and needs. This publication has not been reviewed by the Monetary Authority of Singapore.
CONTACT US
- 150 Beach Road #12-01/08, Gateway West Singapore 189720
- +65 62221889
- +65 62221019
- feedback@fa.com.sg
