Did you know that most people lose money from investments because of:
Investment is difficult primarily because of the human (wrong) behavior. That is why I provide stock advisory services using the following approaches:
Your stock holdings will be diversified into at least 20 holdings. 30 holdings will be the ideal.
The investment philosophy will primarily focus on Investment Moats such as Customer Solutions Profit, Specialist/Niche Profit, Profit Multiplier, Installed Base profit, Product Pyramid Profit, Multi-Component Profit, Switchboard/Platform Profit, Blockbuster Profit, De Factor Standard Profit, Low Cost Dominance Through Business Design, Emotional Brand Profit and Local Leadership Profit.
Unless explicitly stated, all recommendations are based on the ‘businessman’ approach in which securities are selected based on what is sensible to a businessman. A businessman considers internal factors such as cash flow, balance sheet, company’s core competency, employee’s satisfaction etc. The external factors that have to be considered by a businessman are competition, target market, regulation and politics. Due to this reason, the short-term fluctuation of the securities’ prices will be ignored unless there are fundamental shift in the businesses.
Every effort will be made to recommend companies that have the potential for growth. However, in this 80/20 rule, we expect 20% of the recommendations to provide 80% of the gains in the future. This means not all recommendations will succeed.
Given that research shows that majority of the losses of investments are due to investors making irrational decisions, the advisory service shall provide emotional coaching so that you will be able to make rational decisions.
Under our advisory service, none of the recommendations will be based on gambling approach. We will not rely on ‘luck’, zero-sum game nor strive to encourage entertainment via stock picking. In fact, we will coach you to avoid forming emotional attachment to your investments.
The minimum investment is S$200,000 or US$150,000.
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
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