Supplementary Retirement Scheme (SRS) — Engage

Are Your SRS Savings Sitting Idle and Losing Value against Inflation?

Optimise your SRS savings through long term investments to maximize returns for your retirement needs.

Have you ever wondered why the Singapore government created the Supplementary Retirement Scheme (SRS) in 2001?

The Supplementary Retirement Scheme (SRS) is designed to encourage individuals to voluntarily save more for their golden years. SRS contributions are made over and above CPF contributions, and enjoy tax relief as well.

You can grow your SRS funds exponentially through long term investments, which could better increase your investment value to give you a more comfortable retirement.

Enjoy Tax Relief on your SRS contributions
Grow your retirement funds through SRS Investments
Tax-free Investment Returns
Only 50% of the withdrawals from SRS are taxable at retirement

Maximize your SRS funds with us today.

Let our Financial Consultants assist you with all the calculations. Ride on an exciting investment journey with us!

How does an Independent Financial Adviser (IFA) stand apart from others?

80,000 satisfied clients

Wide selection of products in the market

I knew Glenn for more than 16 years. He has always offered sound financial advice based on my objectives as well as personal needs. He keeps in regular contact with me and provide me with ongoing financial advice as my needs and markets change. He takes the time needed to fully explain the options, provide objective advice (with pros and cons) and guide me in an appropriate direction. I feel as though he truly cares about my finances and my future. Honest, reliable, ethical and highly recommended. Thank you.
GOH KK
REGIONAL DIRECTOR
“Ed has been my financial advisor since 2010 and he has consistently been dishing out sound financial and insurance advice. I have recommended his services to several of my close friends and family over the years and they have nothing but praise for his service. Ed often goes above and beyond to attend to my questions when it comes to various insurance products and their coverage, and will personally see to all of my claims processes. Highly recommended to those who wants a reliable, down to earth person to handle all your financial and insurance needs.”
Dr Ian Tan, MD
Doctor

How can our financial advisors contact you to assist you on your retirement planning?

Name
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By clicking “Schedule a Consultation Session” above, you consent to our Terms of Service, Privacy Policy, and consent to receive automated calls/texts from Financial Alliance Pte. Ltd. Consent is not a condition of any solicitation of services.

I’ve known Christina for over 8 years as a friend as well as a personal financial advisor. She has such deep knowledge in insurance policies as well as finance and investment; this spans from her general knowledge to serious topics like investments portfolios. Christina has in her own way help me understand the complex insurance plans so that I can make sound decisions on my own prior to me having to pick up the phone and call her for advise (big or small). She has a big heart, always giving me advise on what’s good for me financially and emotionally. Our relationship has come a long way and without her, I won’t be able to plan my insurance, retirement in a good way. It’s easy to find any insurance agent, tough to have one whom you can trust and has a holistic view of your finances. Cheers to many more years to come!​
Esther Tan
IKEA Visual Merchandizing Manager
Chai Hoon always takes a holistic and balanced approach in reviewing my latest situation before making any investment recommendation. She provides very prompt and thoughtful advices that help my decision making. Chai Hoon has continually improved herself in her career development. This has benefited me and other investors in terms of investment opportunities.
Chin PC
CEO

How Can We Better Serve You

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Help us understand your financial needs and retirement goals

We will work hand in hand with you to align our recommendation with your retirement goals and desired investment returns.

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We will customise a plan that is tailored for you

We will go through major funds that is available and select the ones that suits you best

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It’s never too early to start saving and planning for your retirement

Contact us for a consultation with our MAS licensed financial consultants!

Our Business Partners

By partnering with a wide range of insurance companies, investment houses and other wealth management solution providers, we are proud to be able to independently and objectively structure the most fitting solution to fit your unique circumstance.

  1. AIA Singapore Pte Ltd
  2. Aviva Limited
  3. AXA Insurance Pte Ltd
  4. China Life Insurance (Singapore) Pte. Ltd.
  5. China TaiPing Insurance (Singapore) Pte Ltd
  6. Etiqa Insurance Pte Ltd
  7. Friends Provident International
  8. FWD Singapore Pte Ltd
  9. HSBC Insurance (Singapore) Pte. Limited
  10. Life Insurance Corporation (Singapore) Pte Ltd
  1. Manulife (Singapore) Pte Ltd
  2. NTUC Income Insurance Co-Operative Ltd
  3. Quilter International
  4. Raffles Health Insurance Pte Ltd
  5. Singapore Life
  6. Swiss Life Global Solutions
  7. Tokio Marine Life Insurance Singapore Ltd
  8. Transamerica Life (Bermuda) Ltd
  9. Utmost Worldwide Limited (S’pore Branch)
  1. Havenport Investments Pte. Ltd.
  2. iFAST Financial
  3. Navigator Investment Services Ltd
  1. Phillip Securities Pte Ltd
  2. UOB Kay Hian
  1. Aberdeen Asset Management Asia Ltd
  2. AllianceBernstein (Singapore) Ltd
  3. Allianz Global Investors Singapore Ltd
  4. Alquity Investment Management Limited
  5. Amanah Mutual Berhad
  6. Amundi Luxembourg S.A.
  7. Amundi Singapore Limited
  8. APS Asset Management Pte Ltd
  9. Aviva Investors Asia Pte Ltd
  10. Aviva Investors Luxembourg
  11. Barclay Bank Plc
  12. BlackRock (Luxembourg) S.A
  13. BlackRock (Singapore) Limited
  14. BNP Paribas Investment Partners
  15. Canaccord Genuity Wealth (International) Limited
  16. Canaccord Genuity Wealth (International) Limited
  17. DB Platinum
  18. Deutsche Asset Management (Asia)
  19. Duxton Asset Management Pte. Ltd.
  20. DWS Investment S.A.
  21. DWS Noor Islamic Funds plc
  22. Eastspring Investments (Singapore) Limited
  23. Edmond De Rothschild Asset Management
  24. Eurizon Capital S.A.
  25. Fidelity Worldwide Investment
  26. First Sentier Investors (Hong Kong) Ltd
  27. First Sentier Investors (Singapore)
  28. Franklin Templeton Investments
  29. FRM Investment Management Limited
  30. Fullerton Fund Management Company Ltd
  31. Henderson Global Investors (Singapore) Limited
  32. HSBC Global Asset Management (Singapore) Ltd
  33. ING Investment Management
  34. Invesco Asset Management Asia Limited
  35. J.P. Morgan Asset Management
  36. Kotak Mahindra (UK) Limited
  1. Legg Mason Asset Management S’pore Pte Ltd
  2. Legg Mason Global Funds Plc
  3. Lion Global Investors Limited
  4. List of Exchange Traded Funds
  5. Lyxor Asset Management (Ireland) Limited
  6. Man Investments Limited
  7. Manulife Asset Management (Singapore) Pte Ltd
  8. Manulife Global Fund
  9. Matrix Alternative Investment Strategies
  10. Matthews Asia Funds
  11. Mirae Asset Global Investments (Hong Kong) Ltd
  12. Natixis Global Asset Management
  13. Navigator Investment Services Limited
  14. Nikko Asset Management Asia Limited
  15. Old Mutual Global Investors (Asia Pacific) Ltd
  16. OSK International Asset
  17. Phillip Capital Management
  18. Pimco Asia Pte Limited
  19. PineBridge Investments Ireland Limited
  20. PineBridge Investments Singapore Limited
  21. Pioneer Alternative Investments
  22. Pioneer Investments
  23. Prestige Fund Management Ltd
  24. Reliance Asset Management-Mauritius Ltd.
  25. Robeco
  26. Russell Investments Limited
  27. Salus Alpha Capital GmbH
  28. Schroder Investment Management
  29. SHK Fund Managment Limited
  30. Singapore Unit Trusts Limited
  31. Superfund Financial (Hong Kong) Ltd
  32. Threadneedle Investments
  33. UBS Global Asset Management (Singapore) Ltd
  34. UOB Asset Management
  35. Vanguard Investments Singapore Pte Ltd
  1. Aetna Insurance (Singapore) Pte Ltd.
  2. AIG Asia Pacific Insurance Pte Ltd
  3. Allianz Global Corporate & Specialty (AGCS)
  4. Allianz Insurance Singapore Pte Ltd
  5. Allied World Assurance Company, Ltd (Singapore)
  6. AIA Singapore Pte Ltd
  7. Aviva Limited
  8. AXA Insurance Pte Ltd
  9. Berkshire Hathaway Specialty Insurance Company
  10. China Taiping Insurance (Singapore) Pte Ltd
  11. Chubb Insurance Singapore Limited
  12. CIGNA International
  13. Delta Insurance Singapore Pte Ltd
  14. ECICS Limited
  15. EQ Insurance Company Ltd
  16. ERGO Insurance Pte Ltd
  17. Etiqa Insurance Pte Ltd
  1. Great American Insurance Company
  2. Great Eastern Life Assurance Co. Ltd
  3. Great Eastern General Insurance Limited
  4. HL Assurance Pte Ltd
  5. India International Insurance Pte Ltd
  6. Liberty Insurance Pte Ltd
  7. Lonpac Insurance Bhd
  8. MS First Capital Insurance Ltd
  9. MSIG Insurance (S’pore) Pte Ltd
  10. NTUC Income Insurance Co-Operative Ltd
  11. QBE Insurance (International) Ltd
  12. Raffles Health Insurance Pte Ltd
  13. Sompo Insurance Singapore Pte Ltd
  14. Tokio Marine Insurance Singapore Ltd
  15. Tokio Marine Life Singapore Ltd
  16. Zurich International Life Limited
  17. Zurich Insurance Co Limited
  1. Bank of China Singapore Branch
  2. CIMB Bank Singapore
  3. Citibank Singapore
  4. DBS Bank Ltd
  5. Hong Leong Finance
  6. HSBC Singapore
  7. Maybank Singapore
  8. OCBC Bank Singapore
  1. POSB Bank
  2. RHB Singapore
  3. State Bank of India Singapore
  4. Sing Investments & Finance Ltd
  5. Singapura Finance Ltd
  6. Standard Chartered Singapore
  7. UOB Bank Ltd
  8. Westpac Banking Corporation
  1. Falco Heritage Pte Ltd
  2. Barakah Capital Planners
  1. ChrisChong & CT Ho LLP
  2. Kensington Trust Group
  3. Precepts Legacy Pte Ltd
Supplementary Retirement Scheme (SRS) — Engage

Why You Can Trust Us

Independent

By being independent, we offer impartial financial advice that is in the clients’ interest instead of providing biased advice that is unduly influenced by our business partners’ sales quotas or higher commissions.

Advanced Infrastructure

Our fintech infrastructure will then narrow down the thousands of products provided by various financial institutions in Singapore before providing you with well-rounded solutions.

One-Stop Centre

Our access to a suite of products and services, coupled with strategic tie-ups with business partners (as mentioned above) give us the independence,  range and depth to serve your needs.

What Our Clients Say About Us

Frequently Asked Questions

The Supplementary Retirement Scheme (SRS) is a voluntary scheme to encourage individuals to save for retirement, over and above their CPF savings. Contributions to SRS are eligible for tax relief. Investment returns are tax-free before withdrawal and only 50% of the withdrawals from SRS are taxable at retirement.

Any Singapore Citizens, Singapore Permanent Residents (SPRs) and foreigners who is a Singapore Tax Resident may make SRS contributions in the current year.

Singapore Citizens/Permanent Residents: $15,300

Foreigners: $35,700

You will be allowed SRS tax relief in the Year of Assessment following the year of contribution, provided you are a tax resident for that Year of Assessment. However, a personal income tax relief cap of $80,000 applies to the total amount of all tax reliefs claimed (including relief on SRS contributions). 

You will not be allowed SRS tax relief if: 

  1. Your SRS account is suspended as at 31 Dec of the year of contribution; or
  2. The amount of such contribution is withdrawn from your SRS account in the same year of contribution. 

Disclaimer: The information and opinions shared are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/. By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

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By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策

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