mom-and-child

How I Moved from Church Work to Financial Advisory

Many have asked, so here’s my attempt to respond.

I graduated from NTU Material Science and Engineering in 2014. I knew I wanted to work in a church (I don’t like to call it church because church is who the people of God are, and not just the place or the organisation we work at. But for simplicity, let’s just call it that) when I graduate but because my parents weren’t agreeable, I decided to look for something else in the interim.

I went to a career fair in NTU in my final year, and nothing really interest me except this booth by SportSG (used to be Singapore Sports Council). They had openings for the SEA Games committee, and there was a particular role that I was drawn to as I felt that it played to my strengths of event planning and working with people. I applied for that and eventually got the offer.

To cut the story short, I enjoyed the work but I left 8 months into it because I felt I wasn’t learning much.

So I left and was soon offered a role in a recruitment agency. Again, I accepted this role because I felt that it played to my strengths of working with people, and I liked that I got to help people in the work that I did.

I didn’t stay long in this place, just 6 months, because half a year into it, my mom agreed to let me work in church. Of course I was elated! I quickly told my pastor about it and soon, I found myself interning in church.

There were many things that I didn’t like about working in the church, but boy, time passed so quickly when I was working in church! I enjoyed journeying with the young people, emceeing at events, planning events, helping people see God in their lives… I really liked the work I did in the four years that I was there.

Life took a turn when my firstborn came. I went on a 4-months maternity leave, then a 5-months no-pay leave (NPL), and eventually left the job because we couldn’t get a place in infant care and didn’t know how long it’ll take to get a spot.

Initially when I thought about leaving this job, I was a bit sad. But at the end of my NPL, I began to see that it was probably all part of God’s plan for me to stay at home and take care of E for the first 18 months of his life. There was peace when I submitted my resignation letter.

When E turned 1 year old, I started thinking again what I should do when he starts going to child care. My first instinct was to go back to church work because it was easy for me, and I knew how things worked. I explored with some churches, but ended up with a no because I desired to be able to spend weeknights and weekends with my family and I won’t be able to do that if I worked in church.

So I thought “ok, maybe government sector!”. Something stable and easy would be great, cos I didn’t really want to use my brains (haha not a very good steward of my brains yes I know), and ideally I can have my weeknights and weekends for family. No replies two months into the application process. I gave up. “Lord, please open doors if You want me to work when E goes to school,” I prayed and left it as that.

A few weeks later, I decided to take some time to look into our own finances. I took about a week or so to consolidate and analyse. At the end of it, I felt a strange sense of satisfaction. I shared this with my husband, and he said “then why don’t you go and be a financial consultant?” “Huh, don’t want luh,” I said in annoyance. Context: I didn’t like the industry because I had a bad experience with financial consultants when I was in uni. “But what you did for us is what financial consultants should do what. Just be open luh,” the hubs said. That clicked something in me and I thought no harm being open about it.

In the following two weeks, I took time to research online what this role is really about. Towards the end of the second week, I found myself praying, “Lord, what does this role really do?” And I heard the Lord say, “Whatever you did for your family is what a financial consultant is supposed to do.” I had a moment with the Lord. When He said that, this role made perfect sense to me. And it’s something that played to my strengths as well! But I was adamant that I will not talk to any financial consultant about it because I didn’t want them to influence my decision. So I said, “Lord, if you are leading me to this place, then You open doors for me.”

The following day, a friend who is in the financial advisory industry texted me – “Hey tiff! Have you considered joining the industry?” I was like 😳 this can’t be it. But I know in my spirit that it was the open door. I said, “omg yes actually I’ve been thinking about it for two weeks now. And you must be God-sent.” She was as excited as I was, and she linked me up with her manager and director.

I can’t remember exactly whether we met a day or two days later. It was a good meeting. Whatever they shared were in sync with what I believed the industry should be about. I came home and shared w my hubs what happened, and he encouraged me to go ahead and try it. I was hesitant. I wasn’t sure that it was God leading me into it. It was a decision difficult to make because I didn’t want to be a consultant that leaves halfway. I went to the room and prayed, “God, this decision is so hard to make.” And God said, “you come in because I have called you, and you will go because I call you.” Bam. Decision made.

And from that moment on, it was no turning back (unless the Lord calls me out). 🙂

Things I’ve learnt in this process:

  1. Ministry is where God calls or where you sense God is calling (not just limited to the church context)
  2. Your God-given strengths can be used anywhere and everywhere. Rather than figuring out where to go, ask yourself what your strengths are, then ask God where to go.
  3. In every job, there will be things that you don’t like to do. But when it’s where God has called, you will keep going.

Feel free to reach out for a cup of coffee if you are interested in having me journey with you in life and in financial planning! 🙃

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Tiffany Tay 郑舒慧

Hi there! After starting my career with a tied insurer, I made the move to become an Independent Financial Advisor because I deeply value providing truly independent and unbiased advice. This transition allows me to stand with my clients, offering guidance that is based solely on what’s best for them, without any ties to specific insurers or financial products. I strive to bring trust and integrity back to the financial advisory industry, one client at a time.

By meeting with me, you’ll gain a partner who is dedicated to journeying with you through all stages of your financial and personal life. I offer not only expert financial guidance but also life coaching to help you achieve your broader aspirations. I believe in transparency, education, and crafting personalized strategies that reflect your unique needs and goals. Whether you’re planning for retirement, saving for your children’s education, or seeking overall financial wellness, I’m here to support you at every step. Let’s connect and start your journey towards a successful and fulfilling future today.

CONTACT US

Contact Me

What type of services are you looking for? 请问您需要咨询哪些方面的服务?(Please select all that applies)

ACKNOWLEDGEMENT

By submitting this form, I confirm that

提交此表格,即表示

  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策,并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
  • 我已阅读并理解了上述免责声明,特此声明接受这些条款。
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照,并许可在新加坡共和国境内依据财务顾问法(第110章)和证券与期货交易法(第289章)进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • 鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分,鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息(例如,关于海外司法管辖区以外的资金管理或投资咨询服务等信息)。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标,财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品,或达成交易或参与任何特定的投资策略,也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
  • 未经鑫盟理财的事先书面同意,不得将这些文件全文或部分发布,传播,复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发,出版或使用此类文件可能违反当地法律,或本公司及关联公司或关联人士需要注册,获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时,您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策

Scan for Contact Details

Join our newsletter

Subscribe to our newsletter to receive updates on our latest content!

By providing the info below, I confirm that I am the user and/or subscriber of the telephone number(s) and email address provided by me and I consent to receive from Financial Alliance and/or its financial adviser representatives, any marketing, advertising and promotional information organise by Financial Alliance via voice calls, SMS/MMS (text messages) or faxes to my telephone number(s) provided below. I understand I may withdraw any consent I have given at any time by writing in to Financial Alliance Pte Ltd.

Scan for WeChat QR

Retirement Planning

Will I be able to retire comfortably?

Contact Me

What type of services are you looking for? 请问您需要咨询哪些方面的服务?(Please select all that applies)

ACKNOWLEDGEMENT

By submitting this form, I confirm that

提交此表格,即表示

  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策,并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
  • 我已阅读并理解了上述免责声明,特此声明接受这些条款。
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照,并许可在新加坡共和国境内依据财务顾问法(第110章)和证券与期货交易法(第289章)进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • 鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分,鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息(例如,关于海外司法管辖区以外的资金管理或投资咨询服务等信息)。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标,财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品,或达成交易或参与任何特定的投资策略,也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
  • 未经鑫盟理财的事先书面同意,不得将这些文件全文或部分发布,传播,复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发,出版或使用此类文件可能违反当地法律,或本公司及关联公司或关联人士需要注册,获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时,您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策