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work as worship

Work as Worship: Finding Purpose Beyond the Paycheck

Many of us in Singapore often measure work by income, titles, or what we can accomplish on a to-do list. But as Christians, work is so much more than that — it’s an opportunity to worship God in every task, big or small. Whether you’re climbing the corporate ladder, caring for a family, or serving in ministry, how we approach our work can honor God and reflect His image.

Seeing Work Differently

Before I became a financial adviser, I spent the first 18 months after my child was born as a stay-home mom. At the time, it was easy to feel that my work didn’t “count.” The endless cycles of feeding, diaper changes, and sleepless nights felt invisible in a world that prizes measurable achievement. I questioned whether God could really use this season for His glory.

It was only when I surrendered this season to God that I began to see things differently. I realized that caring for my child, creating a loving home, and organizing our daily life were not mundane chores — they were part of the work God entrusted to me. I even started including household tasks in my weekly work schedule, not as a way to earn recognition, but as a daily practice of faithfulness and stewardship. Folding laundry, planning meals, and tidying the house became acts of worship, a rhythm of service to God and my family.

God’s Original Design for Work

Work wasn’t a result of the Fall; it was part of God’s good creation. In Genesis 2:15, God placed Adam in the Garden of Eden to “work it and take care of it.” From the very beginning, God designed humans to participate in His creative work. Work, in all its forms, reflects God’s creativity, care, and order.

Whether we are earning an income, volunteering, or caring for a family, our work mirrors God’s image. Seeing work this way changes how we approach it — from drudgery to devotion, from obligation to opportunity.

Work as Worship

Colossians 3:23 reminds us, “Whatever you do, work at it with all your heart, as working for the Lord, not for human masters.” This passage frames work in a completely new light. It doesn’t matter if the task is paid or unpaid, recognized or unnoticed. What matters is the heart behind it.

  • Diligence: Doing your tasks well, as an offering to God.

  • Integrity: Being honest and ethical in every action.

  • Humility: Serving faithfully without expecting recognition.

Even mundane tasks — filing, cleaning, or preparing meals — can become spiritual disciplines when performed with the right perspective. By orienting our hearts toward God, we transform ordinary labor into worship.

Beyond the Paycheck: Purpose in Every Season

Work isn’t only about earning money. It’s about fulfilling God’s calling in each season of life. For example, during my stay-home mom season, it was easy to feel invisible. Yet God used that time to teach me patience, organization, and faithfulness — qualities I now bring to my career as a financial adviser.

In Singapore, where the culture often measures worth by productivity and success, it’s tempting to chase achievements and compare ourselves to others. But Scripture calls us to live differently. True purpose is found when we align our work with God’s design and trust Him with the results.

By intentionally scheduling household chores and treating them as work entrusted to God, I discovered freedom from comparison and a sense of fulfillment. What once felt like drudgery became a spiritual practice, a tangible way to honor God each day.

Rest and Trust: Worship Isn’t Just Doing

Work is important, but so is rest. God calls us to trust Him even when we stop working — whether in Sabbath rest, maternity leave, or retirement. True freedom isn’t escaping work; it’s being able to work faithfully, rest confidently, and trust God’s provision.

This aligns closely with my reflections on the FIRE movement (Financial Independence, Retire Early). As I wrote in Should Christians Pursue FIRE?, real freedom doesn’t come from financial independence or early retirement. It comes from a heart that trusts God, stewarding what He provides, and working with purpose.

Living It Out: Practical Reflections

Here are some ways to see work as worship in daily life:

  • Begin your workday with prayer, dedicating your tasks to God.

  • Ask yourself: “Who am I serving in this task?”

  • Look for opportunities to serve others — family, clients, colleagues, or your community.

  • Include all responsibilities — paid or unpaid — in your weekly schedule as intentional stewardship.

  • Rest regularly, trusting that God’s work continues through you, even when you pause.

Conclusion

Work, whether in an office, a home, or a ministry setting, is a sacred calling. It’s not a curse, and it’s not just a means to an end. When we approach work as worship, even the smallest tasks become significant.

In every season — from staying at home to building a career — God calls us to faithfulness, diligence, and trust. By surrendering our work to Him, we find purpose, peace, and true freedom.

For more insights on living faithfully in your finances and work, you might also enjoy:

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Tiffany Tay (AWP, AEPP)

I’m Tiffany Tay, a licensed financial planner in Singapore, and I help Christians align their finances with their faith. If you’re looking for guidance that honours both Biblical stewardship and practical financial wisdom, you’re in the right place.

Why Choose a Christian Financial Advisor?

As believers, we know that money is not just about wealth—it’s about stewardship, generosity, and faithfulness. Yet many Christians also carry the fear of making poor financial decisions—whether it’s investing wrongly, being unprepared for emergencies, or not knowing how to balance giving with saving.

That’s why I come alongside you to:

  • Bring clarity and confidence – guiding you through complex financial choices so you don’t have to feel overwhelmed or uncertain.
  • Respect Biblical values – avoiding investments in gambling, alcohol, or industries that conflict with Christian convictions.
  • Support generosity & tithing – helping you give faithfully while preparing for your family’s future.
  • Provide trusted professional advice – with transparent, licensed guidance.

With the right plan, you can move forward in confidence—knowing your money decisions are wise, faithful, and future-ready.

Financial Planning Services for Christians in Singapore

I provide faith-based financial advice in areas such as:

  • CPF & SRS retirement strategies aligned with Biblical stewardship
  • Ethical & values-driven investments
  • Insurance and protection planning from a Christian perspective
  • Family financial planning (education, legacy, estate planning)
  • Guidance for missionaries and Christian workers

Biblical Money Stewardship in Singapore

Whether you’re planning for retirement, providing for your children, or considering missions giving, you can be confident that your financial plan is God-honouring and future-ready.

Free Resource – 5 Biblical Money Secrets Every Singaporean Christian Should Know

Download my free guide and discover practical ways to manage your CPF, SRS, and investments through the lens of Christian stewardship.

Let’s Begin Your Faith-Based Financial Journey

Managing money doesn’t have to feel overwhelming or uncertain. With clear, Biblical guidance, you can make wise financial decisions with confidence—decisions that honour God, care for your family, and prepare you for the future.

If you’re searching for a Christian financial planner in Singapore who understands both your faith and your financial goals, I’d be honoured to walk this journey with you.

Tiffany Tay – Licensed Financial Planner in Singapore | Christian Financial Advisor | Biblical Stewardship & Ethical Investing

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根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

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  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
  • 我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策，并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
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  • 鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.
  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • 鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照，并许可在新加坡共和国境内依据财务顾问法（第110章）和证券与期货交易法（第289章）进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • 鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • 作为提供此类服务的一部分，鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息（例如，关于海外司法管辖区以外的资金管理或投资咨询服务等信息）。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
  • 此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • 此类文件和信息不会把-个人投资目标，财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • 鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品，或达成交易或参与任何特定的投资策略，也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
  • 未经鑫盟理财的事先书面同意，不得将这些文件全文或部分发布，传播，复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • 鑫盟理财无意在分发，出版或使用此类文件可能违反当地法律，或本公司及关联公司或关联人士需要注册，获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • 在与鑫盟理财进行讨论或签订合约时，您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

根据《个人数据保护法》，鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策